⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.

POLICYBZR - Swing Trade Analysis with AI Signals

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Rating: 2.9

Last Updated Time : 04 Feb 26, 02:09 am

Swing Trade Rating: 2.9

Stock Code POLICYBZR Market Cap 67,696 Cr. Current Price 1,462 ₹ High / Low 1,978 ₹
Book Value 175 ₹ Dividend Yield 0.00 % ROCE -0.03 % ROE -0.03 %
Face Value 2.00 ₹ DMA 50 1,728 ₹ DMA 200 1,748 ₹ Chg in FII Hold -2.87 %
Chg in DII Hold 2.91 % PAT Qtr 15.8 Cr. PAT Prev Qtr 0.69 Cr. RSI 25.1
MACD -60.2 Volume 1,40,75,461 Avg Vol 1Wk 38,25,842 Low price 1,311 ₹
High price 1,978 ₹ Debt to equity 0.00 52w Index 22.6 % Qtr Profit Var 13.1 %
EPS 0.17 ₹ Industry PE 29.6

📊 POLICYBZR shows weak fundamentals and bearish technicals, making it a high-risk candidate for swing trading. The stock is currently at ₹1,462, well below its 50 DMA (₹1,728) and 200 DMA (₹1,748), reflecting strong downward momentum. RSI at 25.1 indicates oversold conditions, but MACD at -60.2 confirms bearish sentiment. With negative ROCE (-0.03%), ROE (-0.03%), and very low EPS (₹0.17), profitability remains a concern. Optimal entry would be near ₹1,350–₹1,400 for speculative trades. If already holding, exit near ₹1,700–₹1,750, where resistance from DMA levels is expected.

✅ Positive

  • Quarterly PAT improved significantly (₹15.8 Cr. vs ₹0.69 Cr.).
  • DII holdings increased (+2.91%), showing strong domestic institutional support.
  • Debt-to-equity ratio at 0.00 indicates zero leverage risk.
  • High trading volume ensures liquidity for swing trades.

⚠️ Limitation

  • Negative ROCE (-0.03%) and ROE (-0.03%) reflect poor efficiency.
  • EPS at ₹0.17 is very weak compared to industry standards.
  • Dividend yield at 0% offers no income return.
  • Stock trading far below both 50 DMA and 200 DMA shows strong technical weakness.

📉 Company Negative News

  • FII holdings decreased (-2.87%), showing reduced foreign investor confidence.
  • MACD strongly negative (-60.2), confirming bearish momentum.
  • 52-week index at 22.6% highlights underperformance relative to peers.

📈 Company Positive News

  • Quarterly PAT turnaround shows improving operational performance.
  • DII inflows (+2.91%) reflect confidence from domestic institutions.
  • Debt-free balance sheet provides financial stability.

🏭 Industry

  • Industry PE at 29.6 highlights sector optimism, but POLICYBZR lacks profitability to justify valuation.
  • Fintech and insurance aggregation sector has strong long-term growth potential driven by digital adoption.

🔎 Conclusion

POLICYBZR is a weak swing candidate with poor fundamentals and bearish technicals. Entry near ₹1,350–₹1,400 may be considered for speculative trades, but risk is high. Exit around ₹1,700–₹1,750 is advisable if already holding, as resistance is expected near DMA levels. Strong risk management is essential due to negative ROE/ROCE and weak earnings.

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