⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.

LODHA - Investment Analysis: Buy Signal or Bull Trap?

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Rating: 3.5

Last Updated Time : 04 Feb 26, 10:05 am

Investment Rating: 3.5

Stock Code LODHA Market Cap 1,03,103 Cr. Current Price 1,032 ₹ High / Low 1,534 ₹
Stock P/E 36.0 Book Value 202 ₹ Dividend Yield 0.41 % ROCE 14.6 %
ROE 13.2 % Face Value 10.0 ₹ DMA 50 1,054 ₹ DMA 200 1,169 ₹
Chg in FII Hold -0.62 % Chg in DII Hold 0.44 % PAT Qtr 1,146 Cr. PAT Prev Qtr 336 Cr.
RSI 52.7 MACD -33.3 Volume 30,43,901 Avg Vol 1Wk 29,91,098
Low price 864 ₹ High price 1,534 ₹ PEG Ratio 1.25 Debt to equity 0.54
52w Index 25.1 % Qtr Profit Var 37.8 % EPS 28.7 ₹ Industry PE 31.2

📊 Analysis: Lodha trades at ₹1,032 with a P/E of 36.0, slightly above the industry average of 31.2, suggesting moderate overvaluation. ROE (13.2%) and ROCE (14.6%) are decent but not exceptional. Dividend yield is modest at 0.41%, offering limited income support. The PEG ratio (1.25) indicates fair growth relative to valuation. Technical indicators (RSI 52.7, MACD -33.3) show neutral-to-bearish momentum. PAT has surged sequentially (336 Cr. → 1,146 Cr.), highlighting strong earnings momentum, though debt-to-equity at 0.54 suggests moderate leverage.

💡 Entry Price Zone: Ideal entry would be between ₹950–₹1,000, closer to the 52-week low (₹864) and below DMA 200 (₹1,169), offering better valuation comfort.

📈 Exit / Holding Strategy: If already holding, consider a medium-to-long horizon (3–5 years) given earnings growth and sector potential. Exit strategy should be triggered if price sustains below ₹900 or if ROE/ROCE stagnate. Otherwise, continue holding for compounding returns with periodic monitoring of debt levels and profitability.

✅ Positive

  • Strong sequential PAT growth (336 Cr. → 1,146 Cr.).
  • EPS at ₹28.7, reflecting solid earnings power.
  • DII holdings increased (+0.44%), showing domestic institutional confidence.

⚠️ Limitation

  • P/E of 36.0 vs industry average of 31.2, indicating slight overvaluation.
  • Dividend yield at 0.41%, modest for income investors.
  • Debt-to-equity ratio at 0.54, showing moderate leverage risk.

📉 Company Negative News

  • FII holdings reduced (-0.62%), showing declining foreign investor interest.
  • Stock trading below DMA 200, reflecting weak medium-term momentum.

📈 Company Positive News

  • Strong quarterly profit surge (up 241%).
  • High trading volumes, indicating strong market participation.

🏭 Industry

  • Real estate sector has cyclical growth tied to urbanization and housing demand.
  • Industry P/E at 31.2 highlights Lodha is trading at a slight premium compared to peers.

🔎 Conclusion

Lodha shows strong earnings momentum but trades at a slight premium with moderate leverage. It is a fair candidate for long-term investment if accumulated near ₹950–₹1,000. Existing holders should continue holding for 3–5 years unless fundamentals weaken or price drops below ₹900.

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