ICICIGI - Swing Trade Analysis with AI Signals
Back to ListSwing Trade Rating: 3.9
| Stock Code | ICICIGI | Market Cap | 92,501 Cr. | Current Price | 1,857 ₹ | High / Low | 2,075 ₹ |
| Stock P/E | 33.8 | Book Value | 331 ₹ | Dividend Yield | 0.67 % | ROCE | 24.9 % |
| ROE | 18.8 % | Face Value | 10.0 ₹ | DMA 50 | 1,903 ₹ | DMA 200 | 1,912 ₹ |
| Chg in FII Hold | -0.69 % | Chg in DII Hold | 0.84 % | PAT Qtr | 659 Cr. | PAT Prev Qtr | 820 Cr. |
| RSI | 45.3 | MACD | -27.5 | Volume | 2,84,273 | Avg Vol 1Wk | 7,62,285 |
| Low price | 1,613 ₹ | High price | 2,075 ₹ | PEG Ratio | 1.33 | Debt to equity | 0.00 |
| 52w Index | 52.9 % | Qtr Profit Var | -9.06 % | EPS | 55.0 ₹ | Industry PE | 33.8 |
📊 ICICI Lombard General Insurance (ICICIGI) shows strong fundamentals with healthy ROCE and ROE, zero debt, and fair valuation relative to industry peers. However, recent profit decline and weak technical indicators limit short-term upside. The RSI at 45.3 suggests neutral-to-weak momentum, while MACD (-27.5) indicates bearish sentiment. The optimal entry price would be around ₹1,830–₹1,850, near the support zone. If already holding, consider exiting around ₹2,000–₹2,050, close to the resistance near the recent high.
✅ Positive
- ROCE (24.9%) and ROE (18.8%) reflect strong efficiency and profitability.
- Debt-to-equity ratio of 0.00 indicates excellent financial stability.
- EPS of ₹55.0 supports earnings visibility.
- DII holdings increased (+0.84%), showing domestic institutional support.
- P/E (33.8) aligns with industry PE (33.8), suggesting fair valuation.
⚠️ Limitation
- Quarterly PAT declined from ₹820 Cr. to ₹659 Cr. (-9.06%), showing earnings pressure.
- Dividend yield of 0.67% is modest.
- MACD (-27.5) signals weak short-term momentum.
- Trading volume lower than weekly average suggests reduced participation.
📉 Company Negative News
- Decline in FII holdings (-0.69%) shows reduced foreign investor confidence.
- Quarterly profit decline highlights short-term challenges.
📈 Company Positive News
- DII inflows highlight domestic institutional optimism.
- Strong ROCE and ROE metrics support long-term confidence.
- Zero debt provides financial flexibility.
🏭 Industry
- Insurance sector benefits from rising demand for health, motor, and general insurance products.
- Industry PE at 33.8 highlights sector-wide premium valuations.
- Sector outlook remains positive with increasing penetration and regulatory support.
🔎 Conclusion
ICICIGI is a fundamentally strong company with zero debt and healthy returns, but short-term technical weakness and profit decline limit immediate upside. For swing trading, entry near ₹1,830–₹1,850 is favorable, with an exit target around ₹2,000–₹2,050. Strong fundamentals and industry demand make it a reasonable candidate for swing trades, though traders should remain cautious about momentum and earnings pressure.