⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.

KOTAKBANK - Swing Trade Analysis with AI Signals

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Rating: 4

Last Updated Time : 04 Feb 26, 02:09 am

Swing Trade Rating: 4.0

Stock Code KOTAKBANK Market Cap 4,13,767 Cr. Current Price 416 ₹ High / Low 460 ₹
Stock P/E 30.6 Book Value 126 ₹ Dividend Yield 0.12 % ROCE 7.45 %
ROE 15.4 % Face Value 1.00 ₹ DMA 50 423 ₹ DMA 200 415 ₹
Chg in FII Hold -0.39 % Chg in DII Hold 0.86 % PAT Qtr 3,446 Cr. PAT Prev Qtr 3,253 Cr.
RSI 44.9 MACD -5.11 Volume 3,64,30,346 Avg Vol 1Wk 2,16,04,306
Low price 375 ₹ High price 460 ₹ PEG Ratio 1.26 Debt to equity 4.42
52w Index 47.8 % Qtr Profit Var 4.28 % EPS 13.6 ₹ Industry PE 16.0

📊 KOTAKBANK shows fair potential for swing trading. The RSI at 44.9 indicates neutrality, while MACD at -5.11 reflects mild bearish momentum. The PEG ratio of 1.26 suggests valuation is slightly expensive relative to growth, but strong ROE (15.4%) and consistent PAT growth support fundamentals. Current price (416 ₹) is near the 200 DMA (415 ₹) and slightly below the 50 DMA (423 ₹), showing consolidation around support levels. High trading volume (3.64 Cr. vs avg 2.16 Cr.) indicates strong market participation.

Optimal Entry Price: 410–420 ₹ (near 200 DMA support, offering margin of safety).

🚪 Exit Strategy if Holding: Consider profit booking around 445–455 ₹ (near resistance zone). Trail stop-loss near 400 ₹ to protect downside.

Positive

  • 📈 ROE (15.4%) highlights profitability strength.
  • 💹 PAT growth from 3,253 Cr. to 3,446 Cr. shows earnings momentum.
  • 📊 EPS of 13.6 ₹ supports valuation strength.
  • 📊 Strong trading volume indicates active investor participation.
  • 📊 52-week index gain of 47.8% reflects sectoral strength.

Limitation

  • ⚠️ High P/E (30.6) compared to industry average (16.0) suggests stretched valuation.
  • 📉 ROCE (7.45%) is modest compared to peers.
  • 📉 Debt-to-equity ratio of 4.42 is high, typical for banks but adds leverage risk.
  • 📉 Dividend yield of 0.12% offers limited income appeal.

Company Negative News

  • 📉 Decline in FII holding (-0.39%) signals reduced foreign investor confidence.

Company Positive News

  • 📈 Increase in DII holding (+0.86%) reflects strong domestic institutional support.
  • 💹 Quarterly profit growth (+4.28%) supports near-term optimism.

Industry

  • 🏭 Industry P/E at 16.0 is much lower than KOTAKBANK’s 30.6, suggesting sector valuations are more modest.
  • 📊 Sector momentum remains strong with 52-week index gain of 47.8%.

Conclusion

🔎 KOTAKBANK earns a swing trade rating of 4.0. Entry near 410–420 ₹ provides margin of safety, while exit around 445–455 ₹ aligns with resistance levels. Strong earnings growth and institutional support back the trade, but high valuation, modest ROCE, and elevated debt levels require cautious position sizing and disciplined stop-loss management.

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