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BANKINDIA - Technical Analysis with Chart Patterns & Indicators

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Rating: 3.9

Last Updated Time : 03 Feb 26, 05:01 pm

Technical Rating: 3.9

Stock Code BANKINDIA Market Cap 69,201 Cr. Current Price 152 ₹ High / Low 170 ₹
Stock P/E 6.84 Book Value 186 ₹ Dividend Yield 2.60 % ROCE 6.15 %
ROE 12.3 % Face Value 10.0 ₹ DMA 50 149 ₹ DMA 200 131 ₹
Chg in FII Hold 1.58 % Chg in DII Hold -0.45 % PAT Qtr 2,705 Cr. PAT Prev Qtr 2,555 Cr.
RSI 46.2 MACD 4.33 Volume 1,90,39,121 Avg Vol 1Wk 1,70,67,043
Low price 92.7 ₹ High price 170 ₹ PEG Ratio 0.17 Debt to equity 11.7
52w Index 76.8 % Qtr Profit Var 7.47 % EPS 22.3 ₹ Industry PE 7.64

📈 Technical Analysis

  • Chart Patterns: Price is above both 50 DMA (149 ₹) and 200 DMA (131 ₹), showing strength.
  • Moving Averages: Current price (152 ₹) is slightly above DMAs, indicating bullish bias.
  • RSI: At 46.2, neutral, suggesting consolidation with mild upside potential.
  • MACD: Positive (4.33), confirming bullish momentum.
  • Bollinger Bands: Price is mid-range, showing consolidation with potential breakout.
  • Volume Trends: Current volume (1,90,39,121) is higher than 1-week average (1,70,67,043), indicating strong participation.

📊 Momentum & Trend

  • Short-term Momentum: Bullish with MACD positive and RSI stable.
  • Support Zone: 148 ₹ – 150 ₹ (near 50 DMA).
  • Resistance Zone: 160 ₹ – 165 ₹ (near recent highs).
  • Trend: Trending upward with bullish bias.
  • Optimal Entry: Around 148 ₹ – 150 ₹ if support holds.
  • Optimal Exit: Around 160 ₹ – 165 ₹ unless breakout continues.

✅ Positive

  • EPS of 22.3 ₹ supports valuation.
  • Dividend yield of 2.60% provides investor returns.
  • Quarterly PAT growth (2,705 Cr vs 2,555 Cr), showing earnings improvement.
  • FII holding increased (+1.58%), showing stronger foreign investor confidence.
  • PEG ratio (0.17) indicates attractive valuation relative to growth.

⚠️ Limitation

  • ROCE (6.15%) is modest compared to peers.
  • High debt-to-equity ratio (11.7) indicates significant leverage risk.
  • RSI at 46.2 suggests limited momentum strength.

📉 Company Negative News

  • DII holding decreased (-0.45%), showing weaker domestic institutional sentiment.
  • Quarterly profit variation (+7.47%) is modest compared to sector peers.

📈 Company Positive News

  • Quarterly PAT growth indicates operational improvement.
  • FII holding increased (+1.58%), reflecting foreign investor confidence.

🏭 Industry

  • Industry PE at 7.64, slightly higher than company PE (6.84), suggesting undervaluation.
  • Sector outlook remains steady with consistent demand in banking.

🔎 Conclusion

  • Stock is trending upward with bullish signals but faces resistance near 160 ₹ – 165 ₹.
  • Entry near support (148 ₹ – 150 ₹) could be favorable for short-term trades.
  • Exit near resistance (160 ₹ – 165 ₹) unless breakout confirms further upside.
  • Long-term investors may benefit from strong EPS and dividend yield, but should monitor leverage risks and modest ROCE.

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