CENTRALBK - Swing Trade Analysis with AI Signals
Back to ListSwing Trade Rating: 3.6
| Stock Code | CENTRALBK | Market Cap | 33,716 Cr. | Current Price | 37.3 ₹ | High / Low | 52.8 ₹ |
| Stock P/E | 7.20 | Book Value | 43.1 ₹ | Dividend Yield | 1.61 % | ROCE | 5.45 % |
| ROE | 11.1 % | Face Value | 10.0 ₹ | DMA 50 | 37.3 ₹ | DMA 200 | 39.3 ₹ |
| Chg in FII Hold | -0.03 % | Chg in DII Hold | -0.04 % | PAT Qtr | 1,263 Cr. | PAT Prev Qtr | 1,213 Cr. |
| RSI | 51.0 | MACD | -0.19 | Volume | 58,62,436 | Avg Vol 1Wk | 75,78,997 |
| Low price | 32.8 ₹ | High price | 52.8 ₹ | PEG Ratio | 0.13 | Debt to equity | 12.4 |
| 52w Index | 22.6 % | Qtr Profit Var | 31.7 % | EPS | 5.17 ₹ | Industry PE | 7.88 |
📊 CENTRALBK shows moderate potential for swing trading. The stock is trading at its 50 DMA but below the 200 DMA, reflecting weak long-term momentum. Strong quarterly profit growth and a very low PEG ratio support fundamentals, but high debt-to-equity and declining institutional interest limit upside. The stock is near its 52-week low, offering cautious entry opportunities for traders.
💡 Optimal Entry Price: Around 35–36 ₹ (near support zone, slightly below current price).
📈 Exit Strategy if Holding: Consider booking profits near 42–44 ₹ (short-term resistance) or if RSI rises above 60.
✅ Positive
- Quarterly PAT growth: 1,263 Cr. vs. 1,213 Cr. (31.7% YoY variation).
- PEG ratio of 0.13 indicates undervaluation relative to growth.
- EPS of 5.17 ₹ supports earnings visibility.
- P/E of 7.20 is slightly below industry average (7.88), suggesting fair valuation.
- Dividend yield of 1.61% adds income appeal.
⚠️ Limitation
- Current price (37.3 ₹) is below 200 DMA (39.3 ₹), showing weak long-term trend.
- MACD negative (-0.19), suggesting weak short-term momentum.
- Volume (58.6 lakh) is lower than average weekly volume (75.7 lakh), showing reduced participation.
- ROCE at 5.45% and ROE at 11.1% are modest compared to peers.
- Debt-to-equity ratio at 12.4 is very high, raising financial risk.
📉 Company Negative News
- Decline in FII holdings (-0.03%) and DII holdings (-0.04%) shows reduced institutional confidence.
- High leverage remains a structural concern.
📈 Company Positive News
- Strong quarterly profit growth supports earnings momentum.
- Low PEG ratio highlights undervaluation relative to growth prospects.
- Dividend yield provides additional investor appeal.
🏦 Industry
- Industry P/E at 7.88 is slightly higher than CENTRALBK’s 7.20, suggesting relative undervaluation.
- Banking sector outlook remains steady, supported by credit demand, though high leverage is common among PSU banks.
🔎 Conclusion
CENTRALBK earns a swing trade rating of 3.6. Entry near 35–36 ₹ offers a cautious opportunity, while exit around 42–44 ₹ is optimal. Strong profit growth and undervaluation support fundamentals, but weak technicals, high debt, and declining institutional interest suggest traders should adopt a conservative approach with strict stop-losses.