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CHOLAHLDNG - Technical Analysis with Chart Patterns & Indicators

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Rating: 2.9

Last Updated Time : 04 May 26, 11:56 am

Technical Rating: 2.9

Stock Code CHOLAHLDNG Market Cap 29,220 Cr. Current Price 1,556 ₹ High / Low 2,299 ₹
Stock P/E 420 Book Value 72.2 ₹ Dividend Yield 0.08 % ROCE 6.26 %
ROE 4.88 % Face Value 1.00 ₹ DMA 50 1,577 ₹ DMA 200 1,712 ₹
Chg in FII Hold -2.66 % Chg in DII Hold 2.54 % PAT Qtr 2.66 Cr. PAT Prev Qtr 27.2 Cr.
RSI 50.6 MACD 9.63 Volume 1,31,262 Avg Vol 1Wk 2,33,944
Low price 1,305 ₹ High price 2,299 ₹ PEG Ratio 82.7 Debt to equity 0.00
52w Index 25.3 % Qtr Profit Var 40.7 % EPS 3.70 ₹ Industry PE 25.5

📊 CHOLAHLDNG is trading at ₹1,556, slightly below its 50 DMA (₹1,577) and well below its 200 DMA (₹1,712), reflecting weak momentum. RSI at 50.6 indicates neutral consolidation, while MACD at 9.63 shows a mild bullish crossover. Bollinger Bands suggest price stabilizing near the mid-range. Volume (1,31,262) is below the weekly average (2,33,944), showing weak participation. Overall, the stock is consolidating with limited upside potential.

💡 Optimal Entry Zone: ₹1,520–1,560 (near support levels).

📈 Exit Zone: ₹1,680–1,700 (resistance) with extended breakout potential toward ₹2,299 (52-week high).

🔎 Trend Status: Consolidating with weak bias; reversal unlikely unless price sustains above 1,600–1,650 with stronger volume.

✅ Positive

  • Debt-free balance sheet (Debt-to-equity: 0.00).
  • Quarterly PAT growth variation of 40.7% despite weak absolute numbers.
  • DII holdings increased (+2.54%), showing domestic institutional support.

⚠️ Limitation

  • Extremely high PE of 420 compared to industry PE of 25.5, indicating severe overvaluation.
  • EPS of ₹3.70 is very weak relative to price.
  • ROCE (6.26%) and ROE (4.88%) show poor efficiency.
  • PEG ratio of 82.7 suggests unsustainable valuation relative to growth.
  • Price trading below 200 DMA signals medium-term weakness.
  • Volume below weekly average, limiting momentum confirmation.

📉 Company Negative News

  • Quarterly PAT dropped sharply from ₹27.2 Cr. to ₹2.66 Cr.
  • FII holdings decreased (-2.66%), showing reduced foreign investor confidence.

📈 Company Positive News

  • DII holdings increased (+2.54%), reflecting domestic institutional support.
  • Debt-free status provides financial stability.

🏭 Industry

  • Industry PE is 25.5, far lower than CHOLAHLDNG’s PE of 420, highlighting extreme overvaluation.
  • Financial holding sector remains supported by long-term investment demand but faces valuation risks.

🔎 Conclusion

CHOLAHLDNG is consolidating with weak fundamentals and extreme overvaluation despite being debt-free. Entry near ₹1,520–1,560 offers limited risk, while exit near ₹1,680–1,700 is advisable unless momentum strengthens. Long-term investors should avoid due to poor efficiency metrics, weak earnings, and unsustainable valuation.

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