⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.

MAHABANK - Swing Trade Analysis with AI Signals

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Rating: 4.2

Last Updated Time : 05 Feb 26, 02:12 am

Swing Trade Rating: 4.2

Stock Code MAHABANK Market Cap 50,351 Cr. Current Price 65.4 ₹ High / Low 67.8 ₹
Stock P/E 7.74 Book Value 43.3 ₹ Dividend Yield 2.30 % ROCE 5.78 %
ROE 22.9 % Face Value 10.0 ₹ DMA 50 61.8 ₹ DMA 200 57.6 ₹
Chg in FII Hold 2.57 % Chg in DII Hold 3.44 % PAT Qtr 1,779 Cr. PAT Prev Qtr 1,633 Cr.
RSI 56.9 MACD 0.72 Volume 1,49,74,263 Avg Vol 1Wk 1,99,63,826
Low price 38.1 ₹ High price 67.8 ₹ PEG Ratio 0.11 Debt to equity 10.6
52w Index 91.9 % Qtr Profit Var 26.5 % EPS 8.45 ₹ Industry PE 7.88

📊 MAHABANK (₹65.4) shows strong swing trade potential. The stock trades above both its 50 DMA (₹61.8) and 200 DMA (₹57.6), supported by RSI at 56.9 and positive MACD (0.72), indicating bullish momentum. Fundamentals are attractive with low P/E (7.74 vs industry 7.88), strong ROE (22.9%), and PAT growth (₹1,779 Cr. vs ₹1,633 Cr.). Dividend yield at 2.30% adds investor appeal. Both FII (+2.57%) and DII (+3.44%) holdings increased, reflecting strong institutional confidence. Overall, the stock is undervalued and technically positioned for a swing trade opportunity.

💡 Optimal Entry Price: ₹63–₹64 (near support zone).

💡 Exit Strategy: If already holding, consider booking profits near ₹67–₹68 unless momentum strengthens further.

✅ Positive

  • Low P/E (7.74) close to industry average, indicating fair valuation.
  • Strong ROE (22.9%) and EPS ₹8.45.
  • Dividend yield 2.30% supports investor confidence.
  • Quarterly PAT growth (₹1,779 Cr. vs ₹1,633 Cr.).
  • FII (+2.57%) and DII (+3.44%) holdings increased, showing strong institutional support.

⚠️ Limitation

  • ROCE relatively low at 5.78%, limiting operational efficiency.
  • Debt-to-equity ratio high (10.6), typical for banks but adds leverage risk.
  • Trading volume below 1-week average, indicating reduced participation.

📉 Company Negative News

  • High leverage remains a structural concern in banking operations.
  • Lower ROCE compared to peers reduces efficiency appeal.

📈 Company Positive News

  • Consistent quarterly profit growth and strong EPS.
  • Dividend yield adds stability for investors.
  • Institutional confidence reflected in increased FII and DII holdings.

🏭 Industry

  • Industry PE ~7.88, MAHABANK trades fairly valued.
  • Banking sector remains resilient with steady credit demand and profitability.

🔎 Conclusion

MAHABANK is a strong candidate for swing trading with undervaluation, improving fundamentals, and bullish technicals. Entry near ₹63–₹64 with exit around ₹67–₹68 is advisable. Suitable for traders seeking moderate upside, but strict stop-loss discipline is recommended due to leverage risks and relatively low ROCE.

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