IDBI - Swing Trade Analysis with AI Signals

Last Updated Time : 05 Nov 25, 7:43 am

Swing Trade Rating: 4.1

🏦 IDBI Bank offers a compelling swing setup with strong earnings momentum and attractive valuation. Entry near ₹96–₹98 is optimal. If already held, consider exiting near ₹105–₹107.

📈 Positive

• Quarterly PAT growth: ₹3,627 Cr. vs ₹2,007 Cr. — up 97.5%
• EPS ₹8.92 and P/E 11.1 — undervalued compared to industry PE of 14.6
• PEG ratio 0.24 — strong growth at a low valuation
• MACD 2.34 and RSI 57.2 — bullish technical indicators
• Trading above DMA 50 (₹94.4) and DMA 200 (₹89.8) — confirms uptrend
• Dividend yield 2.12% — decent income potential

⚠️ Limitation

• ROCE 6.76% — below ideal for capital efficiency
• Debt-to-equity 4.87 — high leverage typical of banking sector
• Volume below weekly average — short-term interest may be cooling
• FII and DII holdings slightly declined

🚫 Company Negative News

• No major negative news reported recently
• Minor dip in institutional holdings despite strong earnings

✅ Company Positive News

• Strong Q2 performance driven by improved asset quality and net interest income
• Privatization buzz and government stake support long-term sentiment
• Analysts maintain positive outlook with targets near ₹110

🏭 Industry

• Banking sector benefits from credit growth, digital transformation, and stable interest margins
• IDBI trades below industry PE (14.6) — offers relative value

🧾 Conclusion

• IDBI is a technically strong and fundamentally undervalued swing candidate
• Best entry: ₹96–₹98 near DMA support and breakout zone
• If already held, exit near ₹105–₹107 — resistance zone and 52-week high
• Watch for RSI >60 and volume spike for confirmation

I can also compare IDBI with other PSU banks to help you identify stronger swing setups.