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BAJAJFINSV - Technical Analysis with Chart Patterns & Indicators

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Rating: 3.6

Last Updated Time : 03 Feb 26, 05:01 pm

Technical Rating: 3.6

Stock Code BAJAJFINSV Market Cap 3,09,976 Cr. Current Price 1,940 ₹ High / Low 2,195 ₹
Stock P/E 216 Book Value 62.6 ₹ Dividend Yield 0.05 % ROCE 27.4 %
ROE 20.9 % Face Value 1.00 ₹ DMA 50 2,011 ₹ DMA 200 1,989 ₹
Chg in FII Hold -0.05 % Chg in DII Hold 0.25 % PAT Qtr 1,085 Cr. PAT Prev Qtr 330 Cr.
RSI 34.1 MACD -28.5 Volume 9,15,198 Avg Vol 1Wk 23,56,103
Low price 1,727 ₹ High price 2,195 ₹ PEG Ratio 3.77 Debt to equity 0.00
52w Index 45.5 % Qtr Profit Var 19.6 % EPS 8.97 ₹ Industry PE 18.2

📈 Technical Analysis

  • Chart Patterns: Price is below both 50 DMA (2,011 ₹) and 200 DMA (1,989 ₹), showing weakness.
  • Moving Averages: Current price (1,940 ₹) is under DMAs, indicating bearish bias.
  • RSI: At 34.1, nearing oversold territory, suggesting potential rebound.
  • MACD: Negative (-28.5), confirming bearish momentum.
  • Bollinger Bands: Price is near lower band, showing oversold conditions.
  • Volume Trends: Current volume (9,15,198) is well below 1-week average (23,56,103), indicating weak participation.

📊 Momentum & Trend

  • Short-term Momentum: Bearish with RSI weak and MACD negative.
  • Support Zone: 1,920 ₹ – 1,940 ₹ (near current levels).
  • Resistance Zone: 2,000 ₹ – 2,020 ₹ (near 50 DMA).
  • Trend: Consolidating with bearish bias.
  • Optimal Entry: Around 1,920 ₹ – 1,940 ₹ if support holds.
  • Optimal Exit: Around 2,000 ₹ – 2,020 ₹ unless breakout occurs.

✅ Positive

  • Strong ROCE (27.4%) and ROE (20.9%).
  • Debt-free company (Debt-to-equity 0.00).
  • Quarterly PAT growth (1,085 Cr vs 330 Cr), showing strong earnings momentum.

⚠️ Limitation

  • Extremely high P/E (216) compared to industry average (18.2), suggesting severe overvaluation.
  • PEG ratio (3.77) indicates valuation is stretched relative to growth.
  • Dividend yield is very low (0.05%), limiting investor returns.

📉 Company Negative News

  • FII holding decreased (-0.05%), showing weaker foreign investor sentiment.

📈 Company Positive News

  • DII holding increased (+0.25%), showing stronger domestic institutional support.
  • Quarterly profit growth of 19.6% indicates operational improvement.

🏭 Industry

  • Industry PE at 18.2, far lower than company PE, suggesting valuation premium.
  • Sector outlook remains steady, but company trades at much higher multiples than peers.

🔎 Conclusion

  • Stock is consolidating with bearish signals but nearing oversold territory.
  • Entry near support (1,920 ₹ – 1,940 ₹) could be favorable for short-term rebound trades.
  • Exit near resistance (2,000 ₹ – 2,020 ₹) unless breakout confirms reversal.
  • Long-term investors should be cautious due to extreme valuations despite strong profitability and debt-free balance sheet.

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