⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.

LTF - Technical Analysis with Chart Patterns & Indicators

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⭐ Rating: 3.8

Last Updated Time : 02 Aug 26, 03:15 pm

Key Parameters

⭐ Technical Rating: 3.8

Stock CodeLTF
Market Cap78,001 Cr.
Current Price311 ₹
High / Low339 ₹
Stock P/E23.5
Book Value111 ₹
Dividend Yield0.88 %
ROCE8.50 %
ROE11.8 %
Face Value10.0 ₹
DMA 50301 ₹
DMA 200278 ₹
Chg in FII Hold0.07 %
Chg in DII Hold-0.01 %
PAT Qtr895 Cr.
PAT Prev Qtr947 Cr.
RSI54.0
MACD2.17
Volume56,52,051
Avg Vol 1Wk65,73,715
Low price194 ₹
High price339 ₹
PEG Ratio1.19
Debt to equity3.96
52w Index81.0 %
Qtr Profit Var29.0 %
EPS13.2 ₹
Industry PE21.2

✅ Positive

LTF recently reported a strong Q1 profit with a significant increase in PAT and a 29% quarter-on-quarter growth, supported by record profits and an upgrade from Nomura. The company's robust financial metrics like ROCE and ROE indicate efficient capital utilization.

⚠️ Limitation

Despite positive earnings, the stock is trading at a relatively high P/E ratio of 23.5 compared to the industry average (21.2), and there’s an ‘Underweight’ rating from Morgan Stanley, suggesting potential downside risk. The debt-to-equity ratio remains elevated at 3.96.

📉 Company Negative News

Morgan Stanley's 'Underweight' rating raises concerns about future growth prospects despite the recent positive results, while ET BrandEquity highlights L&T Finance's branding playbook which doesn’t directly impact short term performance.

📈 Company Positive News

The company achieved record Q1 profit and Nomura raised earnings estimates following the strong financial results.

🏭 Industry

The Financial Services sector is currently experiencing growth driven by increasing loan demand and favorable interest rates, however, regulatory scrutiny and macroeconomic uncertainties pose risks for lenders like LTF. Banks and NBFCs are heavily influenced by economic conditions and consumer confidence.

🧾 Conclusion

Based on the chart patterns, the stock appears to be in an upward trend supported by the DMA 50 crossing above the DMA 200, with a clear upward bias. An optimal entry zone would be between 308 ₹ – 315 ₹, utilizing support at the 200-day moving average and resistance around 339 ₹. A potential exit zone is established at 300 ₹ offering a modest profit target if the trend continues.

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