BAJFINANCE - Swing Trade Analysis with AI Signals
Back to List📊 Swing Trade Rating: 3.8
| Stock Code | BAJFINANCE | Market Cap | 5,98,345 Cr. | Current Price | 961 ₹ | High / Low | 1,102 ₹ |
| Stock P/E | 35.3 | Book Value | 166 ₹ | Dividend Yield | 0.56 % | ROCE | 11.1 % |
| ROE | 17.7 % | Face Value | 1.00 ₹ | DMA 50 | 919 ₹ | DMA 200 | 931 ₹ |
| Chg in FII Hold | -0.16 % | Chg in DII Hold | 0.24 % | PAT Qtr | 4,840 Cr. | PAT Prev Qtr | 3,750 Cr. |
| RSI | 62.9 | MACD | 9.94 | Volume | 1,33,29,252 | Avg Vol 1Wk | 97,01,343 |
| Low price | 788 ₹ | High price | 1,102 ₹ | PEG Ratio | 1.96 | Debt to equity | 3.13 |
| 52w Index | 55.1 % | Qtr Profit Var | 22.8 % | EPS | 28.6 ₹ | Industry PE | 22.4 |
BAJFINANCE
📊 Swing Trade Rating: 3.6
BAJFINANCE shows decent potential for swing trading. The valuation is moderately high with a P/E of 35.3 compared to the industry average of 22.4, but fundamentals remain strong. ROE at 17.7% is healthy, though ROCE at 11.1% is modest. Debt-to-equity at 3.13 is typical for NBFCs. Technical indicators are supportive: RSI at 62.9 suggests bullish momentum, and MACD at 9.94 confirms strength. The stock is trading above both 50 DMA (919 ₹) and 200 DMA (931 ₹), showing trend support. PAT growth (4,840 Cr vs 3,750 Cr) is encouraging, and the PEG ratio (1.96) suggests valuation is fair relative to growth. Volume is strong, reflecting active participation.
🔑 Optimal Entry Price: 940–950 ₹ (near DMA support).
📤 Exit Strategy if Holding: Consider exiting near 1,080–1,100 ₹ resistance unless momentum continues strongly.
✅ Positive
- 📈 Strong quarterly PAT growth (4,840 Cr vs 3,750 Cr).
- 📊 EPS at 28.6 ₹ indicates solid earnings base.
- 📉 DII holdings increased (+0.24%), showing domestic institutional confidence.
- 📈 Technicals show bullish momentum (RSI and MACD positive).
- 📊 Reasonable PEG ratio (1.96) supports valuation relative to growth.
⚠️ Limitation
- 📉 ROCE is modest at 11.1%.
- 📉 High P/E ratio compared to industry peers.
- 📉 Debt-to-equity ratio (3.13) is elevated, typical for NBFCs but adds risk.
- 📊 Dividend yield (0.56%) is modest.
- 📉 FII holdings decreased (-0.16%), showing reduced foreign interest.
📰 Company Negative News
- 📉 Slight decline in FII holdings may signal cautious foreign sentiment.
- ⚠️ Elevated debt-to-equity ratio increases financial risk exposure.
🌟 Company Positive News
- 📈 Strong quarterly profit growth (+22.8%).
- 📊 EPS remains robust at 28.6 ₹.
- 📉 DII confidence with increased stake.
- 📈 Stock trading above DMA levels shows strength.
🏭 Industry
- 📊 Industry P/E at 22.4, lower than BAJFINANCE’s 35.3, showing relative overvaluation.
- 📈 NBFC sector benefits from rising credit demand and financial inclusion.
- ⚠️ Competitive pressures and regulatory risks may limit margin expansion.
📌 Conclusion
BAJFINANCE is a moderately strong swing trade candidate. Entry is best near 940–950 ₹ with cautious exit around 1,080–1,100 ₹. Fundamentals are stable, technicals show bullish momentum, and valuation is fair relative to growth. Suitable for traders seeking short-term gains with controlled risk.