⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.

CENTRALBK - IntraDay Trade Analysis with Live Signals

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Rating: 3.6

Last Updated Time : 05 Feb 26, 04:32 am

IntraDay Trade Rating: 3.6

Stock Code CENTRALBK Market Cap 33,716 Cr. Current Price 37.3 ₹ High / Low 52.8 ₹
Stock P/E 7.20 Book Value 43.1 ₹ Dividend Yield 1.61 % ROCE 5.45 %
ROE 11.1 % Face Value 10.0 ₹ DMA 50 37.3 ₹ DMA 200 39.3 ₹
Chg in FII Hold -0.03 % Chg in DII Hold -0.04 % PAT Qtr 1,263 Cr. PAT Prev Qtr 1,213 Cr.
RSI 51.0 MACD -0.19 Volume 58,62,436 Avg Vol 1Wk 75,78,997
Low price 32.8 ₹ High price 52.8 ₹ PEG Ratio 0.13 Debt to equity 12.4
52w Index 22.6 % Qtr Profit Var 31.7 % EPS 5.17 ₹ Industry PE 7.88

📊 Analysis: CENTRALBK shows neutral-to-weak signals for intraday trading. RSI at 51.0 indicates balanced momentum, while MACD at -0.19 suggests mild bearishness. Current price (37.3 ₹) is exactly at the 50 DMA but below the 200 DMA (39.3 ₹), reflecting short-term resistance. Volume (58.6 lakh) is lower than the weekly average (75.7 lakh), limiting intraday volatility.

💰 Optimal Buy Price: Around 36.8–37.3 ₹ (near current levels with support from 50 DMA).

📈 Profit-Taking Exit Levels: 38.5–39.0 ₹ (short-term resistance zone).

📉 Stop-Loss / Loss Protection: 36.2 ₹ (below intraday support).

⏱️ If Already Holding: Consider exiting if price fails to hold above 37 ₹ or if MACD weakens further. If momentum strengthens with volume support, ride till 38.5–39 ₹ before booking profits.


Positive

  • Quarterly PAT growth (1,263 Cr. vs 1,213 Cr.) shows improving profitability.
  • EPS of 5.17 ₹ with PEG ratio of 0.13 indicates undervaluation.
  • ROE at 11.1% reflects moderate efficiency.
  • Dividend yield of 1.61% adds investor appeal.

Limitation

  • Price trading below 200 DMA indicates medium-term weakness.
  • ROCE at 5.45% is relatively weak compared to peers.
  • Debt-to-equity ratio at 12.4 is very high, raising leverage concerns.
  • Volume lower than weekly average, limiting intraday momentum.
  • 52-week index at 22.6% shows stock is far below its peak levels.

Company Negative News

  • No major negative news reported, but declining institutional holdings (FII -0.03%, DII -0.04%) show reduced confidence.

Company Positive News

  • Quarterly profit growth of 31.7% highlights strong earnings momentum.

Industry

  • Industry PE at 7.88 vs stock PE at 7.20 indicates slight undervaluation.
  • Banking sector remains supported by credit growth and government initiatives, though weaker PSU banks face structural challenges.

Conclusion

⚡ CENTRALBK is a cautious candidate for intraday trading today. Buy near 36.8–37.3 ₹ with profit targets at 38.5–39.0 ₹ and stop-loss at 36.2 ₹. If already holding, monitor MACD and price action closely and exit near resistance levels. While fundamentals show earnings growth and undervaluation, high leverage and weak technicals limit upside potential.

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