POLICYBZR - Technical Analysis with Chart Patterns & Indicators
Back to ListTechnical Rating: 3.8
| Stock Code | POLICYBZR | Market Cap | 71,301 Cr. | Current Price | 1,541 ₹ | High / Low | 1,978 ₹ |
| Book Value | 175 ₹ | Dividend Yield | 0.00 % | ROCE | -0.03 % | ROE | -0.03 % |
| Face Value | 2.00 ₹ | DMA 50 | 1,560 ₹ | DMA 200 | 1,682 ₹ | Chg in FII Hold | -2.87 % |
| Chg in DII Hold | 2.91 % | PAT Qtr | 15.8 Cr. | PAT Prev Qtr | 0.69 Cr. | RSI | 55.3 |
| MACD | -20.3 | Volume | 9,55,264 | Avg Vol 1Wk | 11,49,265 | Low price | 1,334 ₹ |
| High price | 1,978 ₹ | Debt to equity | 0.00 | 52w Index | 32.1 % | Qtr Profit Var | 13.1 % |
| EPS | 0.17 ₹ | Industry PE | 20.9 |
📊 Chart & Trend Analysis: POLICYBZR is trading at ₹1,541, below both its 50 DMA (₹1,560) and 200 DMA (₹1,682), reflecting short-term and medium-term weakness. RSI at 55.3 indicates neutral-to-slightly overbought momentum. MACD at -20.3 confirms bearish divergence. Bollinger Bands show price stabilizing near mid-range, with support around ₹1,500 and resistance near ₹1,600–₹1,700.
📈 Momentum & Volume: Current volume (9,55,264) is lower than the 1-week average (11,49,265), showing reduced participation. Momentum signals remain weak, awaiting stronger volume for confirmation.
🔑 Entry & Exit Zones:
- Optimal Entry: ₹1,500–₹1,530 (near support)
- Resistance Levels: ₹1,600 (short-term), ₹1,700 (medium-term)
- Exit Zone: ₹1,580–₹1,650 if momentum improves
📌 Trend Status: The stock is currently consolidating with bearish bias, struggling to hold above support zones.
Positive
- Quarterly PAT improved to ₹15.8 Cr. vs ₹0.69 Cr. previously (+13.1% variation).
- DII holding increased (+2.91%), showing strong domestic institutional support.
- Debt-to-equity ratio at 0.00 indicates no leverage risk.
Limitation
- ROCE (-0.03%) and ROE (-0.03%) remain negative, reflecting poor efficiency.
- EPS at ₹0.17 is very low, highlighting weak profitability.
- Trading below both 50 DMA and 200 DMA reflects weak technical strength.
Company Negative News
- FII holding decreased (-2.87%), showing reduced foreign investor confidence.
- Persistent weak ROCE/ROE and low EPS highlight fragile fundamentals.
Company Positive News
- Quarterly profit improved significantly, showing operational progress.
- DII holdings surged, signaling confidence from domestic institutions.
Industry
- Industry PE at 20.9 highlights sector valuations, but POLICYBZR lacks profitability to compare meaningfully.
- Fintech/insurance-tech sector remains high-growth, supported by digital adoption and regulatory tailwinds.
Conclusion
⚖️ POLICYBZR shows improving quarterly profits and strong domestic institutional support, but fundamentals remain weak with negative ROCE/ROE and low EPS. Technicals suggest consolidation with bearish bias. A cautious entry around ₹1,500–₹1,530 may be considered with exit targets near ₹1,580–₹1,650 if momentum strengthens. Long-term investors should wait for sustained profitability and efficiency improvements before committing heavily.
Would you like me to extend this into a peer benchmarking overlay comparing POLICYBZR against fintech peers like Paytm, Nykaa, and Zomato to highlight relative strength and margin-of-safety clarity?