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AUBANK - Technical Analysis with Chart Patterns & Indicators

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Rating: 3.3

Last Updated Time : 03 Feb 26, 05:01 pm

Technical Rating: 3.3

Stock Code AUBANK Market Cap 71,988 Cr. Current Price 963 ₹ High / Low 1,030 ₹
Stock P/E 31.1 Book Value 243 ₹ Dividend Yield 0.10 % ROCE 8.40 %
ROE 14.2 % Face Value 10.0 ₹ DMA 50 963 ₹ DMA 200 832 ₹
Chg in FII Hold 1.95 % Chg in DII Hold -0.64 % PAT Qtr 668 Cr. PAT Prev Qtr 561 Cr.
RSI 48.7 MACD 0.46 Volume 10,64,982 Avg Vol 1Wk 24,92,135
Low price 478 ₹ High price 1,030 ₹ PEG Ratio 1.35 Debt to equity 7.87
52w Index 87.8 % Qtr Profit Var 26.3 % EPS 31.0 ₹ Industry PE 22.8

📊 Technical Analysis

  • Chart Patterns: Price is at 963 ₹, aligned with 50 DMA (963 ₹) and above 200 DMA (832 ₹), showing neutral short-term momentum but strong long-term support.
  • RSI (48.7): Neutral zone, suggesting balanced momentum without overbought or oversold signals.
  • MACD (0.46): Slightly positive, indicating mild bullish bias but lacking strong conviction.
  • Bollinger Bands: Price near mid-band, suggesting consolidation within range.
  • Volume Trends: Current volume (10.6L) is well below 1-week average (24.9L), reflecting weak participation and muted momentum.

📈 Momentum & Signals

  • Trend: Consolidation with mild bullish bias.
  • Support Zones: 950 ₹ (near-term support), 930 ₹ (psychological level), 832 ₹ (200 DMA).
  • Resistance Zones: 980 ₹ (near-term resistance), 1,000 ₹ (psychological level), 1,030 ₹ (52-week high).
  • Entry Zone: 940–960 ₹ for cautious accumulation.
  • Exit Zone: 1,000–1,030 ₹ unless breakout above 1,030 ₹ occurs.

✅ Positive

  • Strong quarterly PAT growth (668 Cr. vs 561 Cr., +26.3%).
  • Stock trading above 200 DMA, confirming long-term bullish structure.
  • FII holding increased (+1.95%), showing strong foreign investor confidence.

⚠️ Limitation

  • High debt-to-equity ratio (7.87) indicates leveraged balance sheet.
  • P/E (31.1) is above industry average (22.8), suggesting premium valuation.
  • Dividend yield is very low (0.10%), limiting income appeal.

📉 Company Negative News

  • DII holding decreased (–0.64%), showing reduced domestic institutional confidence.
  • ROCE (8.40%) is relatively weak compared to peers, indicating efficiency concerns.

📈 Company Positive News

  • EPS of 31 ₹ supports earnings visibility.
  • Stock remains close to 52-week high, confirming resilience.
  • Quarterly profit growth highlights operational strength.

🏭 Industry

  • Industry P/E at 22.8 is lower, highlighting AUBANK’s premium valuation.
  • Banking sector benefits from credit growth and rising retail lending demand.

🔎 Conclusion

  • Stock is in consolidation with mild bullish bias.
  • RSI neutral and MACD slightly positive suggest cautious accumulation.
  • Best strategy: Buy near 940–960 ₹ with stop-loss below 930 ₹.
  • Upside potential towards 1,000–1,030 ₹ if momentum sustains and breakout occurs.

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