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PFC - Technical Analysis with Chart Patterns & Indicators

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Rating: 4.2

Last Updated Time : 19 Mar 26, 09:02 pm

Technical Rating: 4.2

Stock Code PFC Market Cap 1,42,633 Cr. Current Price 432 ₹ High / Low 444 ₹
Stock P/E 7.57 Book Value 296 ₹ Dividend Yield 3.66 % ROCE 9.74 %
ROE 20.4 % Face Value 10.0 ₹ DMA 50 400 ₹ DMA 200 396 ₹
Chg in FII Hold -0.51 % Chg in DII Hold -0.56 % PAT Qtr 4,763 Cr. PAT Prev Qtr 4,462 Cr.
RSI 61.1 MACD 4.95 Volume 1,56,13,510 Avg Vol 1Wk 1,03,27,987
Low price 330 ₹ High price 444 ₹ PEG Ratio 0.38 Debt to equity 4.97
52w Index 89.4 % Qtr Profit Var 14.6 % EPS 57.1 ₹ Industry PE 18.0

📊 Technical Analysis

  • Trend: The stock is trending upward, testing recent highs with strong momentum.
  • Moving Averages: Current price (₹432) is above both 50 DMA (₹400) and 200 DMA (₹396), confirming bullish trend.
  • RSI: 61.1 — moderately strong, not yet overbought, suggesting room for further upside.
  • MACD: 4.95 — positive crossover, indicating bullish momentum.
  • Bollinger Bands: Price is near the upper band, showing strength but caution for possible pullback.
  • Volume Trends: Current volume (1.56 Cr) is significantly higher than 1-week average (1.03 Cr), reflecting strong buying interest.

🎯 Entry & Exit Zones

  • Support: ₹420 – ₹425 (near breakout zone)
  • Resistance: ₹440 – ₹444 (recent 52-week high)
  • Optimal Entry: Around ₹425 – ₹430 on dips.
  • Exit Zone: ₹440 – ₹444 for short-term traders.

✅ Positive

  • Low P/E (7.57) compared to industry average (18.0), making valuation attractive.
  • Strong ROE (20.4%) indicates efficient shareholder returns.
  • Dividend yield of 3.66% provides steady income stream.
  • Quarterly PAT growth (₹4,462 Cr → ₹4,763 Cr) shows consistent performance.

⚠️ Limitation

  • High debt-to-equity ratio (4.97) raises leverage concerns.
  • ROCE (9.74%) is modest compared to peers, limiting efficiency.

📉 Company Negative News

  • FII holding decreased by 0.51% and DII holding decreased by 0.56%, showing cautious institutional sentiment.

📈 Company Positive News

  • Strong quarterly profit growth (+14.6%).
  • Stock trading near 52-week high (₹444), reflecting investor confidence.
  • PEG ratio of 0.38 suggests undervaluation relative to growth.

🏭 Industry

  • Industry PE is 18.0, much higher than PFC’s 7.57, indicating undervaluation.
  • Sector benefits from infrastructure financing and government-backed projects, supporting long-term demand.

🔎 Conclusion

  • PFC is trending upward with strong momentum and attractive valuations.
  • Short-term traders can target ₹440 – ₹444, while long-term investors benefit from dividends and growth.
  • High leverage remains a risk, but fundamentals and technicals support bullish outlook.
  • Overall, the stock is in a trending phase with potential for further upside if volumes sustain.

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