⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.

MANAPPURAM - Swing Trade Analysis with AI Signals

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Rating: 3.7

Last Updated Time : 05 May 26, 03:53 pm

📊 Swing Trade Rating: 3.7

Stock Code MANAPPURAM Market Cap 25,816 Cr. Current Price 305 ₹ High / Low 322 ₹
Stock P/E 16.9 Book Value 147 ₹ Dividend Yield 1.15 % ROCE 12.9 %
ROE 12.9 % Face Value 2.00 ₹ DMA 50 279 ₹ DMA 200 273 ₹
Chg in FII Hold -5.55 % Chg in DII Hold 1.81 % PAT Qtr 376 Cr. PAT Prev Qtr 381 Cr.
RSI 70.6 MACD 8.18 Volume 85,82,145 Avg Vol 1Wk 55,94,620
Low price 224 ₹ High price 322 ₹ PEG Ratio 2.65 Debt to equity 2.51
52w Index 83.2 % Qtr Profit Var -9.37 % EPS 18.0 ₹ Industry PE 19.2

Analysis: Manappuram Finance is trading at 305 ₹, close to its 52-week high of 322 ₹, showing strong momentum. RSI at 70.6 indicates overbought conditions, while MACD at 8.18 confirms bullish strength. The stock is well above its 50 DMA (279 ₹) and 200 DMA (273 ₹), reflecting a sustained uptrend. Valuation is reasonable with a P/E of 16.9 compared to the industry average of 19.2, supported by decent ROCE and ROE (both at 12.9%). However, quarterly PAT declined slightly (376 Cr vs 381 Cr), and high debt-to-equity ratio (2.51) raises caution. Institutional activity shows FII holdings dropped significantly (-5.55%), while DIIs increased (+1.81%), balancing sentiment. EPS at 18 ₹ and dividend yield of 1.15% provide stability, but the PEG ratio of 2.65 suggests limited growth relative to valuation.

Optimal Entry Price: Around 280–290 ₹ (near 50 DMA support zone).

Exit Strategy: If already holding, consider exiting near 320–322 ₹ (recent high resistance zone) or if RSI remains above 70 for an extended period. A stop-loss can be placed around 275 ₹ to manage downside risk.

✅ Positive

  • Reasonable valuation with P/E of 16.9 vs industry average of 19.2.
  • EPS at 18 ₹, providing earnings stability.
  • Dividend yield at 1.15% adds income support.
  • DII holdings increased (+1.81%).
  • Stock trading above both 50 DMA and 200 DMA, confirming uptrend.

⚠️ Limitation

  • RSI at 70.6 indicates overbought conditions.
  • High debt-to-equity ratio at 2.51.
  • Quarterly PAT declined slightly (376 Cr vs 381 Cr).
  • PEG ratio at 2.65, suggesting limited growth relative to valuation.

📉 Company Negative News

  • FII holdings decreased significantly (-5.55%).
  • Profit variation shows slight decline (-9.37%).

📈 Company Positive News

  • DII holdings increased (+1.81%), showing domestic institutional support.
  • Stock trading near 52-week high, reflecting strong investor sentiment.

🏭 Industry

  • Industry P/E at 19.2, slightly higher than Manappuram’s 16.9, highlighting fair valuation.
  • NBFC sector remains resilient but sensitive to interest rate cycles and credit quality.

🔎 Conclusion

Manappuram Finance is a moderately good candidate for swing trading, supported by fair valuation and strong momentum. Entry near 280–290 ₹ is optimal, with exit around 320–322 ₹. Risk management is crucial due to overbought RSI levels, high leverage, and declining FII confidence.

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