⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.

CREDITACC - Swing Trade Analysis with AI Signals

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⭐ Rating: 4

Last Updated Time : 04 Aug 26, 01:06 am

Key Parameters

⭐ Swing Trade Rating: 4.0

Stock CodeCREDITACC
Market Cap24,976 Cr.
Current Price1,558 ₹
High / Low1,634 ₹
Stock P/E20.6
Book Value490 ₹
Dividend Yield0.00 %
ROCE9.98 %
ROE10.5 %
Face Value10.0 ₹
DMA 501,460 ₹
DMA 2001,341 ₹
Chg in FII Hold0.54 %
Chg in DII Hold0.08 %
PAT Qtr493 Cr.
PAT Prev Qtr340 Cr.
RSI61.8
MACD39.9
Volume5,84,052
Avg Vol 1Wk4,08,877
Low price1,113 ₹
High price1,634 ₹
PEG Ratio-10.4
Debt to equity3.01
52w Index85.4 %
Qtr Profit Var720 %
EPS75.6 ₹
Industry PE22.8

✅ Positive

The stock demonstrates significant revenue growth with a 720% increase in Qtr Profit compared to the previous quarter, alongside an improving RSI of 61.8 indicating moderate relative strength. Furthermore, recent news suggests a "Buy" rating from MarketsMojo, implying positive sentiment from analysts.

⚠️ Limitation

Despite strong earnings growth, the company’s debt-to-equity ratio remains relatively high at 3.01, and the stock price is trading near its high, presenting potential downside risk if momentum stalls. The P/E ratio of 20.6 is also elevated compared to the industry average of 22.8, suggesting possible overvaluation.

📉 Company Negative News

None found

📈 Company Positive News

CreditAccess Grameen Ltd is Rated Buy - MarketsMojo

🏭 Industry

Financial institutions, specifically microfinance companies, are currently benefiting from increasing loan demand and government initiatives promoting financial inclusion within India. The sector remains sensitive to macroeconomic factors like interest rates and inflation.

🧾 Conclusion

An optimal entry price would be around 1,520 ₹, capitalizing on the recent momentum and slightly reducing valuation concerns. For exit guidance, a stop-loss order at 1,480 ₹ should be considered to mitigate potential downside if the stock corrects. Overall, CREDITACC appears to be a good swing trading candidate with moderate risk given its strong growth trajectory.

Technical Analysis
Fundamental Analysis

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