⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.

MANAPPURAM - Swing Trade Analysis with AI Signals

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Rating: 3.6

Last Updated Time : 04 Feb 26, 02:09 am

Swing Trade Rating: 3.6

Stock Code MANAPPURAM Market Cap 24,592 Cr. Current Price 291 ₹ High / Low 322 ₹
Stock P/E 15.7 Book Value 147 ₹ Dividend Yield 1.20 % ROCE 13.1 %
ROE 16.0 % Face Value 2.00 ₹ DMA 50 293 ₹ DMA 200 270 ₹
Chg in FII Hold -1.38 % Chg in DII Hold 1.98 % PAT Qtr 381 Cr. PAT Prev Qtr 376 Cr.
RSI 48.0 MACD -3.81 Volume 59,51,432 Avg Vol 1Wk 79,99,207
Low price 169 ₹ High price 322 ₹ PEG Ratio 1.47 Debt to equity 2.51
52w Index 80.0 % Qtr Profit Var -15.9 % EPS 18.5 ₹ Industry PE 19.4

📊 Manappuram Finance shows a moderately positive outlook for swing trading with mixed signals. The stock trades at ₹291, slightly below its 50 DMA (₹293) but above its 200 DMA (₹270), reflecting medium-term support. RSI at 48.0 indicates neutral momentum, while MACD at -3.81 suggests mild bearishness. Valuation is attractive with a P/E of 15.7 compared to industry average of 19.4, supported by ROE (16.0%) and ROCE (13.1%). EPS of ₹18.5 and dividend yield of 1.20% add investor appeal. However, high debt-to-equity (2.51) and declining quarterly profit variation (-15.9%) limit upside.

✅ Optimal Entry Price: Around ₹280–290 (near support zone, slightly below current price).

🚪 Exit Strategy (if already holding): Consider exit near ₹310–320 (resistance zone close to 52-week high). If price falls below ₹275, apply stop-loss to protect capital.

Positive

  • 📈 Attractive valuation (P/E 15.7 vs industry 19.4).
  • 💹 Strong ROE (16.0%) and decent ROCE (13.1%).
  • 💰 Dividend yield of 1.20% adds investor appeal.
  • 📊 EPS of ₹18.5 supports valuation strength.
  • 🏦 DII holdings increased (+1.98%).

Limitation

  • ⚠️ High debt-to-equity ratio (2.51).
  • 📉 Trading slightly below 50 DMA, showing short-term weakness.
  • 📉 Negative MACD (-3.81) indicates bearish momentum.
  • 📉 Declining quarterly profit variation (-15.9%).

Company Negative News

  • 📉 FII holdings decreased (-1.38%).
  • ⚠️ Profit growth slowed compared to previous quarters.

Company Positive News

  • 📈 PAT improved sequentially (₹381 Cr. vs ₹376 Cr.).
  • 🏦 DII accumulation signals domestic investor confidence.

Industry

  • 🏦 NBFC sector average PE is 19.4, Manappuram trades at a discount (15.7).
  • 📊 Sector demand remains steady, supported by gold loan and retail financing growth.

Conclusion

⚖️ Manappuram Finance is a moderately suitable candidate for swing trading. Entry near ₹280–290 offers favorable risk-reward, while exits should be targeted near ₹310–320. Strong fundamentals and DII support provide positives, but high leverage, weak momentum, and declining profit growth limit short-term upside. Traders should remain cautious and apply strict stop-loss discipline below ₹275.

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