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HDFCBANK - Technical Analysis with Chart Patterns & Indicators

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Rating: 3.4

Last Updated Time : 02 Feb 26, 09:51 am

Technical Rating: 3.4

Stock Code HDFCBANK Market Cap 14,18,670 Cr. Current Price 922 ₹ High / Low 1,020 ₹
Stock P/E 19.4 Book Value 350 ₹ Dividend Yield 1.19 % ROCE 7.35 %
ROE 14.3 % Face Value 1.00 ₹ DMA 50 961 ₹ DMA 200 959 ₹
Chg in FII Hold -0.71 % Chg in DII Hold 0.93 % PAT Qtr 18,654 Cr. PAT Prev Qtr 18,641 Cr.
RSI 34.3 MACD -14.4 Volume 1,05,34,218 Avg Vol 1Wk 3,27,01,847
Low price 831 ₹ High price 1,020 ₹ PEG Ratio 0.88 Debt to equity 6.28
52w Index 48.2 % Qtr Profit Var 11.5 % EPS 47.6 ₹ Industry PE 15.8

📊 Chart & Trend Analysis: HDFCBANK is trading at ₹922, below both its 50 DMA (₹961) and 200 DMA (₹959), indicating short-term weakness. RSI at 34.3 suggests the stock is nearing oversold territory. MACD at -14.4 confirms bearish momentum. Volume (1.05 Cr.) is significantly lower than the weekly average (3.27 Cr.), showing weak participation. Bollinger Bands indicate price drifting towards the lower band, reinforcing bearish consolidation.

📈 Momentum Signals: Short-term momentum is negative, with RSI near oversold and MACD bearish crossover. Weak volume further confirms lack of buying strength.

🎯 Entry Zone: ₹900 – ₹915 (near immediate support)

🚪 Exit Zone: ₹960 – ₹980 (near resistance at 50 DMA)

🔎 Trend Status: Consolidating with bearish bias. Sustained trade below ₹900 could trigger reversal towards ₹870–₹850, while recovery above ₹960 may signal trend reversal to bullish.


Positive

  • Strong market capitalization of ₹14,18,670 Cr. ensures stability.
  • EPS of ₹47.6 reflects consistent earnings power.
  • PEG ratio of 0.88 indicates reasonable valuation relative to growth.
  • Quarterly PAT growth (₹18,654 Cr. vs ₹18,641 Cr.) shows steady performance.

Limitation

  • Stock trading below both 50 DMA and 200 DMA signals weakness.
  • Low ROCE (7.35%) compared to peers indicates efficiency concerns.
  • High debt-to-equity ratio (6.28) raises leverage risks.
  • Weak trading volume reduces conviction in recovery moves.

Company Negative News

  • Decline in FII holding (-0.71%) signals reduced foreign investor confidence.

Company Positive News

  • Increase in DII holding (+0.93%) reflects strong domestic institutional support.
  • Quarterly profit variation of 11.5% shows healthy earnings growth.

Industry

  • Banking sector remains crucial for credit growth and financial stability.
  • Industry P/E at 15.8 highlights moderate sector valuation compared to HDFCBANK’s premium.

Conclusion

⚖️ HDFCBANK is consolidating with a bearish bias. Entry near ₹900–₹915 offers cautious accumulation, while exits near ₹960–₹980 provide short-term profit booking. Strong fundamentals support long-term holding, but current technical weakness, high leverage, and weak volume warrant patience for better entry opportunities.

Would you like me to extend this into a peer benchmarking overlay (ICICI Bank, Axis Bank, Kotak Bank) so you can compare HDFCBANK’s relative strength within the banking basket?

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