RBLBANK - Swing Trade Analysis with AI Signals
Back to ListSwing Trade Rating: 3.6
| Stock Code | RBLBANK | Market Cap | 18,818 Cr. | Current Price | 304 ₹ | High / Low | 332 ₹ |
| Stock P/E | 28.4 | Book Value | 257 ₹ | Dividend Yield | 0.33 % | ROCE | 6.04 % |
| ROE | 4.57 % | Face Value | 10.0 ₹ | DMA 50 | 303 ₹ | DMA 200 | 273 ₹ |
| Chg in FII Hold | 6.42 % | Chg in DII Hold | 4.41 % | PAT Qtr | 214 Cr. | PAT Prev Qtr | 179 Cr. |
| RSI | 51.7 | MACD | -2.92 | Volume | 71,92,055 | Avg Vol 1Wk | 51,70,648 |
| Low price | 149 ₹ | High price | 332 ₹ | PEG Ratio | 0.23 | Debt to equity | 8.32 |
| 52w Index | 84.9 % | Qtr Profit Var | 555 % | EPS | 10.8 ₹ | Industry PE | 16.0 |
📊 Analysis: RBLBANK trades at a premium valuation (P/E 28.4 vs industry 16.0) despite modest ROE (4.57%) and ROCE (6.04%). The current price (₹304) is aligned with its 50 DMA (₹303) and comfortably above 200 DMA (₹273), showing technical support. RSI at 51.7 indicates neutral momentum, while MACD (-2.92) suggests mild bearish divergence. Quarterly PAT improved significantly (₹179 Cr → ₹214 Cr), with a sharp profit variation of 555%, reflecting strong earnings recovery. Institutional interest is positive with FII (+6.42%) and DII (+4.41%) increases. However, high debt-to-equity (8.32) remains a concern. Overall, RBLBANK is a fair swing trade candidate with cautious upside potential.
💡 Optimal Entry Price: Around ₹295–₹300 (near support zone close to 50 DMA).
🚪 Exit Strategy: If already holding, consider booking profits near ₹330–₹332 (recent high resistance). Exit below ₹290 if weakness persists to protect capital.
✅ Positive
- Strong quarterly PAT growth (₹179 Cr → ₹214 Cr).
- Profit variation of 555% shows earnings recovery momentum.
- Institutional holdings increased (FII +6.42%, DII +4.41%).
- PEG ratio of 0.23 indicates undervaluation relative to growth.
- Price trading above 200 DMA, confirming long-term strength.
⚠️ Limitation
- High debt-to-equity ratio (8.32) increases financial risk.
- ROE (4.57%) and ROCE (6.04%) remain modest.
- Valuation premium (P/E 28.4 vs industry 16.0).
- MACD shows mild bearish divergence.
📉 Company Negative News
- High leverage could pressure future profitability.
- Efficiency metrics remain weak despite earnings growth.
📈 Company Positive News
- Quarterly PAT improved significantly.
- Strong institutional support from both FII and DII.
- EPS at ₹10.8 reflects improving earnings power.
🏭 Industry
- Industry P/E at 16.0 highlights RBLBANK’s premium valuation.
- Banking sector benefits from credit growth and retail loan demand.
🔎 Conclusion
RBLBANK shows strong earnings recovery and institutional support, making it a fair swing trade candidate. Entry near ₹295–₹300 offers a good setup, with exit near ₹330–₹332. Risk management is essential due to high debt levels and modest efficiency metrics.