GICRE - Swing Trade Analysis with AI Signals
Back to List📊 Swing Trade Rating: 3.7
| Stock Code | GICRE | Market Cap | 62,632 Cr. | Current Price | 357 ₹ | High / Low | 418 ₹ |
| Stock P/E | 7.46 | Book Value | 370 ₹ | Dividend Yield | 2.80 % | ROCE | 17.6 % |
| ROE | 13.7 % | Face Value | 5.00 ₹ | DMA 50 | 382 ₹ | DMA 200 | 383 ₹ |
| Chg in FII Hold | -0.07 % | Chg in DII Hold | 0.23 % | PAT Qtr | 2,254 Cr. | PAT Prev Qtr | 1,519 Cr. |
| RSI | 37.6 | MACD | -6.77 | Volume | 58,22,821 | Avg Vol 1Wk | 62,84,357 |
| Low price | 346 ₹ | High price | 418 ₹ | PEG Ratio | 0.75 | Debt to equity | 0.00 |
| 52w Index | 14.8 % | Qtr Profit Var | 3.27 % | EPS | 47.8 ₹ | Industry PE | 43.4 |
GICRE shows solid fundamentals with a low P/E (7.46), strong ROCE (17.6%), ROE (13.7%), and zero debt. The PEG ratio of 0.75 indicates undervaluation relative to growth. However, the current price (₹357) is trading below both the 50 DMA (₹382) and 200 DMA (₹383), signaling weakness. RSI at 37.6 and negative MACD (-6.77) suggest bearish momentum. Volume is slightly below the weekly average, indicating reduced participation. While fundamentals are strong, technicals show weakness, making this a cautious swing trade candidate.
🎯 Optimal Entry Price
Entry is favorable near ₹350–355, close to support levels and the 52-week low zone.
📈 Exit Strategy
If already holding, consider exiting near ₹380–390 (resistance zone at DMA levels) or set a stop-loss below ₹345 to manage downside risk.
✅ Positive
- 📌 Low P/E (7.46) compared to industry average (43.4), indicating undervaluation.
- 📌 Strong ROCE (17.6%) and ROE (13.7%) reflect efficient capital use.
- 📌 Debt-free balance sheet ensures financial stability.
- 📌 Dividend yield of 2.80% provides steady income.
- 📌 Quarterly PAT growth from ₹1,519 Cr. to ₹2,254 Cr. shows earnings momentum.
⚠️ Limitation
- 📌 Current price below DMA 50 and DMA 200 indicates bearish trend.
- 📌 RSI at 37.6 suggests weak momentum and possible oversold condition.
- 📌 FII holdings decreased (-0.07%), showing reduced foreign investor confidence.
📰 Company Negative News
- 📌 No major negative news reported, but technical weakness persists.
🌟 Company Positive News
- 📌 Strong quarterly profit growth and EPS at ₹47.8.
- 📌 DII holdings increased (+0.23%), showing domestic institutional support.
🏭 Industry
- 📌 Industry P/E at 43.4 is much higher than GICRE’s 7.46, highlighting undervaluation.
- 📌 Insurance sector remains stable with long-term growth potential.
🔎 Conclusion
GICRE is fundamentally strong but technically weak. It is a cautious swing trade candidate with entry near ₹350–355 and exit around ₹380–390. Risk management is essential due to bearish momentum indicators.
Would you like me to extend this with a momentum overlay analysis or a peer comparison with NIACL to refine the swing trade outlook?