IDBI - Swing Trade Analysis with AI Signals
Back to List📊 Swing Trade Rating: 3.8
| Stock Code | IDBI | Market Cap | 80,493 Cr. | Current Price | 74.9 ₹ | High / Low | 118 ₹ |
| Stock P/E | 8.46 | Book Value | 62.9 ₹ | Dividend Yield | 2.80 % | ROCE | 6.58 % |
| ROE | 14.9 % | Face Value | 10.0 ₹ | DMA 50 | 82.5 ₹ | DMA 200 | 91.3 ₹ |
| Chg in FII Hold | 0.04 % | Chg in DII Hold | -0.04 % | PAT Qtr | 1,943 Cr. | PAT Prev Qtr | 1,935 Cr. |
| RSI | 44.2 | MACD | -1.60 | Volume | 65,74,797 | Avg Vol 1Wk | 82,28,278 |
| Low price | 61.0 ₹ | High price | 118 ₹ | PEG Ratio | 0.22 | Debt to equity | 5.55 |
| 52w Index | 24.1 % | Qtr Profit Var | -5.27 % | EPS | 8.85 ₹ | Industry PE | 15.1 |
Analysis: IDBI is trading at ₹74.9, below both its 50 DMA (₹82.5) and 200 DMA (₹91.3), showing a bearish bias. RSI at 44.2 indicates the stock is approaching a potential accumulation zone but not yet oversold. MACD is negative, confirming weak momentum. Valuation looks attractive with a P/E of 8.46 compared to the industry average of 15.1, and EPS of ₹8.85. However, the high debt-to-equity ratio (5.55) and weak ROCE (6.58%) limit upside potential.
Optimal Entry Price: ₹70–72, near support levels.
Exit Strategy (if holding): Target exit around ₹82–85, aligning with 50 DMA resistance.
✅ Positive
- Low P/E compared to industry average.
- EPS of ₹8.85 supports earnings strength.
- Dividend yield of 2.8% adds investor appeal.
⚠️ Limitation
- High debt-to-equity ratio (5.55).
- Weak ROCE at 6.58% compared to peers.
- Quarterly profit variation shows decline (-5.27%).
📉 Company Negative News
- Momentum indicators weak (MACD negative, RSI mid-range).
- DII holdings decreased (-0.04%).
📈 Company Positive News
- PAT stable at ₹1,943 Cr vs ₹1,935 Cr previous quarter.
- FII holdings increased slightly (+0.04%).
🏭 Industry
- Industry P/E at 15.1, showing sector trades at higher valuations.
- Banking sector remains volatile but offers swing trade opportunities.
🔎 Conclusion
IDBI is undervalued relative to peers but faces debt challenges and weak momentum. It is suitable for short-term swing trades with entry near ₹70–72 and exit around ₹82–85. Long-term investors should be cautious due to leverage risks.