LTF - Swing Trade Analysis with AI Signals
Back to List📊 Swing Trade Rating: 4.1
| Stock Code | LTF | Market Cap | 72,775 Cr. | Current Price | 290 ₹ | High / Low | 329 ₹ |
| Stock P/E | 23.3 | Book Value | 111 ₹ | Dividend Yield | 0.95 % | ROCE | 8.49 % |
| ROE | 11.8 % | Face Value | 10.0 ₹ | DMA 50 | 279 ₹ | DMA 200 | 261 ₹ |
| Chg in FII Hold | 0.98 % | Chg in DII Hold | -0.42 % | PAT Qtr | 947 Cr. | PAT Prev Qtr | 751 Cr. |
| RSI | 58.8 | MACD | 4.91 | Volume | 47,85,895 | Avg Vol 1Wk | 43,19,206 |
| Low price | 156 ₹ | High price | 329 ₹ | PEG Ratio | 1.18 | Debt to equity | 3.96 |
| 52w Index | 77.5 % | Qtr Profit Var | 50.2 % | EPS | 12.4 ₹ | Industry PE | 19.4 |
Analysis: LTF is currently trading at ₹290, above both its 50 DMA (₹279) and 200 DMA (₹261), showing strong technical support. RSI at 58.8 indicates healthy momentum without being overbought, while MACD at 4.91 is positive, suggesting bullish signals. Quarterly profit growth (+50.2%) and EPS of ₹12.4 highlight solid earnings strength. FII holdings increased (+0.98%), showing foreign investor confidence, though DII holdings decreased (-0.42%). Valuation appears slightly premium with a P/E of 23.3 versus industry average of 19.4, but PEG ratio (1.18) suggests fair growth alignment. Debt-to-equity at 3.96 is high, typical for financial institutions, but profitability remains strong.
Optimal Entry Price: Around ₹280–285, closer to support near the 50 DMA.
Exit Strategy: If already holding, consider exiting near ₹310–320, where resistance is expected, or earlier if RSI approaches 70 and momentum weakens.
✅ Positive
- Quarterly profit growth (+50.2%) highlights strong earnings momentum.
- EPS of ₹12.4 reflects improving profitability.
- FII holdings increased (+0.98%), showing foreign investor confidence.
- Dividend yield of 0.95% adds investor stability.
⚠️ Limitation
- Debt-to-equity ratio of 3.96 is high, typical for NBFCs but adds risk.
- P/E (23.3) is above industry average (19.4), suggesting premium valuation.
- DII holdings decreased (-0.42%), showing reduced domestic institutional support.
📉 Company Negative News
- High leverage compared to peers.
- Reduced DII confidence in recent quarter.
📈 Company Positive News
- Quarterly PAT rose from ₹751 Cr. to ₹947 Cr.
- Strong EPS and favorable PEG ratio (1.18).
- Positive MACD supports short-term bullish momentum.
🏭 Industry
- Industry P/E at 19.4, lower than LTF’s 23.3, highlighting premium pricing.
- Financial services sector remains strong with rising credit demand and profitability.
📝 Conclusion
LTF is a strong swing trade candidate with attractive earnings growth, foreign investor support, and bullish technical signals. Entry near ₹280–285 offers a safer margin, while exit around ₹310–320 is optimal. Despite high leverage and reduced DII interest, fundamentals and profit growth make it appealing for short-term trading opportunities.