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AADHARHFC - Technical Analysis with Chart Patterns & Indicators

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Rating: 3.2

Last Updated Time : 03 Feb 26, 05:01 pm

Technical Rating: 3.2

Stock Code AADHARHFC Market Cap 20,683 Cr. Current Price 477 ₹ High / Low 548 ₹
Stock P/E 19.8 Book Value 159 ₹ Dividend Yield 0.00 % ROCE 11.4 %
ROE 16.9 % Face Value 10.0 ₹ DMA 50 485 ₹ DMA 200 479 ₹
Chg in FII Hold 0.08 % Chg in DII Hold 0.20 % PAT Qtr 294 Cr. PAT Prev Qtr 266 Cr.
RSI 50.3 MACD -2.14 Volume 4,79,696 Avg Vol 1Wk 4,60,051
Low price 340 ₹ High price 548 ₹ PEG Ratio 0.73 Debt to equity 2.56
52w Index 65.8 % Qtr Profit Var 22.7 % EPS 23.8 ₹ Industry PE 16.4

📊 Technical Analysis

  • Chart Patterns: Current price (477 ₹) is slightly below 50 DMA (485 ₹) and near 200 DMA (479 ₹), indicating sideways consolidation with mild weakness.
  • RSI (50.3): Neutral zone, suggesting balanced momentum without strong buying or selling signals.
  • MACD (-2.14): Negative crossover, showing short-term bearish bias.
  • Bollinger Bands: Price near mid-band, suggesting consolidation within range.
  • Volume Trends: Current volume (4.79L) is slightly above 1-week average (4.60L), showing stable participation.

📈 Momentum & Signals

  • Trend: Consolidation with mild bearish bias.
  • Support Zones: 470 ₹ (near-term support), 450 ₹ (psychological level), 340 ₹ (major support).
  • Resistance Zones: 485 ₹ (50 DMA), 500 ₹ (psychological level), 548 ₹ (52-week high).
  • Entry Zone: 465–480 ₹ for cautious accumulation.
  • Exit Zone: 500–520 ₹ unless breakout above 548 ₹ occurs.

✅ Positive

  • Quarterly PAT improved to 294 Cr. from 266 Cr. (+22.7%).
  • EPS of 23.8 ₹ supports earnings visibility.
  • FII (+0.08%) and DII (+0.20%) holdings increased, showing investor confidence.

⚠️ Limitation

  • Debt-to-equity ratio of 2.56 indicates leveraged balance sheet.
  • ROCE (11.4%) is modest compared to peers.
  • Dividend yield is 0.00%, limiting income appeal.

📉 Company Negative News

  • Stock trading below 50 DMA and near 200 DMA, showing weak short-term momentum.
  • High leverage may limit financial flexibility.

📈 Company Positive News

  • Quarterly profit growth highlights operational strength.
  • Stock remains well above 52-week low (340 ₹), confirming resilience.

🏭 Industry

  • Industry P/E at 16.4 is lower, highlighting Aadhar HFC’s premium valuation.
  • Housing finance sector benefits from rising demand for affordable housing and government incentives.

🔎 Conclusion

  • Stock is in consolidation with mild bearish bias.
  • RSI neutral and MACD negative suggest cautious accumulation.
  • Best strategy: Buy near 465–480 ₹ with stop-loss below 450 ₹.
  • Upside potential towards 500–520 ₹ if momentum sustains and breakout above 548 ₹ occurs.

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