⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.

J&KBANK - IntraDay Trade Analysis with Live Signals

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Rating: 4.1

Last Updated Time : 05 Feb 26, 04:33 am

IntraDay Trade Rating: 4.1

Stock Code J&KBANK Market Cap 11,586 Cr. Current Price 105 ₹ High / Low 117 ₹
Stock P/E 5.39 Book Value 143 ₹ Dividend Yield 2.04 % ROCE 6.14 %
ROE 15.7 % Face Value 1.00 ₹ DMA 50 103 ₹ DMA 200 104 ₹
Chg in FII Hold 0.29 % Chg in DII Hold 0.08 % PAT Qtr 587 Cr. PAT Prev Qtr 494 Cr.
RSI 56.3 MACD 0.50 Volume 33,65,938 Avg Vol 1Wk 28,47,978
Low price 82.0 ₹ High price 117 ₹ PEG Ratio 0.09 Debt to equity 10.0
52w Index 65.7 % Qtr Profit Var 10.4 % EPS 19.5 ₹ Industry PE 15.8

📊 Analysis: J&KBANK is trading at ₹105, slightly above its 50 DMA (₹103) and 200 DMA (₹104), showing near-term technical strength. RSI at 56.3 indicates healthy momentum, while MACD at 0.50 confirms mild bullish undertone. Current volume (33.6 lakh) is higher than the 1-week average (28.4 lakh), suggesting strong intraday participation. Fundamentals are attractive with low P/E (5.39 vs industry 15.8), strong ROE (15.7%), and consistent PAT growth. Despite high debt-to-equity (10.0), the stock shows potential for tactical intraday trades.

💡 Optimal Buy Price: ₹104–₹106 (near support zone).

🎯 Profit-Taking Levels: ₹110–₹112 (short-term resistance).

🛡️ Stop-Loss: ₹102 (to protect against downside risk).

⏱️ Exit Strategy if Already Holding: Exit if price fails to sustain above ₹105 with weakening momentum or if volume declines. If intraday rally continues, consider booking profits around ₹110–₹112. Avoid holding beyond resistance unless strong breakout signals appear with volume confirmation.


✅ Positive

  • Trading above both 50 DMA and 200 DMA, showing technical support.
  • Low P/E (5.39) compared to industry PE (15.8), indicating undervaluation.
  • Strong ROE (15.7%) reflects efficient capital use.
  • Quarterly PAT growth (₹587 Cr vs ₹494 Cr) shows improving profitability.
  • FII (+0.29%) and DII (+0.08%) holdings increased, showing institutional confidence.

⚠️ Limitation

  • High debt-to-equity ratio (10.0) raises financial risk.
  • ROCE at 6.14% reflects modest efficiency.
  • Dividend yield of 2.04% is moderate compared to peers.

📉 Company Negative News

  • High leverage (debt-to-equity 10.0) may limit financial flexibility.
  • Stock corrected from 52-week high of ₹117 to current ₹105.

📈 Company Positive News

  • Quarterly profit variation shows 10.4% growth YoY.
  • EPS of ₹19.5 reflects strong earnings capability.
  • Institutional investors increasing stake, supporting confidence.

🏭 Industry

  • Industry PE at 15.8 is much higher than J&KBANK’s PE, highlighting undervaluation.
  • Banking sector remains resilient with steady credit demand and government support.

🔎 Conclusion

J&KBANK shows strong fundamentals and improving technicals, making it a good candidate for intraday trading. Traders should buy near support with tight stop-loss and book profits quickly around resistance levels. Momentum indicators and volume favor tactical intraday trades, though high leverage remains a key risk factor.

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