AADHARHFC - Swing Trade Analysis with AI Signals
Back to ListSwing Trade Rating: 3.6
| Stock Code | AADHARHFC | Market Cap | 20,126 Cr. | Current Price | 463 ₹ | High / Low | 548 ₹ |
| Stock P/E | 19.3 | Book Value | 159 ₹ | Dividend Yield | 0.00 % | ROCE | 11.4 % |
| ROE | 16.9 % | Face Value | 10.0 ₹ | DMA 50 | 473 ₹ | DMA 200 | 476 ₹ |
| Chg in FII Hold | 0.08 % | Chg in DII Hold | 0.20 % | PAT Qtr | 294 Cr. | PAT Prev Qtr | 266 Cr. |
| RSI | 46.1 | MACD | 0.51 | Volume | 7,52,336 | Avg Vol 1Wk | 4,34,018 |
| Low price | 399 ₹ | High price | 548 ₹ | PEG Ratio | 0.71 | Debt to equity | 2.56 |
| 52w Index | 42.9 % | Qtr Profit Var | 22.7 % | EPS | 23.8 ₹ | Industry PE | 13.8 |
📊 AADHARHFC shows improving fundamentals with quarterly profit growth (+22.7%) and rising institutional interest (FII +0.08%, DII +0.20%). Valuation is fair with a P/E of 19.3 compared to industry average of 13.8, supported by EPS of 23.8 ₹. Technical indicators are neutral to slightly positive: RSI at 46.1 (near balanced), MACD slightly positive (0.51), and the stock trading close to both 50 DMA (473 ₹) and 200 DMA (476 ₹). Debt-to-equity ratio is high (2.56), typical for housing finance companies, but manageable. Overall, it is a moderately good candidate for swing trading with cautious optimism.
💡 Optimal Entry Price: Around 455–465 ₹ (near support and close to DMA levels).
🚪 Exit Strategy (if already holding): Consider exiting near 490–500 ₹ resistance zone unless momentum strengthens further.
✅ Positive
- Quarterly profit growth (+22.7%) shows improving earnings momentum.
- EPS of 23.8 ₹ supports valuation strength.
- FII (+0.08%) and DII (+0.20%) holdings increased, showing institutional confidence.
- ROE (16.9%) and ROCE (11.4%) indicate decent efficiency.
⚠️ Limitation
- High debt-to-equity ratio (2.56), typical for housing finance but adds leverage risk.
- Dividend yield is negligible (0.00%), offering no income support.
- Stock trading close to DMA levels, limiting immediate upside.
📉 Company Negative News
- High leverage may limit flexibility in adverse market conditions.
- Stock price still below recent highs (548 ₹), showing resistance overhead.
📈 Company Positive News
- Quarterly PAT improved (294 Cr. vs. 266 Cr.).
- Technical indicators (RSI near 50, MACD positive) suggest potential stabilization.
🏭 Industry
- Industry P/E is 13.8, slightly lower than AADHARHFC’s 19.3, suggesting mild premium valuation.
- Housing finance sector outlook remains strong with rising demand for credit.
🔎 Conclusion
AADHARHFC is a moderately strong swing trade candidate with improving profits and institutional support. Entry near 455–465 ₹ offers a favorable setup. If already holding, consider exiting near 490–500 ₹ unless momentum improves beyond resistance.