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ICICIBANK - Technical Analysis with Chart Patterns & Indicators

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Rating: 3.9

Last Updated Time : 19 Mar 26, 08:56 pm

Technical Rating: 3.9

Stock Code ICICIBANK Market Cap 9,23,248 Cr. Current Price 1,290 ₹ High / Low 1,500 ₹
Stock P/E 18.8 Book Value 448 ₹ Dividend Yield 0.85 % ROCE 7.61 %
ROE 17.8 % Face Value 2.00 ₹ DMA 50 1,355 ₹ DMA 200 1,368 ₹
Chg in FII Hold -1.69 % Chg in DII Hold 1.68 % PAT Qtr 11,318 Cr. PAT Prev Qtr 12,359 Cr.
RSI 38.4 MACD -30.4 Volume 1,45,53,960 Avg Vol 1Wk 1,98,20,879
Low price 1,240 ₹ High price 1,500 ₹ PEG Ratio 0.71 Debt to equity 5.53
52w Index 19.2 % Qtr Profit Var -4.02 % EPS 68.8 ₹ Industry PE 14.8

📊 Chart & Trend Analysis: ICICIBANK is trading at ₹1,290, below both its 50 DMA (₹1,355) and 200 DMA (₹1,368), reflecting short-term weakness. RSI at 38.4 indicates near oversold conditions, while MACD at -30.4 confirms bearish crossover. Bollinger Bands show price leaning toward the lower band, suggesting selling pressure. Volume is below average, showing reduced participation in the downtrend.

📈 Momentum Signals: Short-term momentum is weak, with RSI near oversold and MACD negative. A rebound may occur if support holds, but trend remains bearish. Consolidation is possible before reversal attempts.

💹 Entry & Exit Zones:

- Optimal Entry: ₹1,270–₹1,290 (near support, oversold RSI)

- Stop-Loss: ₹1,240 (recent low)

- Exit Zone: ₹1,350–₹1,370 (near 50 & 200 DMA resistance)

- Major Resistance: ₹1,500 (recent high)

📉 Trend Status: The stock is consolidating with bearish bias, supported by oversold RSI but capped by strong moving average resistances.


Positive

  • Strong ROE (17.8%) highlights profitability in banking operations.
  • PEG ratio of 0.71 indicates attractive valuation relative to growth.
  • EPS of ₹68.8 reflects consistent profitability.
  • DII holdings increased (+1.68%), showing strong domestic institutional support.

Limitation

  • P/E of 18.8 is higher than industry average (14.8), suggesting premium valuation.
  • Debt-to-equity ratio of 5.53 indicates high leverage typical of banks.
  • Price trading below both 50 DMA and 200 DMA shows weak technical strength.

Company Negative News

  • FII holdings decreased (-1.69%), showing reduced foreign investor confidence.
  • Quarterly PAT declined to ₹11,318 Cr. from ₹12,359 Cr., reflecting earnings pressure.
  • Quarterly profit variation of -4.02% highlights operational weakness.

Company Positive News

  • DII holdings increased (+1.68%), showing strong domestic institutional support.
  • Stable EPS and profitability despite recent earnings decline.

Industry

  • Banking industry benefits from credit growth, digital adoption, and rising retail lending.
  • Industry PE at 14.8 highlights relatively cheaper peers compared to ICICIBANK’s premium valuation.

Conclusion

⚖️ ICICIBANK is technically consolidating with bearish bias, trading below key moving averages. Traders may consider entry near ₹1,270–₹1,290 with strict stop-loss at ₹1,240, targeting ₹1,350–₹1,370 in the short term. Long-term investors may find value given strong fundamentals and attractive PEG ratio, but should be cautious of recent earnings decline and weak momentum.

Would you like me to extend this into a peer benchmarking overlay (e.g., HDFC Bank, Axis Bank, Kotak Mahindra Bank) so you can evaluate sector rotation opportunities alongside ICICIBANK?

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