⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.

RBLBANK - IntraDay Trade Analysis with Live Signals

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Rating: 3.6

Last Updated Time : 04 Feb 26, 05:34 am

IntraDay Trade Rating: 3.6

Stock Code RBLBANK Market Cap 18,818 Cr. Current Price 304 ₹ High / Low 332 ₹
Stock P/E 28.4 Book Value 257 ₹ Dividend Yield 0.33 % ROCE 6.04 %
ROE 4.57 % Face Value 10.0 ₹ DMA 50 303 ₹ DMA 200 273 ₹
Chg in FII Hold 6.42 % Chg in DII Hold 4.41 % PAT Qtr 214 Cr. PAT Prev Qtr 179 Cr.
RSI 51.7 MACD -2.92 Volume 71,92,055 Avg Vol 1Wk 51,70,648
Low price 149 ₹ High price 332 ₹ PEG Ratio 0.23 Debt to equity 8.32
52w Index 84.9 % Qtr Profit Var 555 % EPS 10.8 ₹ Industry PE 16.0

📊 Analysis: RBLBANK shows moderate strength for intraday trading. Current price (₹304) is slightly above 50 DMA (₹303) and well above 200 DMA (₹273), reflecting short-term bullish bias. RSI at 51.7 indicates neutral momentum, while MACD (-2.92) suggests mild weakness. Volume is significantly higher than weekly average, ensuring strong liquidity. Fundamentals are mixed with decent EPS (₹10.8) and strong quarterly PAT growth (+555%), but low ROE (4.57%) and high debt-to-equity (8.32) remain concerns.

💹 Optimal Buy Price: Around ₹300–₹304 (near support zone close to 50 DMA).

🎯 Profit-Taking Exit Levels: ₹310–₹315 (short-term resistance zone).

🛡️ Stop-Loss / Loss Protection: ₹295 (below intraday support).

⏱️ If Already Holding: Consider exiting if price fails to sustain above ₹303 or RSI drops below 48 intraday. If momentum strengthens with volume, partial profit booking near ₹310–₹315 is advisable.


Positive

  • Quarterly PAT growth (₹179 Cr → ₹214 Cr) shows strong earnings momentum.
  • EPS of ₹10.8 supports valuation strength.
  • FII holding increased (+6.42%) and DII holding increased (+4.41%), showing strong institutional support.
  • PEG ratio (0.23) indicates attractive valuation relative to growth.
  • Volume significantly higher than weekly average, supporting intraday liquidity.

Limitation

  • MACD negative (-2.92) indicates short-term weakness.
  • High debt-to-equity ratio (8.32) raises financial risk.
  • ROCE (6.04%) and ROE (4.57%) reflect modest efficiency.
  • Dividend yield (0.33%) is low, limiting passive returns.

Company Negative News

  • High leverage (Debt-to-equity 8.32) remains a structural concern.

Company Positive News

  • Quarterly PAT improved significantly (+555% YoY).
  • Strong institutional buying from both FII and DII.

Industry

  • Industry P/E at 16.0, lower than RBLBANK’s P/E (28.4), highlighting relative overvaluation.
  • Banking sector outlook stable with improving profitability trends.

Conclusion

⚡ RBLBANK is a moderately strong candidate for intraday trading today. Technicals show neutral-to-bullish bias with price above DMA levels, though MACD weakness suggests caution. Fundamentals are mixed, supported by strong institutional buying and PAT growth, but high debt and low efficiency ratios limit confidence. Optimal strategy: Buy near ₹300–₹304, book profits around ₹310–₹315, and protect downside with stop-loss at ₹295.

Would you like me to also prepare a peer benchmarking overlay comparing RBLBANK with other mid-tier private banks (like Federal Bank, IDFC First Bank) to evaluate relative intraday strength and valuation positioning?

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