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POLICYBZR - Technical Analysis with Chart Patterns & Indicators

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Rating: 2.5

Last Updated Time : 02 Feb 26, 09:51 am

Technical Rating: 2.5

Stock Code POLICYBZR Market Cap 74,989 Cr. Current Price 1,619 ₹ High / Low 1,978 ₹
Book Value 176 ₹ Dividend Yield 0.00 % ROCE -0.03 % ROE -0.03 %
Face Value 2.00 ₹ DMA 50 1,746 ₹ DMA 200 1,753 ₹ Chg in FII Hold -2.87 %
Chg in DII Hold 2.91 % PAT Qtr 0.69 Cr. PAT Prev Qtr 7.22 Cr. RSI 37.0
MACD -44.4 Volume 15,48,897 Avg Vol 1Wk 16,32,206 Low price 1,311 ₹
High price 1,978 ₹ Debt to equity 0.00 52w Index 46.2 % Qtr Profit Var -87.2 %
EPS 0.13 ₹ Industry PE 28.7

📊 Chart & Trend Analysis: POLICYBZR is trading at ₹1,619, below both its 50 DMA (₹1,746) and 200 DMA (₹1,753), reflecting a bearish structure. RSI at 37.0 indicates the stock is near oversold territory, while MACD (-44.4) confirms strong negative momentum. Bollinger Bands show price leaning toward the lower band, suggesting selling pressure. Current volume (15,48,897) is slightly below the 1-week average (16,32,206), showing reduced participation.

📈 Momentum Signals: Short-term momentum remains weak, with RSI below 40 and MACD negative. A reversal signal may emerge only if RSI climbs above 45 and price sustains above ₹1,700.

💡 Entry Zone: ₹1,300–₹1,350 (support near 52-week low)

🚪 Exit Zone: ₹1,740–₹1,780 (resistance near 50 DMA & 200 DMA)

🔎 Trend Status: The stock is consolidating with bearish bias, showing potential reversal only if support holds and RSI recovers.


Positive

  • Increase in DII holding (+2.91%) shows strong domestic institutional support.
  • 52-week index return at 46.2% indicates long-term investor interest.
  • Debt-to-equity ratio at 0.00 shows zero leverage.

Limitation

  • Negative ROCE (-0.03%) and ROE (-0.03%) reflect poor efficiency.
  • Quarterly PAT dropped sharply to ₹0.69 Cr. vs ₹7.22 Cr., showing -87.2% variation.
  • No dividend yield, limiting shareholder returns.
  • EPS at ₹0.13 is very weak, highlighting profitability concerns.

Company Negative News

  • Decline in FII holding (-2.87%) signals reduced foreign investor confidence.
  • Sharp quarterly profit contraction raises near-term concerns.

Company Positive News

  • Strong increase in DII holding reflects domestic institutional optimism.
  • Long-term price performance remains positive despite near-term weakness.

Industry

  • Industry PE at 28.7 highlights sector competitiveness, but POLICYBZR’s weak earnings prevent meaningful comparison.
  • Fintech and insurance aggregation sector demand remains structurally strong, supported by digital adoption trends.

Conclusion

⚖️ POLICYBZR is consolidating with bearish bias, trading below key moving averages and showing weak momentum. Fundamentals remain poor with negative efficiency metrics, weak EPS, and sharp profit contraction. Traders may consider entry near ₹1,300–₹1,350 for speculative rebound, with exit targets around ₹1,740–₹1,780. Sustained reversal requires RSI recovery above 45 and price stability above 50 DMA.

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