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BAJFINANCE - Technical Analysis with Chart Patterns & Indicators

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⭐ Rating: 4

Last Updated Time : 02 Aug 26, 12:38 pm

Key Parameters

⭐ Technical Rating: 4.0

Stock CodeBAJFINANCE
Market Cap7,09,101 Cr.
Current Price1,142 ₹
High / Low1,152 ₹
Stock P/E39.0
Book Value166 ₹
Dividend Yield0.47 %
ROCE11.2 %
ROE17.1 %
Face Value1.00 ₹
DMA 501,000 ₹
DMA 200956 ₹
Chg in FII Hold-1.13 %
Chg in DII Hold1.20 %
PAT Qtr5,346 Cr.
PAT Prev Qtr4,840 Cr.
RSI73.9
MACD26.7
Volume4,41,06,526
Avg Vol 1Wk1,53,11,621
Low price788 ₹
High price1,152 ₹
PEG Ratio2.34
Debt to equity3.13
52w Index97.3 %
Qtr Profit Var29.3 %
EPS30.6 ₹
Industry PE20.8

✅ Positive

Bajfinance has demonstrated strong earnings growth in the last two quarters, with a significant PAT increase of 29.3% QoQ. The stock recently hit a fresh 52-week high driven by positive Q1 FY27 results and an optimistic outlook from analysts.

⚠️ Limitation

Despite robust performance, the stock's valuation remains elevated compared to its industry peers indicated by a P/E ratio of 39.0 and a PEG Ratio of 2.34. The Debt to Equity ratio of 3.13 also presents a moderate level of financial risk.

📉 Company Negative News

Experts are targeting Rs 1,500, indicating significant upside potential but this is contingent on continued strong performance and a breakout scenario. Recent news highlights an increase in FII holdings which can signify a potential shift in investor sentiment.

📈 Company Positive News

The company reported a substantial rise of 28% in Q1 FY27 profit, exceeding analyst expectations. This propelled the stock to a new 52-week high, reflecting strong demand and confidence in the company's growth prospects.

🏭 Industry

The financial services sector, particularly non-bank lenders like Bajaj Finance, is benefiting from India’s economic expansion and increasing loan demand. However, regulatory scrutiny and rising interest rates pose potential challenges for this industry segment.

🧾 Conclusion

Based on the chart patterns, Bajfinance appears to be in a clear uptrend supported by strong momentum indicated by RSI above 70 and a positive MACD crossover. A short-term entry zone could be between 1,135 - 1,145 ₹, targeting resistance around 1,160-1,170 ₹. An exit strategy would involve taking profits at the resistance level or implementing a trailing stop loss to protect gains, with a lower sell target of 1,120₹.

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