AADHARHFC - Swing Trade Analysis with AI Signals
Back to ListSwing Trade Rating: 3.2
| Stock Code | AADHARHFC | Market Cap | 20,478 Cr. | Current Price | 473 ₹ | High / Low | 548 ₹ |
| Stock P/E | 19.6 | Book Value | 159 ₹ | Dividend Yield | 0.00 % | ROCE | 11.4 % |
| ROE | 16.9 % | Face Value | 10.0 ₹ | DMA 50 | 484 ₹ | DMA 200 | 478 ₹ |
| Chg in FII Hold | 0.08 % | Chg in DII Hold | 0.20 % | PAT Qtr | 294 Cr. | PAT Prev Qtr | 266 Cr. |
| RSI | 44.4 | MACD | -2.27 | Volume | 4,55,264 | Avg Vol 1Wk | 5,93,865 |
| Low price | 340 ₹ | High price | 548 ₹ | PEG Ratio | 0.73 | Debt to equity | 2.56 |
| 52w Index | 63.7 % | Qtr Profit Var | 22.7 % | EPS | 23.8 ₹ | Industry PE | 16.4 |
📊 The stock AADHARHFC presents a mixed outlook for swing trading. Fundamentals are reasonable with a P/E of 19.6 close to industry average (16.4), and EPS of 23.8 ₹. Profit growth is positive (+22.7% QoQ), but technical indicators show weakness: RSI at 44.4 (neutral to weak) and MACD negative (-2.27). The stock is hovering around its 50 DMA (484 ₹) and 200 DMA (478 ₹), suggesting indecision. Debt-to-equity ratio is high (2.56), which adds risk. Overall, it is a moderate candidate for swing trading with cautious positioning.
💡 Optimal Entry Price: Around 465–475 ₹ (near support zone and DMA levels).
🚪 Exit Strategy (if already holding): Consider exiting near 540–545 ₹ resistance levels or if price falls below 455 ₹ support.
✅ Positive
- P/E ratio (19.6) is close to industry average, suggesting fair valuation.
- EPS of 23.8 ₹ supports earnings strength.
- Quarterly PAT improved from 266 Cr. to 294 Cr. (+22.7%).
- Institutional confidence with FII (+0.08%) and DII (+0.20%) holdings increasing.
⚠️ Limitation
- High debt-to-equity ratio (2.56) increases financial risk.
- Dividend yield is 0.00%, offering no income support.
- RSI (44.4) and MACD (-2.27) show weak momentum.
- Stock trading close to DMA levels, indicating lack of clear trend.
📉 Company Negative News
- High leverage (debt-to-equity 2.56) could pressure margins in rising interest rate scenarios.
- Trading volume lower than average (4,55,264 vs 5,93,865), showing reduced liquidity.
📈 Company Positive News
- Quarterly profit growth (+22.7%) indicates operational improvement.
- Both FII and DII holdings increased, reflecting institutional support.
- Stock trading at mid-range of 52-week index (63.7%), leaving room for upside.
🏭 Industry
- Industry PE is 16.4, slightly lower than company’s 19.6, suggesting mild premium valuation.
- Housing finance sector remains stable with consistent demand, but leverage risks persist.
🔎 Conclusion
AADHARHFC is moderately valued with improving profits but weak technical momentum and high leverage. Entry near 465–475 ₹ is possible for swing traders, but strict stop-loss below 455 ₹ is essential. For holders, exit near 540–545 ₹ resistance is advisable unless momentum strengthens significantly.