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COALINDIA - Investment Analysis: Buy Signal or Bull Trap?

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Rating: 4.4

Last Updated Time : 05 Feb 26, 09:22 am

Investment Rating: 4.4

Stock Code COALINDIA Market Cap 2,67,365 Cr. Current Price 435 ₹ High / Low 462 ₹
Stock P/E 12.6 Book Value 32.4 ₹ Dividend Yield 6.09 % ROCE 96.6 %
ROE 96.1 % Face Value 10.0 ₹ DMA 50 412 ₹ DMA 200 399 ₹
Chg in FII Hold 0.26 % Chg in DII Hold -0.27 % PAT Qtr 8,342 Cr. PAT Prev Qtr 116 Cr.
RSI 56.5 MACD 6.98 Volume 1,29,26,242 Avg Vol 1Wk 1,24,81,691
Low price 349 ₹ High price 462 ₹ PEG Ratio 0.84 Debt to equity 0.03
52w Index 76.1 % Qtr Profit Var 102 % EPS 34.5 ₹ Industry PE 18.8

📊 Analysis: COALINDIA trades at a P/E of 12.6, below the industry average of 18.8, indicating undervaluation. Exceptional ROE (96.1%) and ROCE (96.6%) highlight outstanding efficiency. EPS of 34.5 ₹ supports profitability, while PEG ratio of 0.84 suggests attractive valuation relative to growth. Dividend yield of 6.09% is very strong, offering consistent income. Debt-to-equity at 0.03 reflects a near debt-free balance sheet. Technicals show price above DMA 50 (412 ₹) and DMA 200 (399 ₹), with RSI at 56.5 and MACD (6.98) signaling bullish momentum. Quarterly PAT surged (8,342 Cr. vs 116 Cr.), showing robust earnings momentum. Institutional activity is mixed, with FII holdings up (+0.26%) and DII holdings down (-0.27%).

💰 Ideal Entry Zone: Between 410 ₹ – 425 ₹ (near DMA 50 support and valuation comfort). Current price (435 ₹) is slightly above ideal entry, so staggered accumulation is recommended.

📈 Exit / Holding Strategy: For long-term investors already holding, maintain positions given strong ROE, ROCE, and dividend yield. Exit only if price sustains below 399 ₹ (DMA 200) or if earnings momentum weakens significantly. Holding period: 3–5 years, with periodic review of profitability and sector demand cycles.

Positive

  • Low P/E (12.6) compared to industry average (18.8)
  • Exceptional ROE (96.1%) and ROCE (96.6%)
  • EPS of 34.5 ₹ supports profitability
  • Dividend yield of 6.09% provides strong income
  • Debt-to-equity ratio of 0.03 indicates near debt-free status
  • Quarterly PAT growth (+102%) shows strong earnings momentum

Limitation

  • Price close to 52-week high (462 ₹), limiting upside in short term
  • DII holdings reduced (-0.27%), showing domestic caution
  • Sector cyclicality tied to energy demand and government policies

Company Negative News

  • DII holdings reduced (-0.27%)
  • Dependence on coal sector exposes company to environmental and regulatory risks

Company Positive News

  • Quarterly PAT surged (8,342 Cr. vs 116 Cr.)
  • FII holdings increased (+0.26%), reflecting foreign confidence

Industry

  • Industry P/E at 18.8 shows COALINDIA trades at a discount
  • Coal sector remains critical for energy supply, though facing long-term sustainability challenges

Conclusion

✅ COALINDIA is a fundamentally strong, undervalued company with exceptional efficiency metrics and high dividend yield. Ideal entry is near 410–425 ₹. Long-term holders should maintain positions for 3–5 years, monitoring profitability, sector demand, and regulatory developments.

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