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CHOLAFIN - IntraDay Trade Analysis with Live Signals

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Rating: 3.6

Last Updated Time : 20 Mar 26, 01:05 pm

IntraDay Trade Rating: 3.6

Stock Code CHOLAFIN Market Cap 1,23,896 Cr. Current Price 1,455 ₹ High / Low 1,832 ₹
Stock P/E 25.6 Book Value 307 ₹ Dividend Yield 0.14 % ROCE 10.3 %
ROE 19.7 % Face Value 2.00 ₹ DMA 50 1,647 ₹ DMA 200 1,616 ₹
Chg in FII Hold -0.29 % Chg in DII Hold 0.27 % PAT Qtr 1,288 Cr. PAT Prev Qtr 1,155 Cr.
RSI 27.5 MACD -54.0 Volume 18,92,307 Avg Vol 1Wk 21,69,659
Low price 1,359 ₹ High price 1,832 ₹ PEG Ratio 1.00 Debt to equity 7.24
52w Index 20.4 % Qtr Profit Var 18.5 % EPS 57.6 ₹ Industry PE 16.4

📊 Analysis: CHOLAFIN shows moderate intraday potential today. Current price (1,455 ₹) is trading well below both DMA 50 (1,647 ₹) and DMA 200 (1,616 ₹), reflecting short-term weakness. RSI at 27.5 indicates oversold conditions, which could trigger a bounce. MACD (-54.0) confirms bearish momentum. Volume (18.9 Lakh) is slightly below the weekly average (21.7 Lakh), suggesting weaker participation. Despite technical weakness, strong fundamentals and profit growth provide support for intraday opportunities.

💰 Optimal Buy Price: 1,440–1,455 ₹ if price consolidates near support.

📈 Profit Exit Levels: 1,490 ₹ (short-term resistance), 1,520–1,550 ₹ (nearer to DMA zone).

📉 Stop-Loss: 1,420 ₹ to protect against downside risk.

⏱️ If Already Holding: Consider exiting intraday if price fails to sustain above 1,455 ₹ or if momentum indicators remain weak. Profit booking near 1,490–1,550 ₹ is advisable, while a break below 1,420 ₹ should trigger a stop-loss exit.


Positive

  • EPS of 57.6 ₹ supports strong earnings power.
  • Quarterly PAT growth (1,288 Cr vs 1,155 Cr) shows profitability improvement.
  • ROE of 19.7% reflects solid shareholder returns.
  • DII holdings increased (+0.27%), showing domestic institutional support.

Limitation

  • High debt-to-equity ratio of 7.24 raises leverage concerns.
  • ROCE at 10.3% is relatively weak compared to peers.
  • Price trading below DMA levels signals bearish sentiment.
  • FII holdings decreased (-0.29%), showing reduced foreign investor confidence.

Company Negative News

  • No major external negative news reported, but high leverage and reduced FII holdings weigh on sentiment.

Company Positive News

  • Strong quarterly profit growth boosts investor confidence.
  • DII support provides stability despite FII outflows.

Industry

  • Industry PE at 16.4 vs stock PE of 25.6 suggests premium valuation.
  • NBFC sector benefits from credit demand, though rising interest rates and leverage risks remain challenges.

Conclusion

⚖️ CHOLAFIN is a moderately attractive intraday candidate with potential for a short-term bounce due to oversold RSI and strong fundamentals. Traders may attempt entries near 1,440–1,455 ₹ with exits around 1,490–1,550 ₹, while maintaining a strict stop-loss at 1,420 ₹ to manage risk.

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