POLICYBZR - Swing Trade Analysis with AI Signals
Back to List📊 Swing Trade Rating: 2.9
| Stock Code | POLICYBZR | Market Cap | 74,795 Cr. | Current Price | 1,618 ₹ | High / Low | 1,974 ₹ |
| Stock P/E | 2,268 | Book Value | 177 ₹ | Dividend Yield | 0.00 % | ROCE | 0.49 % |
| ROE | 0.41 % | Face Value | 2.00 ₹ | DMA 50 | 1,616 ₹ | DMA 200 | 1,650 ₹ |
| Chg in FII Hold | -0.83 % | Chg in DII Hold | 7.18 % | PAT Qtr | 8.68 Cr. | PAT Prev Qtr | 15.8 Cr. |
| RSI | 50.4 | MACD | -22.8 | Volume | 4,80,493 | Avg Vol 1Wk | 12,88,423 |
| Low price | 1,334 ₹ | High price | 1,974 ₹ | PEG Ratio | 67.4 | Debt to equity | 0.00 |
| 52w Index | 44.3 % | Qtr Profit Var | 131 % | EPS | 0.90 ₹ | Industry PE | 21.7 |
Analysis: POLICYBZR is a weak candidate for swing trading due to extreme valuation and poor fundamentals. The RSI at 50.4 indicates neutral momentum, while MACD at -22.8 reflects bearish sentiment. Current price (1,618 ₹) is near the 50 DMA (1,616 ₹) but below the 200 DMA (1,650 ₹), showing technical weakness. Valuation is unsustainable with a P/E of 2,268 compared to industry average of 21.7, while ROE (0.41%) and ROCE (0.49%) remain negligible. PAT declined (₹8.68 Cr vs ₹15.8 Cr), and EPS is very low (₹0.90). Despite strong DII support (+7.18%), FII holdings decreased (-0.83%), showing reduced foreign confidence.
Optimal Entry Price: Around 1,550–1,570 ₹, near support levels.
Exit Strategy: If already holding, consider exiting near 1,650–1,680 ₹ resistance unless momentum improves significantly.
✅ Positive
- 📈 DII holding increased sharply (+7.18%), showing strong domestic support.
- 📊 Debt-free company (Debt-to-equity ratio 0.00).
- 📉 Trading volume (4.8 lakh) shows active participation despite lower than weekly average.
⚠️ Limitation
- ⚠️ Extremely high P/E (2,268) compared to industry average (21.7).
- 📉 Weak ROE (0.41%) and ROCE (0.49%).
- 📊 No dividend yield, reducing investor incentive.
- 📉 EPS very low at ₹0.90.
📉 Company Negative News
- 📉 PAT declined from ₹15.8 Cr to ₹8.68 Cr.
- ⚠️ FII holding decreased (-0.83%).
📈 Company Positive News
- 📈 Quarterly profit variation positive (+131%).
- 📊 DII holding increased significantly (+7.18%).
🏭 Industry
- 💻 Industry PE at 21.7, far lower than POLICYBZR’s 2,268, suggesting severe overvaluation.
- 📊 Fintech/insurance aggregation sector has long-term growth potential but faces profitability challenges.
🔎 Conclusion
⚖️ POLICYBZR is a speculative swing trade candidate with strong domestic support but weak fundamentals and extreme valuation. Entry near 1,550–1,570 ₹ may offer short-term opportunities, but exit near 1,650–1,680 ₹ is advisable. Long-term investors should avoid until profitability and efficiency metrics improve.
Would you like me to also prepare a peer comparison to evaluate relative opportunities in the fintech/tech sector?