HDFCLIFE - Swing Trade Analysis with AI Signals
Last Updated Time : 20 Dec 25, 07:01 am
Back to Swing Trade ListSwing Trade Rating: 3.8
| Stock Code | HDFCLIFE | Market Cap | 1,65,570 Cr. | Current Price | 768 ₹ | High / Low | 821 ₹ |
| Stock P/E | 87.8 | Book Value | 78.5 ₹ | Dividend Yield | 0.28 % | ROCE | 6.53 % |
| ROE | 10.8 % | Face Value | 10.0 ₹ | DMA 50 | 763 ₹ | DMA 200 | 742 ₹ |
| Chg in FII Hold | 0.07 % | Chg in DII Hold | 0.02 % | PAT Qtr | 447 Cr. | PAT Prev Qtr | 546 Cr. |
| RSI | 45.9 | MACD | 0.60 | Volume | 7,67,503 | Avg Vol 1Wk | 15,84,651 |
| Low price | 584 ₹ | High price | 821 ₹ | PEG Ratio | 7.91 | Debt to equity | 0.14 |
| 52w Index | 77.5 % | Qtr Profit Var | 3.27 % | EPS | 8.75 ₹ | Industry PE | 84.3 |
📊 HDFCLIFE shows stable fundamentals with institutional support, but high valuation and weak efficiency ratios limit its swing trade potential. Technical indicators are neutral, suggesting cautious entry near support levels.
✅ Optimal Entry Price: 750–765 ₹ (near DMA 50 and DMA 200 support)
📈 Exit Strategy: If already holding, consider exiting near 810–820 ₹ resistance zone or if RSI crosses 60.
Positive
- 💡 EPS (8.75 ₹) supports valuation strength.
- 📈 PAT growth remains positive despite recent decline, showing resilience.
- 🌍 Increase in FII (+0.07%) and DII (+0.02%) holdings signals institutional confidence.
- 📊 Trading above DMA 200 (742 ₹) and close to DMA 50 (763 ₹), providing technical support.
Limitation
- ⚠️ P/E (87.8) is much higher than industry PE (84.3), suggesting premium valuation.
- 📉 ROCE (6.53%) and ROE (10.8%) are modest, showing limited efficiency.
- 📉 Dividend Yield (0.28%) is very low, offering minimal income support.
- 📉 PEG ratio (7.91) indicates stretched valuation relative to growth.
- 📉 Volume (7.6 lakh) is lower than 1-week average (15.8 lakh), showing reduced trader participation.
Company Negative News
- 📉 PAT dropped from 546 Cr. to 447 Cr., showing earnings weakness.
- 📉 Weak efficiency ratios reflect operational challenges.
Company Positive News
- 🌍 Increase in both FII (+0.07%) and DII (+0.02%) holdings shows institutional support.
- 📈 Quarterly profit variation (3.27%) highlights earnings resilience despite decline.
Industry
- 🏭 Industry PE (84.3) is slightly lower than HDFCLIFE’s PE (87.8), showing premium valuation.
- 📊 Insurance sector outlook remains positive with rising demand for life and health coverage.
Conclusion
🔑 HDFCLIFE is a cautious swing trade candidate with institutional support but high valuation and weak efficiency ratios. Entry near 750–765 ₹ offers a limited-risk setup. Exit near 810–820 ₹ is advisable if holding, unless momentum indicators improve significantly. Short-term outlook is neutral, while long-term fundamentals remain supportive.
I can also prepare a side-by-side HTML comparison of HDFCLIFE with HDFCBANK so you can evaluate which one offers stronger swing trade potential.
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