SBFC - Technical Analysis with Chart Patterns & Indicators
Back to ListTechnical Rating: 3.5
| Stock Code | SBFC | Market Cap | 10,117 Cr. | Current Price | 91.4 ₹ | High / Low | 123 ₹ |
| Stock P/E | 22.4 | Book Value | 33.7 ₹ | Dividend Yield | 0.00 % | ROCE | 11.8 % |
| ROE | 13.0 % | Face Value | 10.0 ₹ | DMA 50 | 92.9 ₹ | DMA 200 | 97.6 ₹ |
| Chg in FII Hold | -0.67 % | Chg in DII Hold | 2.44 % | PAT Qtr | 123 Cr. | PAT Prev Qtr | 118 Cr. |
| RSI | 45.0 | MACD | -0.48 | Volume | 3,25,297 | Avg Vol 1Wk | 7,12,628 |
| Low price | 79.6 ₹ | High price | 123 ₹ | PEG Ratio | 0.51 | Debt to equity | 1.92 |
| 52w Index | 27.2 % | Qtr Profit Var | 30.0 % | EPS | 4.07 ₹ | Industry PE | 18.7 |
📈 Trend Analysis: SBFC is trading at ₹91.4, slightly below the 50 DMA (₹92.9) and 200 DMA (₹97.6), indicating short-term and medium-term weakness. The stock has corrected from its 52-week high of ₹123 and is consolidating near current levels.
📊 RSI: At 45.0, RSI suggests neutral-to-weak momentum, leaning toward oversold territory, which may limit further downside.
📉 MACD: Negative MACD (-0.48) confirms mild bearish momentum, aligning with weak price action below moving averages.
📌 Bollinger Bands: Price is near the mid-band, signaling consolidation with limited volatility.
🔎 Volume Trends: Current volume (3,25,297) is significantly below the 1-week average (7,12,628), showing reduced participation, which reflects cautious sentiment.
💡 Momentum Signals: Short-term momentum is weak. Optimal entry zone lies near ₹88–₹90 support levels. Exit/resistance zone is around ₹95–₹98, where selling pressure may emerge.
📌 Market Phase: The stock is consolidating with a bearish bias, attempting to stabilize after recent declines.
Positive
- 🚀 Quarterly PAT growth (₹123 Cr vs ₹118 Cr), up 30% YoY.
- 📈 EPS of ₹4.07 supports earnings visibility.
- 💡 ROCE (11.8%) and ROE (13.0%) show moderate efficiency.
- 🌍 DII holdings increased by 2.44%, showing strong domestic institutional confidence.
Limitation
- ⚠️ Current price below both 50 DMA and 200 DMA, signaling weakness.
- 📉 PEG ratio (0.51) reflects limited growth prospects.
- 🔎 Debt-to-equity ratio (1.92) raises leverage concerns.
- 📊 Reduced trading volume limits momentum strength.
Company Negative News
- 📉 FII holdings decreased by 0.67%, showing reduced foreign investor interest.
- ⚠️ Weak price action despite profit growth.
Company Positive News
- 📈 Quarterly PAT growth highlights operational improvement.
- 💡 EPS of ₹4.07 supports long-term earnings visibility.
- 🌍 Strong DII inflows reflect domestic confidence in the stock.
Industry
- 🏭 Industry PE at 18.7, lower than SBFC’s 22.4, highlighting premium valuation.
- 📊 Sector growth driven by NBFC lending and retail credit expansion.
Conclusion
⚖️ SBFC is consolidating with short-term weakness but supported by profit growth and strong domestic inflows. High debt levels and modest efficiency metrics remain concerns. Strategy: consider entry near ₹88–₹90 support zones and book profits around ₹95–₹98 resistance. The stock is consolidating with cautious bias, awaiting stronger momentum for a sustained recovery.