IDBI - Swing Trade Analysis with AI Signals
Last Updated Time : 20 Dec 25, 07:01 am
Back to Swing Trade ListSwing Trade Rating: 3.9
| Stock Code | IDBI | Market Cap | 1,05,911 Cr. | Current Price | 98.5 ₹ | High / Low | 107 ₹ |
| Stock P/E | 11.0 | Book Value | 62.6 ₹ | Dividend Yield | 2.14 % | ROCE | 6.76 % |
| ROE | 13.6 % | Face Value | 10.0 ₹ | DMA 50 | 97.6 ₹ | DMA 200 | 92.3 ₹ |
| Chg in FII Hold | -0.07 % | Chg in DII Hold | -0.04 % | PAT Qtr | 3,627 Cr. | PAT Prev Qtr | 2,007 Cr. |
| RSI | 48.0 | MACD | -0.27 | Volume | 44,12,155 | Avg Vol 1Wk | 55,78,218 |
| Low price | 65.9 ₹ | High price | 107 ₹ | PEG Ratio | 0.24 | Debt to equity | 4.87 |
| 52w Index | 79.3 % | Qtr Profit Var | 97.5 % | EPS | 8.92 ₹ | Industry PE | 14.7 |
📊 IDBI Bank shows moderate potential for swing trading. The stock is trading slightly above its 50 DMA (₹97.6) and 200 DMA (₹92.3), reflecting technical support. RSI at 48.0 suggests neutral momentum, while MACD negative (-0.27) indicates mild bearishness. An optimal entry would be near ₹96–₹98. If already holding, consider exiting around ₹105–₹107, close to its recent high and resistance zone.
Positive
- ✅ Low P/E of 11.0 compared to industry average of 14.7 suggests undervaluation.
- ✅ Quarterly PAT growth from ₹2,007 Cr. to ₹3,627 Cr. (+97.5%) highlights strong earnings momentum.
- ✅ PEG ratio of 0.24 indicates attractive valuation relative to growth.
- ✅ Dividend yield of 2.14% provides steady income for investors.
- ✅ 52-week performance of 79.3% reflects strong investor sentiment.
Limitation
- ⚠️ ROCE (6.76%) is modest compared to peers.
- ⚠️ Debt-to-equity ratio of 4.87 indicates high leverage typical of banks.
- ⚠️ FII holdings dropped by 0.07% and DII holdings dropped by 0.04%, showing reduced institutional interest.
- ⚠️ MACD negative (-0.27) signals weak short-term momentum.
- ⚠️ Trading volume below weekly average (44.1L vs 55.7L) suggests reduced market participation.
Company Negative News
- ❌ Institutional investors reducing holdings may limit near-term upside.
- ❌ Weak technical indicators with MACD negative and neutral RSI.
Company Positive News
- 🌟 Strong quarterly profit growth boosts investor confidence.
- 🌟 Attractive PEG ratio supports valuation appeal.
- 🌟 Dividend yield above 2% adds attractiveness for income-focused investors.
Industry
- 🏭 Banking industry trades at PE of 14.7, higher than IDBI’s PE of 11.0, suggesting relative undervaluation.
- 🏭 Sector growth driven by credit expansion, retail lending, and digital banking adoption supports long-term prospects.
Conclusion
📌 IDBI Bank is a moderately strong candidate for swing trading, supported by undervaluation, strong profit growth, and dividend yield. Entry near ₹96–₹98 is optimal, with exit around ₹105–₹107. Traders should be cautious of high leverage and weak technical signals, but overall fundamentals and industry outlook remain favorable.
I can also prepare a peer comparison with Federal Bank or Bank of India to highlight relative swing trade opportunities in the banking sector.
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