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HDFCBANK - Technical Analysis with Chart Patterns & Indicators

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Rating: 3.1

Last Updated Time : 04 May 26, 11:57 am

Technical Rating: 3.1

Stock Code HDFCBANK Market Cap 11,88,074 Cr. Current Price 772 ₹ High / Low 1,020 ₹
Stock P/E 15.9 Book Value 363 ₹ Dividend Yield 1.68 % ROCE 6.92 %
ROE 14.1 % Face Value 1.00 ₹ DMA 50 825 ₹ DMA 200 903 ₹
Chg in FII Hold -3.62 % Chg in DII Hold 3.14 % PAT Qtr 19,221 Cr. PAT Prev Qtr 18,654 Cr.
RSI 41.2 MACD -10.4 Volume 5,18,35,071 Avg Vol 1Wk 3,34,51,367
Low price 727 ₹ High price 1,020 ₹ PEG Ratio 0.83 Debt to equity 6.44
52w Index 15.3 % Qtr Profit Var 9.11 % EPS 48.5 ₹ Industry PE 15.0

📉 Chart Patterns & Trend: HDFCBANK is trading below both its 50 DMA (₹825) and 200 DMA (₹903), confirming a bearish structure. Current price (₹772) is close to support at ₹727, suggesting weakness with limited upside unless a rebound occurs.

📊 Momentum Indicators: RSI at 41.2 indicates neutral-to-weak momentum, not yet oversold. MACD at -10.4 confirms bearish crossover. Bollinger Bands show price drifting toward the lower band, signaling continued pressure.

📈 Volume Trends: Current volume (5.18 Cr) is significantly higher than average weekly volume (3.34 Cr), reflecting strong selling activity and heightened volatility.

🎯 Entry Zone: ₹730 – ₹760 (near support, potential accumulation zone).

🚪 Exit Zone: ₹820 – ₹860 (near 50 DMA resistance; profit-taking zone if rebound occurs).

🔎 Status: The stock is consolidating near support but remains in a broader downtrend. Sustained recovery requires price action above ₹900 (200 DMA).


Positive

  • Large market cap (₹11,88,074 Cr) ensures liquidity and stability.
  • Quarterly PAT growth of 9.11% shows consistent earnings momentum.
  • EPS of ₹48.5 supports long-term earnings visibility.
  • DII holdings increased (+3.14%), reflecting strong domestic institutional support.

Limitation

  • ROCE at 6.92% indicates weak capital efficiency.
  • High debt-to-equity ratio (6.44) compared to peers.
  • Stock trading below both 50 & 200 DMA shows technical weakness.

Company Negative News

  • FII holdings decreased (-3.62%), showing reduced foreign investor confidence.
  • MACD negative, suggesting short-term bearish trend.

Company Positive News

  • Quarterly PAT increased from ₹18,654 Cr to ₹19,221 Cr.
  • DII support increased, balancing FII outflows.
  • PEG ratio of 0.83 suggests fair valuation relative to growth.

Industry

  • Banking sector remains critical to India’s economy with steady credit demand.
  • Industry PE at 15.0 shows moderate valuation, close to HDFCBANK’s P/E of 15.9.

Conclusion

⚠️ HDFCBANK is fundamentally strong with consistent profitability and large market presence. However, technical indicators show weakness, with the stock trading below key moving averages and negative MACD. For swing trading, entry around ₹730–₹760 is optimal, with an exit target near ₹820–₹860. Long-term investors should wait for confirmation above ₹900 before fresh accumulation.

Would you like me to prepare a sector overlay comparison with peers like ICICI Bank, Axis Bank, and SBI to benchmark HDFCBANK’s relative strength?

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