IDBI - Swing Trade Analysis with AI Signals
Back to ListSwing Trade Rating: 4.0
| Stock Code | IDBI | Market Cap | 1,17,436 Cr. | Current Price | 109 ₹ | High / Low | 118 ₹ |
| Stock P/E | 12.2 | Book Value | 64.0 ₹ | Dividend Yield | 1.92 % | ROCE | 6.76 % |
| ROE | 13.6 % | Face Value | 10.0 ₹ | DMA 50 | 101 ₹ | DMA 200 | 95.0 ₹ |
| Chg in FII Hold | 0.05 % | Chg in DII Hold | 0.01 % | PAT Qtr | 1,935 Cr. | PAT Prev Qtr | 3,627 Cr. |
| RSI | 63.4 | MACD | 0.14 | Volume | 5,57,59,536 | Avg Vol 1Wk | 1,94,38,903 |
| Low price | 66.1 ₹ | High price | 118 ₹ | PEG Ratio | 0.27 | Debt to equity | 4.87 |
| 52w Index | 82.4 % | Qtr Profit Var | 1.42 % | EPS | 8.95 ₹ | Industry PE | 15.8 |
📊 IDBI shows moderate strength for swing trading. The stock is trading at ₹109, close to its 52-week high of ₹118, supported by strong volumes and positive technical indicators (RSI 63.4, MACD positive). However, high debt levels and declining quarterly profits limit upside potential.
💡 Optimal Entry Price: Around ₹101–103 (near 50 DMA support).
📈 Exit Strategy: If already holding, consider exiting near ₹116–118 resistance levels, or maintain a stop-loss around ₹101.
✅ Positive
- Trading above both 50 DMA (₹101) and 200 DMA (₹95), confirming bullish momentum.
- PEG ratio of 0.27 indicates undervaluation relative to growth prospects.
- ROE of 13.6% reflects decent profitability compared to peers.
- Strong trading volume (5.57 Cr.) well above weekly average, showing active participation.
⚠️ Limitation
- Debt-to-equity ratio of 4.87 is very high, raising financial risk.
- ROCE at 6.76% is weak, suggesting inefficient capital utilization.
- Quarterly PAT dropped significantly from ₹3,627 Cr. to ₹1,935 Cr.
📉 Company Negative News
- Decline in quarterly profits may dampen investor sentiment.
- High leverage could restrict flexibility in adverse market conditions.
📈 Company Positive News
- Dividend yield of 1.92% provides consistent shareholder returns.
- Marginal increase in institutional holdings (FII +0.05%, DII +0.01%) signals confidence.
🏦 Industry
- Industry P/E at 15.8 is higher than IDBI’s P/E of 12.2, suggesting relative undervaluation.
- Banking sector supported by credit growth and government reforms, offering long-term tailwinds.
🔎 Conclusion
IDBI earns a swing trade rating of 4.0. Entry near ₹101–103 offers a favorable risk-reward setup, while profit booking should be considered near ₹116–118. Traders should remain cautious due to high debt and recent earnings decline, but short-term momentum supports a bullish outlook.