⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.

J&KBANK - IntraDay Trade Analysis with Live Signals

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Rating: 3.8

Last Updated Time : 19 Mar 26, 11:39 am

IntraDay Trade Rating: 3.8

Stock Code J&KBANK Market Cap 13,594 Cr. Current Price 123 ₹ High / Low 128 ₹
Stock P/E 6.33 Book Value 143 ₹ Dividend Yield 1.74 % ROCE 6.14 %
ROE 15.7 % Face Value 1.00 ₹ DMA 50 111 ₹ DMA 200 106 ₹
Chg in FII Hold 0.29 % Chg in DII Hold 0.08 % PAT Qtr 587 Cr. PAT Prev Qtr 494 Cr.
RSI 59.7 MACD 4.62 Volume 77,71,231 Avg Vol 1Wk 1,00,28,756
Low price 82.0 ₹ High price 128 ₹ PEG Ratio 0.10 Debt to equity 10.0
52w Index 89.2 % Qtr Profit Var 10.4 % EPS 19.5 ₹ Industry PE 14.8

📊 Analysis: J&KBANK shows moderate intraday strength with RSI at 59.7 (bullish zone) and MACD at 4.62 (positive). Price is trading above both 50 DMA (111 ₹) and 200 DMA (106 ₹), indicating short-term bullish momentum. Volume is slightly below average, reducing conviction. Fundamentals are strong on valuation (P/E 6.33 vs industry 14.8) and EPS (19.5 ₹), but high debt-to-equity (10.0) raises caution. PAT improved (587 Cr vs 494 Cr), supporting earnings momentum.

💰 Optimal Buy Price: 122–124 ₹ (near support, above 111 ₹ DMA).

🎯 Profit Exit Levels: 126 ₹ (first resistance), 128 ₹ (second resistance).

🛡️ Stop-Loss: 119 ₹ (below intraday support).

📈 If Already Holding: Exit near 126–128 ₹ if momentum indicators show continuation with strong volume. If price fails to sustain above 122 ₹, consider exiting to protect capital.


✅ Positive

  • EPS at 19.5 ₹ supports strong earnings visibility
  • Trading above 50 DMA and 200 DMA
  • Dividend yield at 1.74% provides income support
  • FII holding increased (+0.29%)
  • DII holding increased (+0.08%)

⚠️ Limitation

  • Debt-to-equity ratio at 10.0 (very high)
  • Volume below average, reducing intraday conviction
  • ROCE at 6.14% indicates modest efficiency

📉 Company Negative News

  • High leverage with debt-to-equity at 10.0
  • ROE at 15.7% is decent but not exceptional given risk profile

📈 Company Positive News

  • PAT improved (587 Cr vs 494 Cr)
  • Quarterly profit variation at +10.4%
  • Strong 52-week index growth at 89.2%

🏭 Industry

  • Industry PE at 14.8 vs J&KBANK PE at 6.33 (stock undervalued relative to peers)
  • Banking sector showing strong momentum with credit growth

🔎 Conclusion

J&KBANK is fundamentally undervalued with improving profits and bullish technical signals, but high debt levels pose risk. Suitable for cautious intraday trades near support with strict stop-loss. Best for short scalps today with potential upside toward resistance levels if momentum sustains.

Would you like me to extend this into a peer benchmarking overlay (PNB, Bank of India, Canara Bank) so you can compare J&KBANK’s intraday setup against sector peers for confirmation signals?

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