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PFC - Technical Analysis with Chart Patterns & Indicators

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Rating: 3.8

Last Updated Time : 24 May 26, 10:34 pm

Technical Rating: 3.8

Stock Code PFC Market Cap 1,42,317 Cr. Current Price 431 ₹ High / Low 486 ₹
Stock P/E 7.10 Book Value 311 ₹ Dividend Yield 3.67 % ROCE 9.93 %
ROE 20.7 % Face Value 10.0 ₹ DMA 50 435 ₹ DMA 200 411 ₹
Chg in FII Hold 1.31 % Chg in DII Hold -0.43 % PAT Qtr 6,325 Cr. PAT Prev Qtr 4,763 Cr.
RSI 42.6 MACD -2.59 Volume 36,67,900 Avg Vol 1Wk 49,70,950
Low price 330 ₹ High price 486 ₹ PEG Ratio 0.36 Debt to equity 4.85
52w Index 64.6 % Qtr Profit Var 23.8 % EPS 60.8 ₹ Industry PE 18.8

📈 Trend Analysis: PFC is trading at ₹431, slightly below the 50 DMA (₹435) but above the 200 DMA (₹411). This suggests short-term weakness but medium-term support remains intact. The stock has corrected from its 52-week high of ₹486 and is consolidating near support levels.

📊 RSI: At 42.6, RSI indicates the stock is in a neutral-to-weak zone, closer to oversold conditions, which may limit further downside.

📉 MACD: Negative MACD (-2.59) confirms bearish momentum in the short term, aligning with price weakness below the 50 DMA.

📌 Bollinger Bands: Price is near the lower band, suggesting possible consolidation or rebound if support holds.

🔎 Volume Trends: Current volume (36,67,900) is below the 1-week average (49,70,950), showing reduced participation, which reflects cautious sentiment.

💡 Momentum Signals: Short-term momentum is weak. Optimal entry zone lies near ₹415–₹420 support levels. Exit/resistance zone is around ₹445–₹455, where selling pressure may emerge.

📌 Market Phase: The stock is consolidating with a bearish bias, attempting to stabilize near support after recent declines.


Positive

  • 🚀 Strong quarterly PAT growth (₹6,325 Cr vs ₹4,763 Cr), up 23.8%.
  • 📊 EPS of ₹60.8 reflects solid earnings power.
  • 💰 Attractive dividend yield of 3.67% provides income stability.
  • 📈 ROE at 20.7% indicates strong shareholder returns.
  • 🌍 FII holdings increased by 1.31%, showing foreign investor confidence.

Limitation

  • ⚠️ Current price below 50 DMA, signaling short-term weakness.
  • 📉 ROCE at 9.93% is modest compared to peers.
  • 🔎 Lower trading volume indicates reduced momentum.

Company Negative News

  • 📉 High debt-to-equity ratio (4.85), raising leverage concerns.
  • ⚠️ DII holdings decreased by 0.43%, showing reduced domestic institutional interest.

Company Positive News

  • 📈 Quarterly PAT growth of 23.8% highlights operational strength.
  • 💡 Strong EPS supports long-term earnings visibility.
  • 🔒 Dividend yield of 3.67% adds investor appeal.

Industry

  • 🏭 Industry PE at 18.8, much higher than PFC’s 7.1, indicating undervaluation.
  • 📊 Sector benefits from infrastructure and power financing demand.

Conclusion

⚖️ PFC is consolidating with short-term weakness but strong fundamentals. Attractive valuation (P/E 7.1 vs industry 18.8) and high dividend yield make it appealing for long-term investors. Strategy: consider entry near ₹415–₹420 support zones and book profits around ₹445–₹455 resistance. The stock is consolidating with potential for reversal if volumes improve.

Technical Analysis
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