PFC - Technical Analysis with Chart Patterns & Indicators
Back to ListTechnical Rating: 4.1
| Stock Code | PFC | Market Cap | 1,25,899 Cr. | Current Price | 382 ₹ | High / Low | 444 ₹ |
| Stock P/E | 6.91 | Book Value | 296 ₹ | Dividend Yield | 4.14 % | ROCE | 9.74 % |
| ROE | 20.4 % | Face Value | 10.0 ₹ | DMA 50 | 368 ₹ | DMA 200 | 390 ₹ |
| Chg in FII Hold | -0.51 % | Chg in DII Hold | -0.56 % | PAT Qtr | 4,462 Cr. | PAT Prev Qtr | 4,502 Cr. |
| RSI | 59.1 | MACD | 4.86 | Volume | 2,46,57,144 | Avg Vol 1Wk | 1,48,40,125 |
| Low price | 330 ₹ | High price | 444 ₹ | PEG Ratio | 0.34 | Debt to equity | 4.97 |
| 52w Index | 45.2 % | Qtr Profit Var | 2.09 % | EPS | 55.2 ₹ | Industry PE | 19.1 |
📊 Chart & Trend Analysis: PFC is trading at 382 ₹, above its 50 DMA (368 ₹) but slightly below its 200 DMA (390 ₹). This indicates short-term strength but medium-term resistance. RSI at 59.1 suggests neutral-to-positive momentum, while MACD at 4.86 confirms bullish crossover. Bollinger Bands show price moving towards the mid-to-upper band, signaling continuation potential if volume sustains.
📈 Momentum Signals: Strong volume (2.46 Cr.) compared to 1-week average (1.48 Cr.) indicates active participation and bullish sentiment. RSI is not overbought, leaving room for further upside. However, resistance near 390–400 ₹ must be cleared for trend continuation.
🎯 Entry Zone: 370–380 ₹ (near 50 DMA support)
🚪 Exit Zone: 420–440 ₹ (resistance near upper trendline and 52-week high)
📌 Trend Status: Trending upward with bullish bias, but facing medium-term resistance around 390–400 ₹. Sustained volume and breakout above 400 ₹ could confirm reversal into a strong uptrend.
Positive
- Attractive valuation with P/E of 6.91 vs industry PE of 19.1.
- High dividend yield of 4.14% supports income investors.
- Strong ROE of 20.4% and EPS of 55.2 ₹ indicate profitability.
- PEG ratio of 0.34 suggests undervaluation relative to growth.
Limitation
- High debt-to-equity ratio of 4.97 increases leverage risk.
- ROCE at 9.74% is modest compared to peers.
- Stock faces resistance near 200 DMA (390 ₹), limiting upside unless broken.
Company Negative News
- Quarterly PAT slightly declined from 4,502 Cr. to 4,462 Cr.
- FII (-0.51%) and DII (-0.56%) holdings reduced, showing institutional caution.
Company Positive News
- Quarterly profit variation +2.09% shows stable earnings.
- Strong market cap of 1.25 lakh Cr. reflects leadership in the sector.
Industry
- Industry PE at 19.1 highlights sector is valued higher than PFC, making PFC relatively undervalued.
- Power finance sector benefits from infrastructure and energy demand growth.
Conclusion
⚖️ PFC shows bullish momentum with strong fundamentals and attractive valuation. Entry near 370–380 ₹ offers margin of safety, while exits around 420–440 ₹ align with resistance. Despite high leverage, dividend yield and profitability make it appealing. A breakout above 400 ₹ could trigger a strong uptrend, making PFC suitable for medium-term investors with risk management.