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HDFCLIFE - IntraDay Trade Analysis with Live Signals

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Rating: 3.4

Last Updated Time : 05 Feb 26, 04:33 am

IntraDay Trade Rating: 3.4

Stock Code HDFCLIFE Market Cap 1,55,778 Cr. Current Price 722 ₹ High / Low 821 ₹
Stock P/E 82.4 Book Value 81.4 ₹ Dividend Yield 0.29 % ROCE 6.53 %
ROE 10.8 % Face Value 10.0 ₹ DMA 50 744 ₹ DMA 200 742 ₹
Chg in FII Hold -0.55 % Chg in DII Hold 0.64 % PAT Qtr 421 Cr. PAT Prev Qtr 447 Cr.
RSI 41.8 MACD -9.37 Volume 49,06,097 Avg Vol 1Wk 30,07,060
Low price 600 ₹ High price 821 ₹ PEG Ratio 7.42 Debt to equity 0.18
52w Index 55.4 % Qtr Profit Var 1.40 % EPS 8.77 ₹ Industry PE 82.4

📊 Analysis: HDFCLIFE shows weak intraday momentum with RSI at 41.8 (near oversold zone) and MACD at -9.37 (bearish). Price is trading below both 50 DMA (744 ₹) and 200 DMA (742 ₹), indicating short-term weakness. Elevated volume compared to weekly average suggests active participation, but the stock faces resistance near 740–745 ₹. Fundamentals show premium valuation with high P/E (82.4), making intraday trading moderately risky.

💹 Optimal Buy Price: 715–725 ₹ (near support zone).

🎯 Profit-Taking Levels: 735 ₹ (first target), 745 ₹ (second target).

🛡️ Stop-Loss: 710 ₹ (to protect downside risk).

⏱️ If Already Holding: Consider exiting intraday if price fails to sustain above 735 ₹ or if MACD continues to weaken. A spike in volume without price breakout also signals exit. Quick profit booking is advised near resistance levels.


✅ Positive

  • Low debt-to-equity (0.18) ensures financial stability.
  • DII holding increased by 0.64%, reflecting domestic institutional support.
  • Strong market cap of 1,55,778 Cr. ensures liquidity.

⚠️ Limitation

  • High P/E (82.4) compared to industry average (82.4) suggests expensive valuation.
  • Low ROCE (6.53%) and ROE (10.8%) indicate modest efficiency.
  • Dividend yield of 0.29% is very low.
  • PEG ratio of 7.42 signals costly growth prospects.

📉 Company Negative News

  • FII holding decreased by -0.55%, showing reduced foreign investor confidence.
  • PAT declined from 447 Cr. to 421 Cr., reflecting earnings pressure.

📈 Company Positive News

  • DII holding increased by 0.64%, showing domestic support.
  • Quarterly profit variation of 1.40% indicates stability despite decline.

🏭 Industry

  • Life insurance sector remains resilient with long-term growth potential.
  • Industry P/E at 82.4 highlights premium valuations across the sector.

🔎 Conclusion

HDFCLIFE is fundamentally stable but intraday trade setup is weak due to bearish momentum indicators. Traders may attempt short-term scalps near support levels with tight stop-losses. Profit booking should be swift if resistance levels are tested, as upside momentum is limited.

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