⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.

HDFCBANK - Swing Trade Analysis with AI Signals

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Rating: 3.8

Last Updated Time : 05 Feb 26, 02:16 am

Swing Trade Rating: 3.8

Stock Code HDFCBANK Market Cap 14,67,641 Cr. Current Price 953 ₹ High / Low 1,020 ₹
Stock P/E 20.1 Book Value 350 ₹ Dividend Yield 1.15 % ROCE 7.35 %
ROE 14.3 % Face Value 1.00 ₹ DMA 50 959 ₹ DMA 200 958 ₹
Chg in FII Hold -0.71 % Chg in DII Hold 0.93 % PAT Qtr 18,654 Cr. PAT Prev Qtr 18,641 Cr.
RSI 54.0 MACD -8.72 Volume 2,55,06,437 Avg Vol 1Wk 3,11,01,094
Low price 831 ₹ High price 1,020 ₹ PEG Ratio 0.91 Debt to equity 6.28
52w Index 64.7 % Qtr Profit Var 11.5 % EPS 47.6 ₹ Industry PE 15.8

📊 HDFCBANK has strong fundamentals and steady profit growth, but its relatively high debt-to-equity ratio and weak momentum indicators suggest caution for swing trading. The RSI at 54.0 indicates neutral momentum, while MACD (-8.72) shows bearish signals. The optimal entry price would be around ₹940–₹945, near the DMA support. If already holding, consider exiting around ₹1,010–₹1,015, close to the recent resistance zone.

✅ Positive

  • Large market cap (₹14,67,641 Cr.) ensures stability and liquidity.
  • Consistent quarterly PAT (₹18,654 Cr. vs ₹18,641 Cr.) shows steady earnings.
  • EPS of ₹47.6 supports strong profitability.
  • PEG ratio of 0.91 indicates reasonable valuation relative to growth.
  • DII holdings increased (+0.93%), showing strong domestic institutional support.

⚠️ Limitation

  • ROCE (7.35%) is relatively low compared to peers.
  • Debt-to-equity ratio of 6.28 is high, reflecting leveraged balance sheet.
  • Dividend yield of 1.15% is modest.
  • MACD (-8.72) signals weak short-term momentum.

📉 Company Negative News

  • Decline in FII holdings (-0.71%) shows reduced foreign investor confidence.
  • Stock trading close to resistance levels may limit upside potential.

📈 Company Positive News

  • Quarterly profit variation of 11.5% indicates healthy earnings growth.
  • Strong EPS and consistent profitability support long-term confidence.
  • Stable price range between ₹831–₹1,020 provides predictable trading levels.

🏭 Industry

  • Banking sector remains crucial for India’s economic growth.
  • Industry PE at 15.8 suggests HDFCBANK trades at a premium (P/E 20.1).
  • Sector outlook remains positive with rising credit demand and digital adoption.

🔎 Conclusion

HDFCBANK is a fundamentally strong bank with consistent earnings and high liquidity. However, its high debt-to-equity ratio and weak momentum indicators suggest limited short-term upside. For swing trading, entry near ₹940–₹945 is favorable, with an exit target around ₹1,010–₹1,015. While long-term fundamentals remain solid, traders should exercise caution due to current technical signals.

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