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BAJFINANCE - Swing Trade Analysis with AI Signals

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Rating: 4.1

Last Updated Time : 05 Feb 26, 02:12 am

Swing Trade Rating: 4.1

Stock Code BAJFINANCE Market Cap 5,99,381 Cr. Current Price 964 ₹ High / Low 1,102 ₹
Stock P/E 37.3 Book Value 150 ₹ Dividend Yield 0.46 % ROCE 11.5 %
ROE 18.5 % Face Value 1.00 ₹ DMA 50 970 ₹ DMA 200 946 ₹
Chg in FII Hold -0.48 % Chg in DII Hold 0.47 % PAT Qtr 3,750 Cr. PAT Prev Qtr 4,251 Cr.
RSI 52.9 MACD -13.0 Volume 1,83,40,137 Avg Vol 1Wk 1,12,52,411
Low price 802 ₹ High price 1,102 ₹ PEG Ratio 1.15 Debt to equity 3.18
52w Index 53.7 % Qtr Profit Var 1.19 % EPS 27.2 ₹ Industry PE 18.9

📊 BAJFINANCE (₹964) and BAJAJ-AUTO (₹9,635) present different swing trade setups. BAJFINANCE trades close to its 50 DMA (₹970) and 200 DMA (₹946), with RSI at 52.9 and negative MACD (-13.0), suggesting consolidation and mild weakness. Fundamentals show P/E 37.3 vs industry 18.9, ROE 18.5%, and PAT decline (₹3,750 Cr. vs ₹4,251 Cr.), making valuations stretched. BAJAJ-AUTO trades above both DMAs with bullish RSI (59.8) and strong MACD (75.6), supported by robust fundamentals: ROCE 37.6%, ROE 28.5%, debt-free balance sheet, and PAT growth (₹2,549 Cr. vs ₹2,480 Cr.). BAJAJ-AUTO is technically stronger and better positioned for swing trading.

💡 Optimal Entry Price:

- BAJFINANCE: ₹940–₹950 (near 200 DMA support).

- BAJAJ-AUTO: ₹9,400–₹9,500 (near 50 DMA support).

💡 Exit Strategy:

- BAJFINANCE: Exit near ₹1,020–₹1,050 if momentum improves.

- BAJAJ-AUTO: Exit near ₹9,900–₹10,000 unless trend strengthens further.

✅ Positive

  • BAJFINANCE: Strong ROE (18.5%), PEG ratio 1.15 indicates fair growth valuation, high trading volume.
  • BAJAJ-AUTO: Strong ROCE (37.6%) and ROE (28.5%), debt-free, dividend yield 2.18%, EPS ₹327, consistent PAT growth.

⚠️ Limitation

  • BAJFINANCE: High P/E (37.3 vs industry 18.9), PAT decline, high debt-to-equity (3.18), FII holdings reduced (-0.48%).
  • BAJAJ-AUTO: Slight reduction in FII holdings (-0.82%), trading volume below 1-week average.

📉 Company Negative News

  • BAJFINANCE: Profit decline in recent quarter, leverage risk due to high debt-to-equity.
  • BAJAJ-AUTO: No major negative news, only minor FII reduction.

📈 Company Positive News

  • BAJFINANCE: EPS ₹27.2, stable fundamentals despite profit decline, DII holdings increased (+0.47%).
  • BAJAJ-AUTO: Strong quarterly profit growth, robust fundamentals, dividend yield supports investor confidence.

🏭 Industry

  • BAJFINANCE: Industry PE ~18.9, company trades at premium, reflecting growth expectations in financial services.
  • BAJAJ-AUTO: Industry PE ~30.0, company trades fairly valued, supported by strong demand in auto sector.

🔎 Conclusion

BAJAJ-AUTO is a stronger candidate for swing trading due to bullish technicals and solid fundamentals. Entry near ₹9,

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