POLICYBZR - Swing Trade Analysis with AI Signals

Last Updated Time : 05 Nov 25, 7:43 am

📊 Swing Trade Rating: 2.9

⚠️ POLICYBZR shows short-term technical strength but weak fundamentals and volatile earnings. Entry near ₹1,700–₹1,740 is ideal. If already held, consider exiting near ₹1,850–₹1,900 unless volume and momentum improve.

📈 Positive

• 📈 Trading above both DMA 50 (₹1,758) and DMA 200 (₹1,732) suggests short-term bullish momentum.
• 📊 MACD at 13.5 and RSI at 58.7 indicate moderate upward momentum.
• 💼 Zero debt improves financial flexibility.
• 📈 Strong 3-year return of 221.4% and 25.4% quarterly revenue growth show long-term potential

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⚠️ Limitation

• 📉 ROCE and ROE both negative (-0.03%) reflect poor capital efficiency.
• 📉 EPS of ₹0.13 and no dividend yield make it unattractive for income-focused traders.
• 📉 PAT dropped 87.2% quarter-over-quarter, indicating earnings volatility.
• 📉 Volume (17.98 lakh) is significantly below 1-week average (31.76 lakh), suggesting waning interest.
• 📉 FII holding dropped by 3.14%, showing reduced institutional confidence.

🚫 Company Negative News

• 📉 Recent reports suggest insurers may roll back commission cuts to Policybazaar, which had previously impacted margins

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✅ Company Positive News

• 🌐 PB Fintech is positioned as a potential multibagger in the insurance tech space with a 1.9% profit margin and strong revenue growth

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• 📈 Industry interest remains high due to digital transformation in insurance distribution.

🏦 Industry

• 📊 Internet-based financial services are expanding rapidly, driven by tech adoption and regulatory support.
• 📈 Industry P/E of 43.1 reflects high growth expectations and investor optimism.

🧾 Conclusion

• 📉 POLICYBZR is technically strong but fundamentally weak, making it a risky swing trade.
• 📍 Optimal entry: ₹1,700–₹1,740 (near DMA support).
• 🚪 Exit if held: ₹1,850–₹1,900 (resistance zone) unless volume and earnings outlook improve.
• ⚠️ Suitable only for short-term momentum trades with tight stop-loss and close monitoring.

Sources

stockpricearchive.com

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I can also compare POLICYBZR’s technical indicators with similar fintech stocks to refine your swing strategy.