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BAJAJFINSV - Swing Trade Analysis with AI Signals

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Rating: 2.9

Last Updated Time : 20 Mar 26, 12:29 pm

Swing Trade Rating: 2.9

Stock Code BAJAJFINSV Market Cap 2,74,325 Cr. Current Price 1,715 ₹ High / Low 2,195 ₹
Stock P/E 193 Book Value 62.6 ₹ Dividend Yield 0.06 % ROCE 27.4 %
ROE 20.9 % Face Value 1.00 ₹ DMA 50 1,937 ₹ DMA 200 1,974 ₹
Chg in FII Hold -0.05 % Chg in DII Hold 0.25 % PAT Qtr 0.62 Cr. PAT Prev Qtr 1,085 Cr.
RSI 27.5 MACD -69.3 Volume 14,17,398 Avg Vol 1Wk 15,64,225
Low price 1,702 ₹ High price 2,195 ₹ PEG Ratio 3.36 Debt to equity 0.00
52w Index 2.60 % Qtr Profit Var -94.2 % EPS 8.91 ₹ Industry PE 16.3

📊 The stock BAJAJFINSV shows weak potential for swing trading at present. Current price (₹1,715) is below both 50 DMA (₹1,937) and 200 DMA (₹1,974), indicating bearish momentum. RSI at 27.5 suggests the stock is oversold, which may trigger a rebound, but MACD is strongly negative (-69.3), confirming downward sentiment. Valuation is extremely stretched with P/E of 193 compared to industry average of 16.3, and PEG ratio of 3.36 highlights overvaluation relative to growth. Quarterly PAT collapsed from ₹1,085 Cr. to just ₹0.62 Cr., showing severe weakness in fundamentals. Volume is slightly below weekly average, limiting momentum strength.

💡 Optimal Entry Price: Around ₹1,700–1,710 if RSI remains oversold and price stabilizes.

📉 Exit Strategy (if already holding): Consider exiting near ₹1,900–1,950 resistance zone unless strong reversal signals appear.

✅ Positive

  • Strong ROCE (27.4%) and ROE (20.9%) indicate efficient capital use.
  • Debt-free company (Debt-to-equity 0.00).
  • DII holding increased (+0.25%), showing domestic institutional support.

⚠️ Limitation

  • Extremely high P/E (193) compared to industry average (16.3).
  • PEG ratio (3.36) suggests overvaluation relative to growth.
  • Price trading below DMA levels shows weak technical momentum.

📉 Company Negative News

  • Quarterly PAT collapsed from ₹1,085 Cr. to ₹0.62 Cr. (-94.2%).
  • FII holding decreased (-0.05%), showing reduced foreign investor confidence.

📈 Company Positive News

  • EPS of ₹8.91 reflects earnings despite sharp decline.
  • Debt-free balance sheet provides financial stability.

🏭 Industry

  • Industry P/E at 16.3 shows peers trade at much lower valuations.
  • Financial services sector remains cyclical but supported by long-term demand outlook.

🔎 Conclusion

BAJAJFINSV is fundamentally strong in capital efficiency but currently overvalued and showing severe weakness in profitability. Entry near ₹1,700–1,710 may be considered cautiously for a rebound trade, but exit near ₹1,900–1,950 is advisable unless earnings and technical indicators improve significantly.

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