KARURVYSYA - IntraDay Trade Analysis with Live Signals

Last Updated Time : 20 Dec 25, 07:03 am

IntraDay Trade Rating: 4.1

📊 Analysis: KARURVYSYA is trading at ₹252, close to its 52-week high (₹258), showing strong momentum. RSI at 53.1 indicates neutral-to-positive strength, while MACD (0.52) confirms mild bullish undertone. Current price is above both 50 DMA (₹242) and 200 DMA (₹217), reflecting sustained uptrend. Intraday volume (8,72,908) is slightly below the 1-week average (10,82,268), but still healthy. Fundamentals are solid with EPS at ₹21.8, ROE at 17.6%, and quarterly PAT growth of +21.2%.

💡 Optimal Buy Price: ₹248–250 if price consolidates near support.

🎯 Profit-Taking Exit Levels: ₹255 (minor resistance), ₹258 (52-week high breakout level).

🛡️ Stop-Loss: ₹244 to protect against downside risk.

⏱️ If Already Holding: Exit intraday if price fails to hold above ₹248 or RSI dips below 50 with weakening volume. A breakout above ₹255–258 can be used for profit booking.

Positive

• 📈 PAT growth from ₹521 Cr. to ₹574 Cr. (+21.2%)
• 💰 EPS at ₹21.8 reflects strong earnings
• 🏦 ROE at 17.6% shows efficient profitability
• 📊 Price trading above both 50 DMA and 200 DMA
• 🔄 Increase in FII (+0.40%) and DII (+0.50%) holdings

Limitation

• ⚠️ Debt-to-equity ratio at 8.83, very high leverage
• 📉 ROCE at 7.38% relatively weak compared to peers
• 📊 Intraday volume slightly below weekly average

Company Negative News

• 📉 High leverage may limit flexibility
• ⚠️ ROCE below industry benchmarks

Company Positive News

• 📈 Strong quarterly PAT growth (+21.2%)
• 💡 EPS and ROE indicate profitability strength
• 💰 Dividend yield of 0.85% supports shareholder returns

Industry

• 🏦 Banking sector supported by credit growth and rising demand
• 📊 Industry PE at 14.7, slightly higher than company’s P/E (11.6), showing undervaluation
• 🌍 Long-term demand outlook remains positive with financial inclusion and digital banking expansion

Conclusion

⚖️ KARURVYSYA shows strong fundamentals, positive momentum, and is trading near its 52-week high. Suitable for intraday trades with cautious entry near support and strict stop-loss. Breakout above ₹258 could trigger further upside, making it attractive for momentum-based intraday setups.

Would you like me to extend this into a peer benchmarking overlay comparing KARURVYSYA against other mid-tier banks like Federal Bank, City Union Bank, and RBL Bank for intraday positioning?