⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.

BANKINDIA - Swing Trade Analysis with AI Signals

← Back to List

⭐ Rating: 3.8

Last Updated Time : 04 Aug 26, 12:55 am

Key Parameters

⭐ Swing Trade Rating: 3.8

Stock CodeBANKINDIA
Market Cap63,396 Cr.
Current Price139 ₹
High / Low178 ₹
Stock P/E5.59
Book Value195 ₹
Dividend Yield3.34 %
ROCE5.92 %
ROE12.4 %
Face Value10.0 ₹
DMA 50143 ₹
DMA 200142 ₹
Chg in FII Hold-0.39 %
Chg in DII Hold0.00 %
PAT Qtr3,068 Cr.
PAT Prev Qtr3,016 Cr.
RSI48.2
MACD-1.25
Volume89,90,953
Avg Vol 1Wk77,87,387
Low price109 ₹
High price178 ₹
PEG Ratio0.15
Debt to equity12.1
52w Index43.3 %
Qtr Profit Var36.2 %
EPS24.9 ₹
Industry PE7.22

✅ Positive

The stock demonstrates strong profitability with a recent PAT growth of 36.2% and a healthy dividend yield of 3.34%. Furthermore, the company’s P/E ratio is significantly lower than the industry average, indicating potential undervaluation.

⚠️ Limitation

Despite positive earnings, the debt-to-equity ratio remains elevated at 12.1, which could pose a risk in an uncertain economic environment. The negative MACD value and RSI of 48.2 suggest potential bearish momentum.

📉 Company Negative News

Recent news indicates the Nifty PSU Bank index is up, suggesting broader sector strength but doesn't guarantee BANKINDIA’s performance. Plans for a ₹7,000 crore equity capital raise could signal future dilution concerns.

📈 Company Positive News

Analysts anticipate further upside for the PSU bank sector driven by RBI MPC decisions. The company has scheduled its 19th AGM, indicating operational stability and forward planning.

🏭 Industry

The banking industry is currently experiencing a period of recovery fueled by government stimulus and increasing credit demand, although regulatory scrutiny remains a factor. PSU banks are generally considered more conservative than private counterparts but face challenges regarding asset quality.

🧾 Conclusion

A potential entry price could be around 135 ₹, targeting a profit taking exit point at 160 ₹ based on the high of 178 ₹. Given the current market conditions and limited bearish signals, this stock presents a moderate swing trading opportunity with a cautious approach.

Technical Analysis
Fundamental Analysis

NIFTY 50 · Swing Trading

NEXT 50 · Swing Trading

MIDCAP · Swing Trading

SMALLCAP · Swing Trading