GICRE - Swing Trade Analysis with AI Signals
Back to ListSwing Trade Rating: 4.1
| Stock Code | GICRE | Market Cap | 65,421 Cr. | Current Price | 374 ₹ | High / Low | 454 ₹ |
| Stock P/E | 7.76 | Book Value | 357 ₹ | Dividend Yield | 2.67 % | ROCE | 16.0 % |
| ROE | 12.2 % | Face Value | 5.00 ₹ | DMA 50 | 374 ₹ | DMA 200 | 381 ₹ |
| Chg in FII Hold | 0.00 % | Chg in DII Hold | 0.22 % | PAT Qtr | 2,867 Cr. | PAT Prev Qtr | 1,752 Cr. |
| RSI | 51.3 | MACD | -0.06 | Volume | 3,22,509 | Avg Vol 1Wk | 3,96,770 |
| Low price | 345 ₹ | High price | 454 ₹ | PEG Ratio | 0.16 | Debt to equity | 0.00 |
| 52w Index | 26.4 % | Qtr Profit Var | 54.1 % | EPS | 48.0 ₹ | Industry PE | 33.8 |
📊 GICRE shows strong fundamentals with low P/E, high dividend yield, and solid quarterly profit growth. Technical indicators are neutral (RSI ~51, MACD flat, price near 50 & 200 DMA), suggesting consolidation. It is a moderately good candidate for swing trading with limited downside risk.
💡 Optimal Entry Price: Around 365–370 ₹ (close to support zone).
📈 Exit Strategy: If already holding, consider booking profits near 420–430 ₹ resistance, or exit if price falls below 345 ₹ (recent low).
Positive ✅
- Low P/E of 7.76 compared to industry average of 33.8, indicating undervaluation.
- Strong quarterly PAT growth (2,867 Cr. vs 1,752 Cr.), up 54.1%.
- Dividend yield of 2.67% provides stable returns.
- PEG ratio of 0.16 suggests attractive valuation relative to growth.
- Debt-to-equity ratio of 0.00 shows no leverage risk.
Limitation ⚠️
- ROE (12.2%) and ROCE (16.0%) are moderate compared to high-growth peers.
- Price trading near both 50 DMA (374 ₹) and 200 DMA (381 ₹), showing lack of strong momentum.
- MACD slightly negative (-0.06), indicating weak bullish signals.
- Volume lower than 1-week average, suggesting reduced trading interest.
Company Negative News 📉
- No major negative news reported, but muted technical momentum could limit short-term upside.
Company Positive News 📈
- Strong profit growth and consistent earnings improvement.
- Stable dividend payout enhances investor confidence.
Industry 🌐
- Industry P/E at 33.8 highlights sector premium, making GICRE undervalued in comparison.
- Insurance sector benefits from rising demand and regulatory support.
Conclusion 📝
GICRE is undervalued relative to peers, with strong earnings growth and a healthy dividend yield. Entry near 365–370 ₹ offers favorable risk-reward. Exit around 420–430 ₹ or below 345 ₹ if trend weakens. While fundamentals are strong, technical indicators suggest cautious optimism for swing trading.