⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.

BANKINDIA - Swing Trade Analysis with AI Signals

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Rating: 4.1

Last Updated Time : 05 Feb 26, 02:12 am

Swing Trade Rating: 4.1

Stock Code BANKINDIA Market Cap 73,303 Cr. Current Price 161 ₹ High / Low 170 ₹
Stock P/E 7.23 Book Value 186 ₹ Dividend Yield 2.52 % ROCE 6.15 %
ROE 12.3 % Face Value 10.0 ₹ DMA 50 150 ₹ DMA 200 132 ₹
Chg in FII Hold 1.58 % Chg in DII Hold -0.45 % PAT Qtr 2,705 Cr. PAT Prev Qtr 2,555 Cr.
RSI 56.4 MACD 3.23 Volume 91,18,953 Avg Vol 1Wk 1,65,37,155
Low price 92.7 ₹ High price 170 ₹ PEG Ratio 0.18 Debt to equity 11.7
52w Index 88.4 % Qtr Profit Var 7.47 % EPS 22.3 ₹ Industry PE 7.88

📊 BANKINDIA (₹161) shows strong swing trade potential. The stock trades above both its 50 DMA (₹150) and 200 DMA (₹132), supported by RSI at 56.4 and positive MACD (3.23), indicating bullish momentum. Fundamentals are attractive with low P/E (7.23 vs industry 7.88), ROE 12.3%, and steady PAT growth (₹2,705 Cr. vs ₹2,555 Cr.). Dividend yield at 2.52% adds investor appeal. FII holdings increased (+1.58%), though DII holdings declined (-0.45%). Overall, the stock is undervalued and technically positioned for a swing trade opportunity.

💡 Optimal Entry Price: ₹155–₹158 (near support zone).

💡 Exit Strategy: If already holding, consider booking profits near ₹168–₹170 unless momentum strengthens further.

✅ Positive

  • Low P/E (7.23) compared to industry average, indicating undervaluation.
  • Strong ROE (12.3%) and EPS ₹22.3.
  • Dividend yield 2.52% supports investor confidence.
  • Quarterly PAT growth (₹2,705 Cr. vs ₹2,555 Cr.).
  • FII holdings increased (+1.58%), showing foreign investor interest.

⚠️ Limitation

  • ROCE relatively low at 6.15%, limiting operational efficiency.
  • DII holdings reduced (-0.45%), showing cautious domestic sentiment.
  • Debt-to-equity ratio high (11.7), typical for banks but adds leverage risk.
  • Trading volume below 1-week average, indicating reduced participation.

📉 Company Negative News

  • Decline in domestic institutional holdings.

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