KARURVYSYA - Swing Trade Analysis with AI Signals
Back to ListSwing Trade Rating: 4.2
| Stock Code | KARURVYSYA | Market Cap | 29,260 Cr. | Current Price | 303 ₹ | High / Low | 323 ₹ |
| Stock P/E | 12.7 | Book Value | 132 ₹ | Dividend Yield | 0.71 % | ROCE | 7.38 % |
| ROE | 17.6 % | Face Value | 2.00 ₹ | DMA 50 | 266 ₹ | DMA 200 | 232 ₹ |
| Chg in FII Hold | 1.06 % | Chg in DII Hold | 0.23 % | PAT Qtr | 690 Cr. | PAT Prev Qtr | 574 Cr. |
| RSI | 67.6 | MACD | 10.7 | Volume | 48,49,369 | Avg Vol 1Wk | 63,51,052 |
| Low price | 154 ₹ | High price | 323 ₹ | PEG Ratio | 0.30 | Debt to equity | 8.83 |
| 52w Index | 88.2 % | Qtr Profit Var | 39.1 % | EPS | 23.8 ₹ | Industry PE | 16.0 |
📊 KARURVYSYA shows strong potential for swing trading. The RSI at 67.6 indicates the stock is nearing overbought territory, while MACD at 10.7 reflects bullish momentum. The PEG ratio of 0.30 suggests undervaluation relative to growth. Current price (303 ₹) is well above both 50 DMA (266 ₹) and 200 DMA (232 ₹), confirming strong upward momentum. Fundamentals are solid with ROE (17.6%) and EPS (23.8 ₹), though ROCE (7.38%) is modest. High debt-to-equity (8.83) is a concern but common in banking stocks.
✅ Optimal Entry Price: 295–305 ₹ (near current consolidation zone, offering margin of safety).
🚪 Exit Strategy if Holding: Consider profit booking around 320–325 ₹ (near recent high). Trail stop-loss near 290 ₹ to protect downside.
Positive
- 📈 Strong ROE (17.6%) highlights profitability.
- 💹 EPS of 23.8 ₹ supports earnings strength.
- 📊 PAT growth from 574 Cr. to 690 Cr. shows strong earnings momentum.
- 📊 PEG ratio of 0.30 indicates undervaluation relative to growth.
- 📊 52-week index gain of 88.2% reflects strong sectoral momentum.
Limitation
- ⚠️ ROCE (7.38%) is modest compared to peers.
- 📉 Debt-to-equity ratio of 8.83 is very high, typical for banks but adds leverage risk.
- 📉 RSI at 67.6 suggests the stock is nearing overbought territory.
- 📉 Current volume (48.5L) is lower than 1-week average (63.5L), showing reduced participation.
Company Negative News
- ⚠️ High leverage (Debt-to-equity 8.83) may concern investors outside banking context.
Company Positive News
- 📈 Increase in FII holding (+1.06%) reflects strong foreign investor confidence.
- 📈 Increase in DII holding (+0.23%) shows domestic institutional support.
- 💹 Quarterly profit growth (+39.1%) supports near-term optimism.
Industry
- 🏭 Industry P/E at 16.0 is higher than KARURVYSYA’s 12.7, suggesting relative undervaluation.
- 📊 Sector momentum remains strong with 52-week index gain of 88.2%.
Conclusion
🔎 KARURVYSYA earns a swing trade rating of 4.2. Entry near 295–305 ₹ provides margin of safety, while exit around 320–325 ₹ aligns with resistance levels. Strong earnings growth and institutional support back the trade, but high leverage and overbought RSI require cautious position sizing and disciplined stop-loss management.