ICICIGI - Swing Trade Analysis with AI Signals
Last Updated Time : 20 Dec 25, 07:01 am
Back to Swing Trade ListSwing Trade Rating: 4.1
| Stock Code | ICICIGI | Market Cap | 97,318 Cr. | Current Price | 1,954 ₹ | High / Low | 2,075 ₹ |
| Stock P/E | 34.7 | Book Value | 322 ₹ | Dividend Yield | 0.64 % | ROCE | 24.9 % |
| ROE | 18.8 % | Face Value | 10.0 ₹ | DMA 50 | 1,968 ₹ | DMA 200 | 1,920 ₹ |
| Chg in FII Hold | 0.10 % | Chg in DII Hold | -0.11 % | PAT Qtr | 820 Cr. | PAT Prev Qtr | 747 Cr. |
| RSI | 43.5 | MACD | -12.9 | Volume | 3,39,078 | Avg Vol 1Wk | 4,21,219 |
| Low price | 1,613 ₹ | High price | 2,075 ₹ | PEG Ratio | 1.37 | Debt to equity | 0.00 |
| 52w Index | 73.9 % | Qtr Profit Var | 18.1 % | EPS | 56.4 ₹ | Industry PE | 42.8 |
📊 ICICI Lombard General Insurance (ICICIGI) shows good potential for swing trading. The stock is trading slightly below its 50 DMA (₹1,968) but above its 200 DMA (₹1,920), reflecting mixed technical signals with long-term support intact. RSI at 43.5 suggests neutral-to-oversold conditions, while MACD negative (-12.9) indicates weak short-term momentum. An optimal entry would be near ₹1,930–₹1,950. If already holding, consider exiting around ₹2,050–₹2,075, close to its recent high and resistance zone.
Positive
- ✅ EPS of ₹56.4 supports strong profitability.
- ✅ ROCE (24.9%) and ROE (18.8%) show efficient capital utilization.
- ✅ Quarterly PAT growth from ₹747 Cr. to ₹820 Cr. (+18.1%) highlights earnings momentum.
- ✅ Debt-to-equity ratio of 0.00 indicates zero leverage risk.
- ✅ FII holdings increased by 0.10%, showing foreign investor confidence.
Limitation
- ⚠️ P/E of 34.7 is higher than industry average of 42.8 but still relatively expensive compared to book value (₹322).
- ⚠️ Dividend yield of 0.64% is modest, offering limited income support.
- ⚠️ DII holdings dropped by 0.11%, showing slight domestic institutional caution.
- ⚠️ MACD negative (-12.9) signals weak short-term momentum.
- ⚠️ Volume below weekly average (3.39L vs 4.21L) indicates reduced market participation.
Company Negative News
- ❌ Weak technical indicators with MACD negative and price below 50 DMA.
- ❌ Modest dividend yield may discourage income-focused investors.
Company Positive News
- 🌟 Strong quarterly profit growth boosts investor confidence.
- 🌟 Zero debt ensures financial stability.
- 🌟 Solid ROCE and ROE reflect operational efficiency.
Industry
- 🏭 Insurance industry trades at PE of 42.8, higher than ICICIGI’s PE of 34.7, suggesting relative undervaluation.
- 🏭 Sector growth driven by rising insurance penetration and digital adoption supports long-term prospects.
Conclusion
📌 ICICI Lombard is a fundamentally strong candidate for swing trading, supported by profit growth, zero debt, and efficient capital use. Entry near ₹1,930–₹1,950 is optimal, with exit around ₹2,050–₹2,075. Traders should be cautious of weak technical momentum and modest dividend yield, but overall fundamentals and industry outlook remain favorable.
I can also prepare a peer comparison with SBI Life or HDFC Life to highlight relative swing trade opportunities in the insurance sector.
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