CREDITACC - IntraDay Trade Analysis with Live Signals

Last Updated Time : 05 Nov 25, 7:43 am

IntraDay Trade Rating: 3.6

📈 Momentum indicators and price positioning support a tactical intraday setup, but valuation and volume warrant caution.

📈 Positive

• 📊 MACD at 15.0 — bullish crossover suggests upward momentum.
• 📈 Trading above DMA 50 (₹1,365) and DMA 200 (₹1,244) — confirms short- and long-term uptrend.
• 📈 FII (+0.16%) and DII (+0.57%) holding increased — institutional sentiment improving.
• 📈 PAT doubled from ₹60.2 Cr. to ₹126 Cr. — strong quarterly earnings growth.

⚠️ Limitation

• 📉 Volume below average (2.8L vs 8.5L) — weak intraday participation.
• 📉 P/E of 165 vs industry P/E of 87.6 — significantly overvalued.
• 📉 PEG ratio of 11.3 — suggests valuation misalignment with growth.
• 📉 Debt-to-equity ratio of 2.81 — high leverage risk.

📰 Company Negative News

• 📉 Quarterly profit variation of -32.4% — earnings volatility raises caution.

🌟 Company Positive News

• 📈 EPS of ₹8.36 — improving profitability.
• 📈 Strong institutional accumulation despite valuation concerns.

🏦 Industry

• 💳 Operates in NBFC sector — sensitive to credit cycles and interest rate trends.
• 📊 Industry P/E of 87.6 — CREDITACC trades at a steep premium.

📌 Conclusion

• 📈 Moderate intraday potential with bullish MACD and price support, but valuation and volume risks remain.
• 💡 Optimal buy range: ₹1,375–₹1,380. Target exit: ₹1,395–₹1,405.
• 🛑 Stop-loss: ₹1,360 to manage downside risk.
• 📤 If already holding, consider exiting near ₹1,395 if RSI crosses 52 or MACD flattens intraday.

I can also help you compare CREDITACC’s setup with other NBFCs showing stronger volume and RSI breakouts for intraday trades.