CREDITACC - Swing Trade Analysis with AI Signals

Last Updated Time : 20 Dec 25, 07:01 am

Swing Trade Rating: 2.7

📊 CREDITACC currently shows weak technical momentum for swing trading. RSI at 40.2 and MACD (-25.9) indicate bearish sentiment. The stock trades below its 50 DMA (₹1,330) but slightly above the 200 DMA (₹1,266), suggesting indecision. Valuation is stretched with a P/E of 153 compared to industry 80.3, and debt-to-equity is high at 2.81. Optimal entry would be near ₹1,250–₹1,260 if support holds. If already holding, exit near ₹1,330–₹1,350 resistance unless volume and momentum improve.

✅ Positive

• 📈 PAT recovery from ₹60.2 Cr. to ₹126 Cr. quarter-on-quarter
• 📊 Institutional interest: FII +0.16%, DII +0.57%
• 📉 Price near 200 DMA support zone (₹1,266)

⚠️ Limitation

• 📉 Very high P/E ratio (153 vs industry 80.3)
• 💰 Debt-to-equity at 2.81 raises financial risk
• 📊 RSI and MACD show weak momentum
• 📉 Quarterly profit variation at -32.4%

🚨 Company Negative News

• 📉 EPS remains low at ₹8.36 despite high valuation
• ⚠️ Profit variation shows decline (-32.4%)

🌟 Company Positive News

• 📈 Strong PAT recovery in recent quarter
• 📊 Institutional investors increasing stake

🏭 Industry

• 📊 Industry P/E at 80.3, lower than company’s 153
• 📈 Sector has growth potential but valuations stretched

📌 Conclusion

⚖️ CREDITACC is not an ideal swing trade candidate right now due to weak momentum and stretched valuations. Entry is only favorable near ₹1,250–₹1,260 if technicals stabilize. For existing holders, exit near ₹1,330–₹1,350 resistance is advisable unless volume and momentum improve.

Would you like me to also prepare a side-by-side comparison of CREDITACC with another NBFC peer to highlight relative swing trade strength?