BANKINDIA - IntraDay Trade Analysis with Live Signals

Last Updated Time : 20 Dec 25, 07:02 am

IntraDay Trade Rating: 3.8

📊 Analysis: BANKINDIA is trading at ₹143, above both 50 DMA (₹139) and 200 DMA (₹124), showing medium-term strength. RSI at 51.2 indicates neutral momentum, while MACD (-0.04) suggests flat trend bias. Current volume (57,78,728) is higher than average weekly volume (52,01,761), reflecting strong intraday participation. Fundamentals remain attractive with low P/E (6.51 vs industry 7.89), strong EPS (₹21.8), and dividend yield of 2.83%. Quarterly PAT growth (+7.62%) supports sentiment, though ROCE (6.15%) is modest.

💡 Optimal Buy Price: Around ₹141–₹144 (near 50 DMA support zone).

🎯 Profit-Taking Exit Levels: ₹147 (first resistance), ₹150 (next resistance).

🛡️ Stop-Loss / Loss Protection: ₹139 (below intraday support).

⏱️ If Already Holding: Consider partial exit near ₹147 if momentum slows. Full exit if price falls below ₹139 with weakening RSI or MACD divergence. Intraday trend remains moderately favorable given strong volume and valuation comfort.

✅ Positive

• 📈 Trading above both 50 DMA and 200 DMA, showing technical strength.
• 💹 Attractive valuation with P/E of 6.51 vs industry PE of 7.89.
• 📊 EPS of ₹21.8 supports earnings stability.
• 📈 Dividend yield of 2.83% provides shareholder returns.
• 📊 FII holding increased (+0.71%).
• 📈 52-week performance shows +86.6% growth.

⚠️ Limitation

• 📉 RSI at 51.2 shows only neutral momentum.
• 📊 MACD flat (-0.04), indicating lack of strong trend.
• 📉 ROCE at 6.15% is modest compared to peers.
• 📉 DII holding decreased (-0.34%).
• 📉 Debt-to-equity ratio high at 11.9, typical for banks but adds leverage risk.

🚨 Company Negative News

• 📉 DII holding decreased (-0.34%).
• 📉 ROCE remains modest at 6.15%.

🌟 Company Positive News

• 📈 PAT growth strong at ₹2,555 Cr. vs ₹2,252 Cr. previous quarter (+7.62%).
• 📊 FII holding increased (+0.71%).
• 📈 EPS remains strong at ₹21.8.
• 📊 Dividend yield at 2.83% adds investor confidence.

🏭 Industry

• 📊 Industry PE at 7.89, slightly higher than BANKINDIA’s 6.51, showing undervaluation.
• 🏦 PSU banking sector outlook remains steady with credit growth and profitability drivers.

📌 Conclusion

BANKINDIA is a moderately favorable candidate for intraday trading today, supported by strong fundamentals, attractive valuation, and trading above key moving averages. Optimal entry is near ₹141–₹144 with profit exits at ₹147–₹150 and stop-loss at ₹139. Momentum indicators suggest cautious optimism for intraday gains.

Would you like me to extend this into a peer benchmarking overlay with other PSU banks (like SBI, Canara Bank, Union Bank) to highlight relative intraday strength?