HDFCLIFE - Swing Trade Analysis with AI Signals
Back to List📊 Swing Trade Rating: 3.6
| Stock Code | HDFCLIFE | Market Cap | 1,26,999 Cr. | Current Price | 588 ₹ | High / Low | 821 ₹ |
| Stock P/E | 66.5 | Book Value | 82.0 ₹ | Dividend Yield | 0.36 % | ROCE | 10.3 % |
| ROE | 11.3 % | Face Value | 10.0 ₹ | DMA 50 | 634 ₹ | DMA 200 | 698 ₹ |
| Chg in FII Hold | -1.75 % | Chg in DII Hold | 2.02 % | PAT Qtr | 496 Cr. | PAT Prev Qtr | 421 Cr. |
| RSI | 40.6 | MACD | -11.7 | Volume | 26,95,028 | Avg Vol 1Wk | 69,88,041 |
| Low price | 555 ₹ | High price | 821 ₹ | PEG Ratio | 5.55 | Debt to equity | 0.18 |
| 52w Index | 12.5 % | Qtr Profit Var | 4.01 % | EPS | 8.85 ₹ | Industry PE | 70.1 |
Analysis: HDFCLIFE has a strong market presence (1,26,999 Cr. market cap) but is trading weak technically. Current price (588 ₹) is below both 50 DMA (634 ₹) and 200 DMA (698 ₹), showing bearish momentum. RSI (40.6) is near oversold territory, and MACD (-11.7) is negative. Fundamentals show moderate ROE (11.3%) and ROCE (10.3%), but high P/E (66.5 vs. industry 70.1) and PEG ratio (5.55) suggest overvaluation. Quarterly PAT grew modestly (4.01%), but EPS (8.85 ₹) remains low relative to valuation. FII holdings declined (-1.75%), though DII holdings increased (+2.02%). Dividend yield is minimal (0.36%).
Entry Price: Optimal entry would be near 570–590 ₹, close to support levels.
Exit Strategy: If already holding, consider exiting around 630–650 ₹, near resistance levels, unless momentum improves.
✅ Positive
- Large market cap ensures stability.
- Quarterly PAT growth of 4.01%.
- DII holdings increased (+2.02%).
- Low debt-to-equity ratio (0.18).
⚠️ Limitation
- High P/E (66.5) compared to industry average.
- Low dividend yield (0.36%).
- Stock trading below 50 DMA and 200 DMA.
📉 Company Negative News
- Decline in FII holdings (-1.75%).
- Weak technical indicators (RSI near oversold, MACD bearish).
- Trading volume lower than weekly average.
📈 Company Positive News
- PAT improved from 421 Cr. to 496 Cr.
- DII holdings increased, showing domestic investor confidence.
🏭 Industry
- Industry PE at 70.1 vs. HDFCLIFE’s 66.5, showing relative alignment but still expensive.
- Insurance sector remains growth-oriented but faces margin pressures.
🔎 Conclusion
HDFCLIFE is fundamentally stable but technically weak in the short term. It may be a swing trade candidate if entered near 570–590 ₹, with a cautious exit around 630–650 ₹. Traders should closely monitor volume recovery and investor sentiment before taking larger positions.