IDBI - Swing Trade Analysis with AI Signals
Back to ListHere’s a structured swing trade analysis for IDBI based on the provided parameters
Swing Trade Rating: 4.1
| Stock Code | IDBI | Market Cap | 90,876 Cr. | Current Price | 84.6 ₹ | High / Low | 118 ₹ |
| Stock P/E | 9.55 | Book Value | 62.9 ₹ | Dividend Yield | 2.48 % | ROCE | 6.58 % |
| ROE | 14.9 % | Face Value | 10.0 ₹ | DMA 50 | 77.2 ₹ | DMA 200 | 86.7 ₹ |
| Chg in FII Hold | 0.04 % | Chg in DII Hold | -0.04 % | PAT Qtr | 1,943 Cr. | PAT Prev Qtr | 1,935 Cr. |
| RSI | 64.0 | MACD | 2.11 | Volume | 6,43,90,321 | Avg Vol 1Wk | 6,93,38,051 |
| Low price | 61.0 ₹ | High price | 118 ₹ | PEG Ratio | 0.25 | Debt to equity | 5.55 |
| 52w Index | 41.1 % | Qtr Profit Var | -5.27 % | EPS | 8.85 ₹ | Industry PE | 15.4 |
📊 IDBI shows moderate-to-good potential for swing trading. The stock is trading above its 50 DMA (77.2 ₹) and close to its 200 DMA (86.7 ₹), indicating short-term strength with medium-term resistance. RSI at 64.0 suggests bullish momentum, while MACD is positive (2.11), supporting upward movement. Fundamentals like low P/E (9.55 vs industry 15.4) and strong ROE (14.9%) provide valuation support.
💡 Optimal Entry Price: Around 80–82 ₹ (near support zone, slightly below current price).
📈 Exit Strategy (if already holding): Consider booking profits near 95–100 ₹ (resistance zone below recent high of 118 ₹) or trail stop-loss if momentum strengthens.
Positive
- ✅ Low P/E compared to industry average (9.55 vs 15.4).
- ✅ Strong ROE at 14.9% supports profitability.
- ✅ Dividend yield of 2.48% adds investor confidence.
- ✅ PEG ratio of 0.25 indicates undervaluation relative to growth.
- ✅ PAT stable at ~1,943 Cr. across quarters.
Limitation
- ⚠️ Debt-to-equity ratio is very high at 5.55, raising financial risk.
- ⚠️ ROCE is weak at 6.58%, showing limited efficiency in capital usage.
- ⚠️ Quarterly profit variation is negative (-5.27%).
- ⚠️ Volume lower than 1-week average, showing reduced participation.
- ⚠️ Stock faces resistance near 200 DMA (86.7 ₹).
Company Negative News
- ❌ Decline in quarterly profit growth (-5.27%).
- ❌ Slight reduction in DII holding (-0.04%).
Company Positive News
- ✅ Increase in FII holding (+0.04%).
- ✅ Stable PAT figures across quarters (~1,943 Cr.).
Industry
- 🏦 Industry P/E stands at 15.4, higher than IDBI’s 9.55, suggesting undervaluation.
- 📉 Banking sector faces cyclical risks tied to credit growth and interest rate changes.
Conclusion
🔎 IDBI is a moderately attractive swing trade candidate. While fundamentals are supportive, technical indicators show mixed signals. Entry near 80–82 ₹ offers a safer margin, with exit around 95–100 ₹. High debt levels and weak ROCE remain concerns, so risk management is essential.
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