POLICYBZR - Swing Trade Analysis with AI Signals
Back to ListSwing Trade Rating: 3.2
| Stock Code | POLICYBZR | Market Cap | 68,785 Cr. | Current Price | 1,489 ₹ | High / Low | 1,978 ₹ |
| Book Value | 175 ₹ | Dividend Yield | 0.00 % | ROCE | -0.03 % | ROE | -0.03 % |
| Face Value | 2.00 ₹ | DMA 50 | 1,557 ₹ | DMA 200 | 1,680 ₹ | Chg in FII Hold | -2.87 % |
| Chg in DII Hold | 2.91 % | PAT Qtr | 15.8 Cr. | PAT Prev Qtr | 0.69 Cr. | RSI | 47.6 |
| MACD | -18.4 | Volume | 17,66,953 | Avg Vol 1Wk | 12,30,461 | Low price | 1,334 ₹ |
| High price | 1,978 ₹ | Debt to equity | 0.00 | 52w Index | 24.0 % | Qtr Profit Var | 13.1 % |
| EPS | 0.17 ₹ | Industry PE | 20.2 |
📊 POLICYBZR shows moderate potential for swing trading. Fundamentals remain weak with negative ROCE (-0.03%) and ROE (-0.03%), no dividend yield, and very low EPS (₹0.17). However, quarterly PAT improved significantly (₹15.8 Cr. vs ₹0.69 Cr.), showing early signs of recovery. Technical indicators are mixed: RSI at 47.6 is neutral, MACD is negative, and the stock trades below both 50 DMA and 200 DMA. The optimal entry price would be near ₹1,450–₹1,460, close to support levels. If already holding, consider exiting around ₹1,550–₹1,580, where resistance from the 50 DMA is expected.
✅ Positive
- Quarterly PAT improved sharply, showing operational progress.
- DII holdings increased (+2.91%), reflecting strong domestic institutional support.
- Debt-to-equity ratio at 0.00 indicates no leverage risk.
- Book value (₹175) provides some valuation base.
⚠️ Limitation
- No P/E ratio available due to weak earnings.
- Dividend yield is 0%, offering no passive income.
- Stock trading below both 50 DMA (₹1,557) and 200 DMA (₹1,680), signaling bearish trend.
- FII holdings decreased (-2.87%), showing reduced foreign investor confidence.
📉 Company Negative News
- Negative ROCE and ROE highlight poor capital efficiency.
- EPS remains very low (₹0.17), limiting valuation strength.
- MACD negative (-18.4) indicates weak momentum.
📈 Company Positive News
- Quarterly profit turnaround shows early signs of recovery.
- DII inflows provide strong institutional backing.
- Debt-free balance sheet offers financial flexibility.
🏭 Industry
- Industry P/E at 20.2 highlights that profitable peers are valued higher.
- Fintech and insurance aggregation industry has strong long-term growth potential, driven by digital adoption.
📝 Conclusion
POLICYBZR is a speculative swing trade candidate with weak fundamentals but improving quarterly performance. Entry is advisable near ₹1,450–₹1,460, with exit around ₹1,550–₹1,580 if already holding. Long-term investors should wait for consistent profitability and improved ROCE/ROE before considering significant exposure.