POLICYBZR - Swing Trade Analysis with AI Signals

Last Updated Time : 20 Dec 25, 07:01 am

Swing Trade Rating: 2.9

📊 POLICYBZR shows strong long-term growth potential but weak short-term fundamentals for swing trading. The RSI at 49.0 indicates neutral momentum, while MACD is slightly positive, suggesting mild bullishness. However, the sharp decline in quarterly profits and negative ROCE/ROE make it a risky candidate for short-term trades.

💡 Optimal Entry Price: Around 1,750–1,820 ₹ (near DMA 200 and DMA 50 support levels).

🚪 Exit Strategy: If already holding, consider exiting near 2,050–2,100 ₹ (resistance zone) or trail stop-loss below 1,700 ₹.

✅ Positive

• 📈 Strong price recovery from 52-week low (1,311 ₹ to 1,889 ₹).
• 📊 Trading above DMA 50 and DMA 200, showing medium-term strength.
• 🛡️ Debt-free balance sheet (Debt-to-equity: 0.00).
• 📈 DII holdings increased (+3.36%), showing domestic institutional confidence.

⚠️ Limitation

• 📉 Negative ROCE (-0.03%) and ROE (-0.03%) indicate poor efficiency.
• 🔻 EPS extremely low (0.13 ₹), limiting valuation strength.
• 📊 No dividend yield, reducing investor appeal for income seekers.

🚨 Company Negative News

• 📉 Quarterly PAT dropped sharply from 7.22 Cr. to 0.69 Cr. (-87.2%).
• ⚠️ FII holdings decreased (-3.14%), showing reduced foreign investor confidence.

🌟 Company Positive News

• 💼 Strong market cap (87,406 Cr.) supports long-term stability.
• 📈 Stock trading above key moving averages (DMA 50 & DMA 200).
• 📊 Strong 52-week performance (+61.2%).

🏭 Industry

• 📊 Industry PE at 31.6, but POLICYBZR has no meaningful P/E due to low earnings.
• 🌐 Insurance-tech sector remains in growth phase with digital adoption trends.

📝 Conclusion

⚖️ POLICYBZR is not an ideal swing trade candidate due to weak profitability and declining quarterly results. While technicals show medium-term strength, fundamentals remain fragile. Entry near 1,750–1,820 ₹ may offer limited upside, but exits should be cautious near 2,050–2,100 ₹. Risk management is essential given earnings volatility.

I can also prepare a side-by-side comparison of POLICYBZR with another fintech/insurance-tech stock to highlight relative swing trade opportunities. Would you like me to set that up?