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CHOLAHLDNG - Swing Trade Analysis with AI Signals

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Rating: 2.8

Last Updated Time : 05 Feb 26, 02:16 am

Swing Trade Rating: 2.8

Stock Code CHOLAHLDNG Market Cap 32,202 Cr. Current Price 1,714 ₹ High / Low 2,299 ₹
Stock P/E 468 Book Value 72.2 ₹ Dividend Yield 0.08 % ROCE 6.26 %
ROE 4.88 % Face Value 1.00 ₹ DMA 50 1,787 ₹ DMA 200 1,819 ₹
Chg in FII Hold -0.92 % Chg in DII Hold 1.03 % PAT Qtr 27.2 Cr. PAT Prev Qtr 2.11 Cr.
RSI 47.0 MACD -43.6 Volume 1,35,799 Avg Vol 1Wk 2,46,226
Low price 1,357 ₹ High price 2,299 ₹ PEG Ratio 92.2 Debt to equity 0.00
52w Index 37.8 % Qtr Profit Var 15.5 % EPS 3.66 ₹ Industry PE 23.5

📊 CHOLAHLDNG shows weak potential for swing trading. The stock is trading below both 50 DMA and 200 DMA, reflecting bearish momentum. Extremely high valuation (P/E 468 vs. industry 23.5), weak ROE/ROCE, and negative MACD limit upside. While quarterly profit has improved compared to the previous quarter, fundamentals remain unattractive for short-term gains.

💡 Optimal Entry Price: Around 1,650–1,670 ₹ (near support zone, slightly below current price).

📈 Exit Strategy if Holding: Consider booking profits near 1,800–1,820 ₹ (short-term resistance) or if RSI rises above 60.

✅ Positive

  • Debt-to-equity ratio at 0.00 — completely debt-free.
  • Quarterly PAT improved to 27.2 Cr. vs. 2.11 Cr., showing recovery momentum.
  • DII holdings increased (+1.03%), reflecting domestic investor confidence.
  • EPS of 3.66 ₹ provides some earnings visibility.

⚠️ Limitation

  • Extremely high P/E of 468 compared to industry average of 23.5 — stock is severely overvalued.
  • ROCE at 6.26% and ROE at 4.88% are weak compared to peers.
  • Dividend yield at 0.08% offers negligible income appeal.
  • MACD negative (-43.6), suggesting bearish momentum.
  • Volume (1.35 lakh) lower than average weekly volume (2.46 lakh), showing reduced participation.
  • PEG ratio of 92.2 indicates growth is overpriced.

📉 Company Negative News

  • Decline in FII holdings (-0.92%) shows reduced foreign investor confidence.
  • Stock trading below both 50 DMA (1,787 ₹) and 200 DMA (1,819 ₹), reflecting weak technicals.

📈 Company Positive News

  • Quarterly PAT recovery highlights operational improvement.
  • DII holdings increased, showing domestic investor support.
  • Debt-free balance sheet enhances financial stability.

🏦 Industry

  • Industry P/E at 23.5 is far lower than CHOLAHLDNG’s 468, highlighting severe overvaluation.
  • Financial holding sector outlook remains steady, but valuations are critical for sustainability.

🔎 Conclusion

CHOLAHLDNG earns a swing trade rating of 2.8. Entry near 1,650–1,670 ₹ offers a cautious opportunity, while exit around 1,800–1,820 ₹ is optimal. Despite debt-free status and profit recovery, extreme overvaluation, weak technicals, and poor efficiency metrics make this a high-risk swing trade candidate. Traders should adopt a conservative approach with strict stop-losses.

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