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KOTAKBANK - Technical Analysis with Chart Patterns & Indicators

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Rating: 3.5

Last Updated Time : 02 Feb 26, 09:51 am

Technical Rating: 3.5

Stock Code KOTAKBANK Market Cap 4,05,064 Cr. Current Price 407 ₹ High / Low 460 ₹
Stock P/E 29.9 Book Value 126 ₹ Dividend Yield 0.12 % ROCE 7.45 %
ROE 15.4 % Face Value 1.00 ₹ DMA 50 424 ₹ DMA 200 415 ₹
Chg in FII Hold -0.39 % Chg in DII Hold 0.86 % PAT Qtr 3,446 Cr. PAT Prev Qtr 3,253 Cr.
RSI 33.7 MACD -5.32 Volume 92,18,452 Avg Vol 1Wk 2,53,11,604
Low price 375 ₹ High price 460 ₹ PEG Ratio 1.23 Debt to equity 4.42
52w Index 37.4 % Qtr Profit Var 4.28 % EPS 13.6 ₹ Industry PE 15.8

📊 Chart Patterns & Trend: The stock is trading at ₹407, below its 50 DMA (₹424) and slightly below the 200 DMA (₹415), reflecting mild bearish pressure. Price action is near the lower end of its 52-week range (₹375–₹460), suggesting weak momentum with consolidation signs.

📈 Moving Averages: Current price is below both 50 DMA and 200 DMA, confirming short-term weakness. A recovery above ₹424 would be the first bullish signal, while sustaining above ₹440–₹450 would confirm reversal.

📉 RSI: At 33.7, RSI is close to oversold territory, indicating potential for a short-term rebound if buying interest emerges.

📉 MACD: Negative at -5.32, showing bearish divergence. Trend remains weak until MACD crosses upward.

📊 Bollinger Bands: Price is near the lower band, suggesting limited downside and potential mean reversion toward ₹420–₹430.

📊 Volume Trends: Current volume (92.1 Lakh) is significantly lower than average weekly volume (2.53 Cr), showing reduced participation and lack of strong breakout signals.

🎯 Entry Zone: ₹395–₹410 (near support and oversold RSI).

🎯 Exit Zone: ₹430–₹450 (near resistance and upper Bollinger band).

📌 Trend Status: Consolidating with bearish bias. A reversal may occur if RSI rebounds and price sustains above ₹424–₹440.


Positive

  • Strong ROE (15.4%) highlights efficient shareholder returns.
  • Quarterly PAT improved to ₹3,446 Cr from ₹3,253 Cr, showing earnings growth.
  • DII holdings increased (+0.86%), reflecting domestic institutional support.
  • EPS at ₹13.6 remains healthy compared to peers.

Limitation

  • Stock P/E (29.9) is significantly higher than industry PE (15.8), indicating overvaluation.
  • ROCE at 7.45% is relatively weak compared to sector leaders.
  • Debt-to-equity ratio of 4.42 is high, raising leverage concerns.
  • Price trading below both 50 DMA and 200 DMA confirms weak momentum.

Company Negative News

  • FII holdings decreased (-0.39%), showing reduced foreign investor confidence.
  • Volume activity below average indicates weak investor participation.

Company Positive News

  • DII holdings increased (+0.86%), showing strong domestic institutional support.
  • Quarterly profit growth (+4.28%) indicates improving fundamentals.

Industry

  • Industry PE at 15.8 is much lower than the stock’s P/E, suggesting sector trades at more reasonable valuations.
  • KOTAKBANK trades at a premium but maintains strong fundamentals with consistent profitability.

Conclusion

⚖️ KOTAKBANK is currently consolidating near support levels with weak momentum indicators (RSI and MACD). Entry near ₹395–₹410 offers favorable risk-reward, while exits around ₹430–₹450 align with resistance. Sustained buying and a move above ₹424–₹440 would confirm reversal toward bullish momentum, while failure to hold support could extend bearish consolidation.

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