POLICYBZR - Technical Analysis with Chart Patterns & Indicators

Last Updated Time : 20 Dec 25, 03:55 pm

Technical Rating: 3.6

📊 Technical Analysis

• Chart Patterns: Stock is trading above both 50 DMA (1,820 ₹) and 200 DMA (1,759 ₹), showing medium-term strength.
• Moving Averages: Current price (1,889 ₹) is slightly above key averages, indicating mild bullish bias.
• RSI: At 49.0, the stock is neutral — neither overbought nor oversold.
• MACD: Positive (16.7), suggesting short-term bullish momentum.
• Bollinger Bands: Price is near mid-band, pointing to consolidation with potential breakout.
• Volume Trends: Current volume (16,63,593) is lower than 1-week average (19,38,690), showing reduced participation.

📈 Momentum & Signals

• Short-term Momentum: Neutral to mildly bullish due to MACD crossover and price above DMA levels.
• Entry Zone: 1,750–1,820 ₹ (near DMA support).
• Exit Zone: 2,050–2,200 ₹ (resistance near recent highs).
• Trend Status: Currently consolidating with potential for breakout if volumes improve.

✅ Positive

• Debt-free company (Debt-to-equity: 0.00).
• Strong industry positioning with 52-week index gain of 61.2%.
• Price trading above both 50 DMA and 200 DMA.
• Support from domestic institutional investors (DII holding increased by 3.36%).

⚠️ Limitation

• Negative ROCE (-0.03%) and ROE (-0.03%).
• Quarterly profit dropped sharply (-87.2% variation).
• EPS remains very low (0.13 ₹).
• FII holdings decreased (-3.14%).

📉 Company Negative News

• PAT fell drastically from 7.22 Cr. to 0.69 Cr. in the latest quarter.
• No dividend yield (0.00%), limiting investor returns.

📈 Company Positive News

• Strong domestic investor confidence with rising DII stake.
• Stock has delivered strong 52-week performance (+61.2%).
• Trading above long-term averages, showing resilience despite weak profits.

🏭 Industry

• Industry PE is 31.6, while POLICYBZR’s PE is not meaningful due to low earnings.
• Sector growth supported by increasing digital adoption in insurance and financial services.

📝 Conclusion

• POLICYBZR shows consolidation with mild bullish signals (MACD positive, price above DMA).
• Fundamentals remain weak due to poor profitability and negative returns ratios.
• Best strategy: Accumulate near 1,750–1,820 ₹ and book profits around 2,050–2,200 ₹.
• Overall trend: Consolidation with potential breakout if earnings improve and volumes strengthen.