BAJFINANCE - Swing Trade Analysis with AI Signals
Back to ListSwing Trade Rating: 3.0
| Stock Code | BAJFINANCE | Market Cap | 5,18,070 Cr. | Current Price | 832 ₹ | High / Low | 1,102 ₹ |
| Stock P/E | 32.2 | Book Value | 150 ₹ | Dividend Yield | 0.53 % | ROCE | 11.5 % |
| ROE | 18.5 % | Face Value | 1.00 ₹ | DMA 50 | 953 ₹ | DMA 200 | 949 ₹ |
| Chg in FII Hold | -0.48 % | Chg in DII Hold | 0.47 % | PAT Qtr | 3,750 Cr. | PAT Prev Qtr | 4,251 Cr. |
| RSI | 27.8 | MACD | -34.1 | Volume | 1,21,98,821 | Avg Vol 1Wk | 1,00,32,157 |
| Low price | 810 ₹ | High price | 1,102 ₹ | PEG Ratio | 1.00 | Debt to equity | 3.18 |
| 52w Index | 7.53 % | Qtr Profit Var | 1.19 % | EPS | 27.2 ₹ | Industry PE | 16.4 |
📊 The stock BAJFINANCE shows weak technical momentum but strong fundamentals. Current price (₹832) is below both 50 DMA (₹953) and 200 DMA (₹949), indicating bearish sentiment. RSI at 27.8 suggests the stock is oversold, which may trigger a rebound, while MACD is negative (-34.1), confirming downward pressure. Valuation is stretched with P/E of 32.2 compared to industry average of 16.4, but PEG ratio of 1.00 indicates fair valuation relative to growth. Volume is higher than average, showing strong market activity despite weakness.
💡 Optimal Entry Price: Around ₹810–820 if RSI remains oversold and price stabilizes.
📉 Exit Strategy (if already holding): Consider exiting near ₹950–970 resistance zone unless strong breakout occurs.
✅ Positive
- Strong ROE (18.5%) indicates efficient capital use.
- PEG ratio of 1.00 suggests fair valuation relative to growth.
- DII holding increased (+0.47%), showing domestic institutional support.
⚠️ Limitation
- Price trading below DMA levels shows weak technical momentum.
- High debt-to-equity ratio (3.18), typical for NBFCs but adds leverage risk.
- ROCE (11.5%) is modest compared to peers.
📉 Company Negative News
- Quarterly PAT declined from ₹4,251 Cr. to ₹3,750 Cr.
- FII holding decreased (-0.48%), showing reduced foreign investor confidence.
📈 Company Positive News
- Quarterly profit variance (+1.19%) shows stability despite decline.
- EPS of ₹27.2 reflects consistent earnings base.
- Dividend yield of 0.53% provides investor return.
🏭 Industry
- Industry P/E at 16.4 shows peers trade at lower valuations.
- NBFC sector remains cyclical but supported by strong credit demand outlook.
🔎 Conclusion
BAJFINANCE is fundamentally strong but technically weak, currently oversold with potential for rebound. Entry near ₹810–820 may be considered for swing trading, but exit near ₹950–970 is advisable unless momentum improves significantly. Caution is warranted due to high leverage and stretched valuations.