IDBI - IntraDay Trade Analysis with Live Signals

Last Updated Time : 20 Dec 25, 07:03 am

IntraDay Trade Rating: 3.7

📊 Analysis: IDBI is trading slightly above its 50 DMA (97.6 ₹) and 200 DMA (92.3 ₹), showing medium-term support. RSI at 48.0 indicates neutral momentum, while MACD at -0.27 reflects mild bearish bias. Current volume (44,12,155) is lower than average weekly volume (55,78,218), suggesting moderate intraday participation. Fundamentals show strong profit growth and undervaluation relative to industry PE, but high debt levels and weak momentum indicators limit intraday strength.

💡 Optimal Buy Price: Around 97–99 ₹ (near current support zone).

🎯 Profit-Taking Exit Levels: 102 ₹ (first resistance), 105–107 ₹ (extended intraday resistance zone).

🛡️ Stop-Loss / Loss Protection: 95 ₹ (below immediate support).

⏱️ If Already Holding: Consider exiting intraday if price fails to sustain above 98.5 ₹ with weak volume or if RSI drops below 46. Momentum exit can be targeted near 102–105 ₹ if volume strengthens and MACD turns positive.

✅ Positive

• 📈 Quarterly PAT growth (3,627 Cr. vs 2,007 Cr.)
• 💰 EPS of 8.92 ₹ supports valuation strength
• 📊 PEG ratio of 0.24 indicates undervaluation relative to growth
• 💵 Dividend yield of 2.14% adds shareholder value
• 📈 52-week index return of 79.3% highlights sector strength

⚠️ Limitation

• 📉 RSI at 48.0 indicates neutral momentum
• 📊 MACD slightly negative (-0.27), bearish bias
• 📉 Debt-to-equity ratio very high at 4.87
• 📊 Current volume below average weekly volume, limiting intraday strength

🚨 Company Negative News

• 📉 FII holdings reduced (-0.07%), showing foreign investor caution
• 📊 DII holdings reduced (-0.04%), showing domestic investor caution

🌟 Company Positive News

• 📈 Quarterly profit variation at 97.5% shows strong earnings momentum
• 📊 Positioned well in banking sector with improving fundamentals
• 📈 Trades at discount compared to industry PE (11.0 vs 14.7)

🏭 Industry

• 📊 Industry PE at 14.7, IDBI trades at discount (11.0)
• ⚡ Banking sector benefiting from credit growth and digital adoption
• 📈 Sector resilience reflected in strong 52-week performance

📌 Conclusion

IDBI shows moderate intraday potential with strong fundamentals but weak momentum indicators. Traders can cautiously enter near 97–99 ₹ with exits around 102–105 ₹. A tight stop-loss at 95 ₹ is recommended. Best suited for cautious intraday trades; long-term investors may continue to hold given undervaluation and strong earnings growth, though high debt levels remain a concern.

Would you like me to extend this into a peer benchmarking overlay against other mid-tier banks (like Federal Bank, RBL Bank, and Bandhan Bank) to compare intraday strength, or keep the focus only on IDBI’s standalone setup?