SBFC - Swing Trade Analysis with AI Signals
Back to ListSwing Trade Rating: 3.8
| Stock Code | SBFC | Market Cap | 9,893 Cr. | Current Price | 90.1 ₹ | High / Low | 123 ₹ |
| Stock P/E | 23.4 | Book Value | 31.3 ₹ | Dividend Yield | 0.00 % | ROCE | 11.6 % |
| ROE | 11.6 % | Face Value | 10.0 ₹ | DMA 50 | 100 ₹ | DMA 200 | 103 ₹ |
| Chg in FII Hold | -0.13 % | Chg in DII Hold | 1.32 % | PAT Qtr | 118 Cr. | PAT Prev Qtr | 109 Cr. |
| RSI | 38.0 | MACD | -4.52 | Volume | 12,59,530 | Avg Vol 1Wk | 25,04,494 |
| Low price | 79.2 ₹ | High price | 123 ₹ | PEG Ratio | 0.31 | Debt to equity | 1.80 |
| 52w Index | 24.9 % | Qtr Profit Var | 34.0 % | EPS | 3.87 ₹ | Industry PE | 18.9 |
📊 Based on the technical and fundamental parameters, SBFC shows moderate potential for swing trading. The RSI at 38 indicates the stock is approaching oversold territory, while the MACD remains negative, suggesting caution. The price is below both the 50 DMA (100 ₹) and 200 DMA (103 ₹), showing weakness in momentum. However, strong quarterly profit growth and a low PEG ratio provide some support.
💡 Optimal Entry Price: Around 82–85 ₹ (near support zone, slightly above 52-week low).
🚪 Exit Strategy: If already holding, consider exiting near 100–105 ₹ (resistance at DMA levels) or if RSI crosses 65 with weakening momentum.
✅ Positive
- Quarterly profit growth of 34% shows improving fundamentals.
- EPS at 3.87 ₹ with PEG ratio of 0.31 indicates undervaluation relative to growth.
- DII holdings increased by 1.32%, showing domestic institutional confidence.
- Strong market cap of 9,893 Cr. provides stability.
⚠️ Limitation
- Stock trading below both 50 DMA and 200 DMA indicates bearish trend.
- Debt-to-equity ratio of 1.80 is relatively high, increasing financial risk.
- Dividend yield is 0%, limiting passive income potential.
- FII holdings decreased (-0.13%), showing reduced foreign investor interest.
📉 Company Negative News
- No major dividend distribution, which may discourage long-term investors.
- Weak technical indicators (negative MACD, RSI below 40).
📈 Company Positive News
- Consistent profit growth (PAT increased from 109 Cr. to 118 Cr.).
- Strong quarterly performance supports medium-term outlook.
🏭 Industry
- Industry PE at 18.9 vs SBFC’s PE of 23.4 suggests slight overvaluation compared to peers.
- Sector growth remains steady, supported by financial services demand.
🔎 Conclusion
SBFC is a moderately attractive swing trade candidate. Entry near 82–85 ₹ offers a favorable risk-reward ratio, with exit targets around 100–105 ₹. While fundamentals show strength, technical weakness and high debt levels warrant caution. Best suited for short-term traders who can monitor momentum closely.