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ICICIBANK - Swing Trade Analysis with AI Signals

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Rating: 4.1

Last Updated Time : 05 Feb 26, 02:16 am

Swing Trade Rating: 4.1

Stock Code ICICIBANK Market Cap 10,07,749 Cr. Current Price 1,409 ₹ High / Low 1,500 ₹
Stock P/E 20.5 Book Value 448 ₹ Dividend Yield 0.78 % ROCE 7.61 %
ROE 17.8 % Face Value 2.00 ₹ DMA 50 1,376 ₹ DMA 200 1,371 ₹
Chg in FII Hold -1.69 % Chg in DII Hold 1.68 % PAT Qtr 11,318 Cr. PAT Prev Qtr 12,359 Cr.
RSI 57.9 MACD -0.78 Volume 1,13,92,311 Avg Vol 1Wk 1,72,89,169
Low price 1,200 ₹ High price 1,500 ₹ PEG Ratio 0.78 Debt to equity 5.53
52w Index 69.6 % Qtr Profit Var -4.02 % EPS 68.8 ₹ Industry PE 15.8

📊 ICICI Bank (ICICIBANK) shows strong fundamentals with consistent profitability and attractive PEG ratio, though high leverage and recent profit decline pose risks. The RSI at 57.9 indicates neutral-to-positive momentum, while MACD (-0.78) suggests mild bearishness. The optimal entry price would be around ₹1,380–₹1,395, near the DMA support zone. If already holding, consider exiting around ₹1,480–₹1,495, close to the resistance near the 52-week high.

✅ Positive

  • P/E (20.5) is reasonable compared to industry PE (15.8).
  • PEG ratio of 0.78 indicates attractive valuation relative to growth.
  • EPS of ₹68.8 supports strong earnings visibility.
  • DII holdings increased (+1.68%), showing domestic institutional support.
  • Stock trading above DMA 50 and DMA 200 indicates technical strength.

⚠️ Limitation

  • Debt-to-equity ratio of 5.53 is high, reflecting significant leverage.
  • Dividend yield of 0.78% is modest.
  • ROCE (7.61%) is relatively low compared to peers.
  • Quarterly PAT declined from ₹12,359 Cr. to ₹11,318 Cr. (-4.02%), showing earnings pressure.
  • Trading volume lower than weekly average suggests reduced participation.

📉 Company Negative News

  • Decline in FII holdings (-1.69%) shows reduced foreign investor confidence.
  • Quarterly profit decline highlights short-term challenges.

📈 Company Positive News

  • DII inflows highlight domestic institutional optimism.
  • PEG ratio suggests undervaluation relative to growth potential.
  • Stock trading near support levels offers swing trade opportunity.

🏭 Industry

  • Banking sector benefits from rising credit demand and digital adoption.
  • Industry PE at 15.8 highlights ICICI Bank’s slight premium valuation.
  • Sector outlook remains positive with strong retail and corporate lending growth.

🔎 Conclusion

ICICI Bank is a fundamentally strong company with attractive growth valuation and consistent profitability, but high leverage and recent profit decline limit short-term upside. For swing trading, entry near ₹1,380–₹1,395 is favorable, with an exit target around ₹1,480–₹1,495. Strong fundamentals and sector demand make it a good candidate for swing trades, though traders should remain cautious about debt levels and momentum weakness.

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