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SBFC - Technical Analysis with Chart Patterns & Indicators

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Rating: 3

Last Updated Time : 02 Feb 26, 09:51 am

Technical Rating: 3.0

Stock Code SBFC Market Cap 9,317 Cr. Current Price 85.0 ₹ High / Low 123 ₹
Stock P/E 22.0 Book Value 31.3 ₹ Dividend Yield 0.00 % ROCE 11.6 %
ROE 11.6 % Face Value 10.0 ₹ DMA 50 102 ₹ DMA 200 103 ₹
Chg in FII Hold -0.13 % Chg in DII Hold 1.32 % PAT Qtr 118 Cr. PAT Prev Qtr 109 Cr.
RSI 25.8 MACD -4.58 Volume 10,91,783 Avg Vol 1Wk 1,24,06,087
Low price 79.2 ₹ High price 123 ₹ PEG Ratio 0.29 Debt to equity 1.80
52w Index 13.1 % Qtr Profit Var 34.0 % EPS 3.87 ₹ Industry PE 18.9

📊 Chart & Trend Analysis: SBFC is trading at 85 ₹, well below its 50 DMA (102 ₹) and 200 DMA (103 ₹), indicating strong bearish pressure. RSI at 25.8 suggests the stock is oversold, while MACD at -4.58 confirms bearish momentum. Bollinger Bands show price hugging the lower band, signaling weakness but also potential for a technical rebound near support at 80–85 ₹.

📈 Momentum Signals: Current volume (10.9 lakh) is significantly lower than the 1-week average (124 lakh), reflecting weak participation. Oversold RSI may trigger a short-term bounce, but sustained recovery requires stronger volume and price action above 102–103 ₹.

🎯 Entry Zone: 80–85 ₹ (near support and oversold RSI)

🚪 Exit Zone: 100–110 ₹ (resistance near 50 DMA and 200 DMA)

📌 Trend Status: Bearish trend with consolidation signs. A reversal is possible if RSI rebounds and price sustains above 103 ₹ with volume confirmation.


Positive

  • ROCE at 11.6% and ROE at 11.6% indicate moderate efficiency.
  • DII holdings increased (+1.32%), showing strong domestic investor support.
  • Quarterly PAT improved to 118 Cr. from 109 Cr., showing sequential growth.
  • PEG ratio of 0.29 suggests undervaluation relative to growth.

Limitation

  • Stock trading well below both 50 DMA and 200 DMA, signaling technical weakness.
  • High debt-to-equity ratio of 1.80 indicates leverage risk.
  • No dividend yield, reducing investor appeal.
  • Low 52-week index at 13.1% shows poor relative performance.

Company Negative News

  • FII holdings reduced (-0.13%), showing foreign investor caution.
  • MACD indicates bearish crossover, limiting immediate upside.

Company Positive News

  • Quarterly profit variation of +34% highlights strong earnings growth.
  • EPS of 3.87 ₹ reflects profitability despite weak sentiment.

Industry

  • Industry PE at 18.9 is lower than SBFC’s 22.0, suggesting sector peers are more reasonably valued.
  • NBFC sector benefits from rising credit demand but faces risks from leverage and interest rate cycles.

Conclusion

⚖️ SBFC is in a bearish phase, trading below key moving averages with oversold RSI. Entry near 80–85 ₹ offers tactical opportunity, while exits around 100–110 ₹ align with resistance. Strong fundamentals like PAT growth, PEG ratio, and DII inflows support long-term potential, but high leverage and weak technicals warrant cautious positioning until a breakout above 103 ₹ confirms reversal.

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