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ICICIBANK - Technical Analysis with Chart Patterns & Indicators

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Rating: 3.7

Last Updated Time : 02 Feb 26, 09:51 am

Technical Rating: 3.7

Stock Code ICICIBANK Market Cap 9,54,247 Cr. Current Price 1,334 ₹ High / Low 1,500 ₹
Stock P/E 19.4 Book Value 448 ₹ Dividend Yield 0.82 % ROCE 7.61 %
ROE 17.8 % Face Value 2.00 ₹ DMA 50 1,374 ₹ DMA 200 1,370 ₹
Chg in FII Hold -1.69 % Chg in DII Hold 1.68 % PAT Qtr 11,318 Cr. PAT Prev Qtr 12,359 Cr.
RSI 39.8 MACD -6.38 Volume 51,07,531 Avg Vol 1Wk 1,86,52,859
Low price 1,200 ₹ High price 1,500 ₹ PEG Ratio 0.73 Debt to equity 5.53
52w Index 44.7 % Qtr Profit Var -4.02 % EPS 68.8 ₹ Industry PE 15.8

📊 Chart & Trend Analysis: ICICIBANK is trading at ₹1,334, below both its 50 DMA (₹1,374) and 200 DMA (₹1,370), indicating short-term weakness. RSI at 39.8 suggests the stock is nearing oversold territory. MACD at -6.38 confirms bearish momentum. Current volume (51.0L) is significantly lower than the weekly average (186.5L), showing weak participation. Bollinger Bands indicate price near the lower band, reinforcing bearish consolidation.

📈 Momentum Signals: Short-term momentum is weak, with RSI oversold and MACD bearish crossover. Low volume participation further limits breakout potential.

🎯 Entry Zone: ₹1,310 – ₹1,330 (near immediate support)

🚪 Exit Zone: ₹1,370 – ₹1,400 (near resistance at 50 DMA)

🔎 Trend Status: Consolidating with bearish bias. Sustained trade below ₹1,310 could trigger reversal towards ₹1,250, while recovery above ₹1,370 may signal bullish trend resumption.


Positive

  • Strong ROE (17.8%) highlights efficient capital use.
  • PEG ratio of 0.73 indicates attractive valuation relative to growth.
  • EPS of ₹68.8 reflects consistent profitability.
  • Increase in DII holding (+1.68%) signals domestic institutional support.

Limitation

  • Stock trading below both 50 DMA and 200 DMA signals weakness.
  • ROCE (7.61%) is modest compared to peers, indicating efficiency concerns.
  • High debt-to-equity ratio (5.53) raises leverage concerns.
  • Quarterly profit variation of -4.02% highlights earnings pressure.
  • Weak trading volume reduces conviction in recovery moves.

Company Negative News

  • Decline in FII holding (-1.69%) signals reduced foreign investor confidence.
  • Sequential PAT decline from ₹12,359 Cr. to ₹11,318 Cr. highlights earnings slowdown.

Company Positive News

  • Increase in DII holding reflects renewed domestic institutional interest.
  • Strong fundamentals with attractive PEG ratio support long-term growth potential.

Industry

  • Banking sector remains resilient with credit growth and digital adoption trends.
  • Industry P/E at 15.8 highlights moderate sector valuation compared to ICICIBANK’s premium.

Conclusion

⚖️ ICICIBANK is consolidating with a bearish bias. Entry near ₹1,310–₹1,330 offers cautious accumulation, while exits near ₹1,370–₹1,400 provide short-term profit booking. Strong fundamentals and attractive PEG ratio support long-term holding, but weak technicals, high leverage, and declining foreign investor confidence warrant cautious positioning.

Would you like me to extend this into a peer benchmarking overlay (HDFC Bank, Axis Bank, Kotak Mahindra Bank) so you can compare ICICIBANK’s relative strength within the private banking basket?

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