CENTRALBK - Swing Trade Analysis with AI Signals
Back to List📊 Swing Trade Rating: 3.6
| Stock Code | CENTRALBK | Market Cap | 32,214 Cr. | Current Price | 35.6 ₹ | High / Low | 41.2 ₹ |
| Stock P/E | 7.37 | Book Value | 42.5 ₹ | Dividend Yield | 1.69 % | ROCE | 5.61 % |
| ROE | 11.6 % | Face Value | 10.0 ₹ | DMA 50 | 35.9 ₹ | DMA 200 | 37.9 ₹ |
| Chg in FII Hold | -0.10 % | Chg in DII Hold | 0.00 % | PAT Qtr | 724 Cr. | PAT Prev Qtr | 1,263 Cr. |
| RSI | 49.1 | MACD | 0.23 | Volume | 91,46,027 | Avg Vol 1Wk | 63,29,122 |
| Low price | 31.3 ₹ | High price | 41.2 ₹ | PEG Ratio | 0.18 | Debt to equity | 13.0 |
| 52w Index | 43.3 % | Qtr Profit Var | -29.9 % | EPS | 4.83 ₹ | Industry PE | 7.94 |
Analysis: CENTRALBK trades at a low P/E of 7.37 compared to the industry average of 7.94, suggesting fair valuation. EPS at 4.83 ₹ and PEG ratio of 0.18 indicate undervaluation relative to growth. However, fundamentals are weak with ROCE at 5.61% and ROE at 11.6%. Technicals are neutral: RSI at 49.1, MACD slightly positive, and price hovering around 50 DMA (35.9 ₹) and below 200 DMA (37.9 ₹). Quarterly PAT dropped sharply from 1,263 Cr. to 724 Cr. (-29.9%), which is a major concern.
Optimal Entry Price: Around 34–35 ₹ (near 50 DMA support).
Exit Strategy: If already holding, consider profit booking near 39–41 ₹ resistance, or exit if price falls below 33 ₹.
✅ Positive
- Low P/E ratio (7.37) compared to industry average.
- PEG ratio of 0.18 suggests undervaluation relative to growth.
- Dividend yield of 1.69% provides some income support.
- Price near support zone, offering potential swing opportunity.
⚠️ Limitation
- Weak ROCE (5.61%) and moderate ROE (11.6%).
- High debt-to-equity ratio (13.0).
- Quarterly PAT declined sharply (-29.9%).
📉 Company Negative News
- FII holdings decreased (-0.10%).
- Quarterly profit decline raises investor concerns.
📈 Company Positive News
- DII holdings remained stable (0.00%).
- Trading volume above weekly average, showing investor activity.
🏭 Industry
- Industry PE is 7.94, slightly higher than CENTRALBK’s 7.37, suggesting fair valuation.
- Banking sector supported by credit growth, though profitability pressures remain.
📝 Conclusion
CENTRALBK is a moderate swing trade candidate with undervaluation and stable dividend yield. Entry near 34–35 ₹ offers a favorable risk-reward setup, with profit booking near 39–41 ₹ advisable. Weak fundamentals and sharp profit decline warrant caution, making strict stop-loss discipline essential.