⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.

BAJFINANCE - IntraDay Trade Analysis with Live Signals

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Rating: 3.7

Last Updated Time : 05 Feb 26, 04:32 am

IntraDay Trade Rating: 3.7

Stock Code BAJFINANCE Market Cap 5,99,381 Cr. Current Price 964 ₹ High / Low 1,102 ₹
Stock P/E 37.3 Book Value 150 ₹ Dividend Yield 0.46 % ROCE 11.5 %
ROE 18.5 % Face Value 1.00 ₹ DMA 50 970 ₹ DMA 200 946 ₹
Chg in FII Hold -0.48 % Chg in DII Hold 0.47 % PAT Qtr 3,750 Cr. PAT Prev Qtr 4,251 Cr.
RSI 52.9 MACD -13.0 Volume 1,83,40,137 Avg Vol 1Wk 1,12,52,411
Low price 802 ₹ High price 1,102 ₹ PEG Ratio 1.15 Debt to equity 3.18
52w Index 53.7 % Qtr Profit Var 1.19 % EPS 27.2 ₹ Industry PE 18.9

📊 Analysis: BAJFINANCE shows moderate intraday potential. Current price (₹964) is close to 50 DMA (₹970) and above 200 DMA (₹946), suggesting consolidation with mild bullish bias. RSI at 52.9 indicates neutral momentum, while MACD (-13.0) reflects weak bearish divergence. Volume (1,83,40,137) is higher than average weekly volume (1,12,52,411), showing strong trader participation despite recent profit decline.

💹 Optimal Buy Price: ₹960 – ₹970 (near support zone).

🎯 Profit-Taking Levels: ₹985 – ₹1,010 (short-term resistance).

🛡️ Stop-Loss: ₹945 (below intraday support).

⏱️ Exit Strategy if Already Holding: Exit if price fails to sustain above ₹960 with weakening momentum or if RSI dips below 50 intraday. If volume strengthens with upward price action, partial profit booking near ₹995 is advisable.

Positive

  • Strong ROE (18.5%) indicates efficient shareholder returns.
  • EPS of ₹27.2 supports earnings stability.
  • Trading above 200 DMA, showing medium-term bullish bias.
  • High trading volume signals strong intraday interest.

Limitation

  • ROCE (11.5%) is modest compared to peers.
  • Debt-to-equity ratio of 3.18 reflects high leverage.
  • Stock P/E (37.3) is significantly higher than industry average (18.9), making valuation expensive.
  • MACD negative, showing weak momentum despite volume strength.

Company Negative News

  • FII holdings declined (-0.48%), showing reduced foreign investor confidence.
  • Quarterly PAT dropped (₹3,750 Cr vs ₹4,251 Cr), reflecting earnings pressure.

Company Positive News

  • DII holdings increased (+0.47%), showing domestic institutional support.
  • Quarterly profit variation positive (1.19%), indicating slight improvement over prior year.

Industry

  • Industry P/E at 18.9 indicates sector stability, though BAJFINANCE trades at a premium.
  • NBFC sector remains strong with steady demand, supporting intraday opportunities.

Conclusion

⚖️ BAJFINANCE is a moderately good candidate for intraday trading today. Strong fundamentals and volume support short-term moves, but high leverage, expensive valuation, and weak MACD limit upside momentum. Best strategy is cautious entry near ₹965 with tight stop-loss and profit booking around ₹995.

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