GICRE - Swing Trade Analysis with AI Signals
Back to ListSwing Trade Rating: 3.5
| Stock Code | GICRE | Market Cap | 63,282 Cr. | Current Price | 361 ₹ | High / Low | 454 ₹ |
| Stock P/E | 7.48 | Book Value | 372 ₹ | Dividend Yield | 2.77 % | ROCE | 16.0 % |
| ROE | 12.2 % | Face Value | 5.00 ₹ | DMA 50 | 374 ₹ | DMA 200 | 380 ₹ |
| Chg in FII Hold | 0.00 % | Chg in DII Hold | 0.22 % | PAT Qtr | 1,659 Cr. | PAT Prev Qtr | 2,867 Cr. |
| RSI | 40.6 | MACD | -4.24 | Volume | 3,18,020 | Avg Vol 1Wk | 3,03,456 |
| Low price | 350 ₹ | High price | 454 ₹ | PEG Ratio | 0.15 | Debt to equity | 0.00 |
| 52w Index | 10.2 % | Qtr Profit Var | 2.34 % | EPS | 48.2 ₹ | Industry PE | 32.6 |
📊 GICRE shows fair potential for swing trading but with caution. The RSI at 40.6 suggests the stock is nearing oversold territory, while MACD remains negative (-4.24), indicating weak momentum. Fundamentals are strong with a low P/E (7.48), high book value (372 ₹), and zero debt. However, quarterly profit has declined significantly (PAT down from 2,867 Cr. to 1,659 Cr.). The optimal entry price would be near support around 350–355 ₹. If already holding, consider exiting near resistance around 374–380 ₹ unless momentum improves.
✅ Positive
- Low P/E ratio (7.48) compared to industry average (32.6)
- Strong book value (372 ₹) above current price
- Healthy dividend yield of 2.77%
- PEG ratio of 0.15 indicates undervaluation relative to growth
- Debt-free balance sheet (0.00 debt-to-equity)
⚠️ Limitation
- Quarterly profit decline from 2,867 Cr. to 1,659 Cr.
- Weak technical indicators: RSI 40.6, MACD negative
- Current price below both 50 DMA (374 ₹) and 200 DMA (380 ₹)
- 52-week performance relatively weak (10.2%)
📉 Company Negative News
- Sharp drop in quarterly profit
- Stock trading below key moving averages
📈 Company Positive News
- Stable institutional interest (DII holdings up 0.22%)
- Strong EPS of 48.2 ₹
- Dividend yield supports investor returns
🏭 Industry
- Industry P/E at 32.6, much higher than GICRE’s 7.48, suggesting undervaluation
- Insurance sector demand remains steady, supporting long-term fundamentals
🔎 Conclusion
GICRE is fundamentally undervalued and financially stable but faces short-term technical weakness and profit decline. For swing trading, entry around 350–355 ₹ is optimal, with exit near 374–380 ₹ if resistance holds. Long-term investors may benefit from strong fundamentals and dividends, but traders should remain cautious until momentum indicators turn positive.