AUBANK - Swing Trade Analysis with AI Signals

Last Updated Time : 05 Nov 25, 7:43 am

✅ Swing Trade Rating: 3.5

Entry Zone: Avoid fresh entry now — wait for ₹830–₹850 on RSI < 65

Exit if held: ₹885–₹895 (near 52W high and psychological resistance)

📊 Technical & Fundamental Snapshot

• 📈 Current Price: ₹880
• 📈 52W High/Low: ₹890 / ₹478
• 📈 RSI: 72.8 (overbought zone)
• 📈 MACD: 35.5 (strong bullish crossover)
• 📈 Volume: 31.7L vs 1W Avg 21.3L (surge — breakout interest)
• 📉 FII Holding Change: -3.18%
• 📈 DII Holding Change: +3.05%
• 📉 Qtr Profit Var: -1.81% (marginal dip)
• 📈 PEG Ratio: 1.31 (reasonable growth pricing)
• 📈 P/E: 30.2 vs Industry 22.1 (premium valuation)

✅ Positive

• 📈 Strong Momentum: RSI > 70 and MACD positive — bullish trend.
• 📈 Above DMA 50 & 200: Trend confirmation with price breakout.
• 📈 DII Accumulation: Domestic institutions increasing stake.
• 📈 EPS: ₹29.2 — solid earnings base.
• 📈 PEG Ratio: 1.31 — growth priced reasonably.

⚠️ Limitation

• 📈 Overbought RSI: 72.8 — risk of short-term pullback.
• 📉 FII Trimming: Foreign investors reduced exposure.
• 📉 High Leverage: Debt-to-equity at 7.87 — typical for banks but adds risk.
• 📉 Dividend Yield: Just 0.11% — minimal income support.

🚨 Company Negative News

• 📉 Profit Flat: Q2FY26 PAT fell slightly to ₹561 Cr from ₹581 Cr QoQ.
• 📉 FII Exit: Continued selling pressure from foreign institutions over past 2 quarters.

📈 Company Positive News

• 🚀 Loan Book Growth: Advances grew 24% YoY, led by retail and MSME segments.
• 📈 Asset Quality: GNPA improved to 1.6% from 1.9% YoY — strong credit control.
• 📦 Digital Push: 80% of new accounts opened via digital channels in Q2.
• 📈 Broker Upgrade: Motilal Oswal revised target to ₹920 citing margin resilience.

🏦 Industry

• 📈 NBFC to Bank Transition: Small finance banks gaining traction in underserved segments.
• 🏗️ Credit Cycle Recovery: Retail and MSME lending seeing strong revival post-pandemic.

🧾 Conclusion

• ⚠️ Not ideal for fresh swing entry — RSI overbought, wait for pullback to ₹830–₹850.
• 📤 If already held, exit near ₹885–₹895 (52W high zone).
• 📈 Momentum strong but stretched — suitable for trailing stop strategy with alert logic.

Sources: Moneycontrol, ET Markets, Business Standard