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AADHARHFC - Technical Analysis with Chart Patterns & Indicators

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Rating: 3.7

Last Updated Time : 28 May 26, 06:22 pm

Technical Rating: 3.7

Stock Code AADHARHFC Market Cap 20,822 Cr. Current Price 477 ₹ High / Low 548 ₹
Stock P/E 18.8 Book Value 173 ₹ Dividend Yield 0.00 % ROCE 11.4 %
ROE 15.9 % Face Value 10.0 ₹ DMA 50 479 ₹ DMA 200 477 ₹
Chg in FII Hold -0.06 % Chg in DII Hold 0.70 % PAT Qtr 311 Cr. PAT Prev Qtr 294 Cr.
RSI 48.1 MACD -2.14 Volume 13,55,905 Avg Vol 1Wk 5,55,183
Low price 411 ₹ High price 548 ₹ PEG Ratio 0.74 Debt to equity 2.49
52w Index 48.5 % Qtr Profit Var 26.7 % EPS 25.1 ₹ Industry PE 15.3

📈 Chart Patterns: AADHARHFC is consolidating near its 50 DMA (479 ₹) and 200 DMA (477 ₹), showing indecision with price hovering around support levels.

📊 Moving Averages: Current price (477 ₹) is aligned with both DMAs, reflecting neutral momentum.

📉 RSI: At 48.1, RSI indicates weak momentum, close to oversold territory.

📈 MACD: Negative at -2.14, suggesting bearish crossover and weakening momentum.

📊 Bollinger Bands: Price is mid-band, signaling consolidation with limited volatility expansion.

📉 Volume Trends: Current volume (13,55,905) is significantly above average weekly volume (5,55,183), showing strong participation in recent moves.

🎯 Entry Zone: 465 ₹ – 475 ₹ (near DMA support)

🚪 Exit Zone: 500 ₹ – 520 ₹ (resistance before 548 ₹ high)

📌 Trend Status: Consolidating with mild bearish bias

Positive

  • Quarterly PAT improved to 311 Cr from 294 Cr (+26.7%)
  • EPS at 25.1 ₹ supports earnings strength
  • PEG ratio at 0.74 indicates fair growth-adjusted valuation
  • DII holdings increased (+0.70%)

Limitation

  • MACD negative crossover signals weakening momentum
  • Dividend yield at 0.00% offers no income support
  • High debt-to-equity ratio (2.49) raises leverage concerns
  • ROCE at 11.4% relatively weak compared to peers

Company Negative News

  • FII holdings declined (-0.06%)
  • High leverage may pose risks in volatile interest rate environments

Company Positive News

  • Quarterly profit growth of 26.7%
  • DII inflows highlight domestic institutional confidence
  • EPS strength supports valuation stability

Industry

  • Industry PE at 15.3 highlights sector trading at lower valuations compared to AADHARHFC
  • Housing finance sector benefiting from demand for affordable housing

Conclusion

⚖️ AADHARHFC is consolidating with weak momentum signals, trading around its DMAs. Entry near 465–475 ₹ offers limited risk, while resistance at 500–520 ₹ may cap short-term upside. Long-term investors should be cautious of high leverage and lack of dividend yield, but profit growth and institutional support provide positives for selective momentum trades.

I can extend this into a swing trade strategy with holding period guidance, or prepare a peer benchmarking overlay comparing AADHARHFC’s valuation and momentum against housing finance peers.

Technical Analysis
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