J&KBANK - Swing Trade Analysis with AI Signals
Back to ListSwing Trade Rating: 3.6
| Stock Code | J&KBANK | Market Cap | 13,064 Cr. | Current Price | 119 ₹ | High / Low | 128 ₹ |
| Stock P/E | 6.08 | Book Value | 143 ₹ | Dividend Yield | 1.81 % | ROCE | 6.14 % |
| ROE | 15.7 % | Face Value | 1.00 ₹ | DMA 50 | 112 ₹ | DMA 200 | 106 ₹ |
| Chg in FII Hold | 0.29 % | Chg in DII Hold | 0.08 % | PAT Qtr | 587 Cr. | PAT Prev Qtr | 494 Cr. |
| RSI | 53.3 | MACD | 4.14 | Volume | 56,25,671 | Avg Vol 1Wk | 84,99,962 |
| Low price | 82.0 ₹ | High price | 128 ₹ | PEG Ratio | 0.10 | Debt to equity | 10.0 |
| 52w Index | 78.7 % | Qtr Profit Var | 10.4 % | EPS | 19.5 ₹ | Industry PE | 14.3 |
📊 Jammu & Kashmir Bank (J&KBANK) shows moderately favorable conditions for swing trading. The RSI at 53.3 indicates neutral momentum, while the MACD (4.14) is positive, suggesting bullish signals. The stock is trading above both its 50 DMA (112 ₹) and 200 DMA (106 ₹), reflecting strength. The optimal entry price would be around 115–118 ₹. If already holding, consider exiting near 125–128 ₹, close to the 52-week high, unless momentum continues strongly.
✅ Positive
- Attractive P/E ratio (6.08) compared to industry average (14.3).
- PEG ratio of 0.10 suggests strong valuation relative to growth.
- EPS of 19.5 ₹ shows solid earnings power.
- Dividend yield of 1.81% provides steady income.
- Quarterly PAT growth from 494 Cr. to 587 Cr. reflects improvement.
⚠️ Limitation
- ROCE (6.14%) is modest compared to peers.
- Debt-to-equity ratio of 10.0 indicates high leverage.
- Volume lower than 1-week average, indicating weaker participation.
📉 Company Negative News
- High leverage raises financial risk.
- Stock price still below 52-week high of 128 ₹.
📈 Company Positive News
- Quarterly profit variation of 10.4% shows steady growth.
- FII holdings increased (+0.29%) and DII holdings increased (+0.08%), signaling investor confidence.
- Stock trading well above 52-week low of 82 ₹, showing recovery potential.
🏭 Industry
- Industry PE at 14.3 vs. J&KBANK’s PE of 6.08 suggests undervaluation.
- Banking sector benefits from credit growth and government-led financial inclusion initiatives.
🔎 Conclusion
J&K Bank has attractive valuation, strong earnings growth, and institutional support, making it a moderately good candidate for swing trading. Entry near 115–118 ₹ could be favorable. Exit strategy should target 125–128 ₹ unless momentum strengthens. Long-term investors may hold for sectoral growth, while short-term traders should monitor leverage risks and volume trends.