PFC - IntraDay Trade Analysis with Live Signals

Last Updated Time : 05 Nov 25, 7:43 am

IntraDay Trade Rating: 3.8

📊 PFC offers value and stability, but weak momentum and technical resistance suggest a cautious intraday approach.

📈 Positive

• 💰 P/E of 7.21 vs. industry P/E of 23.4 indicates deep undervaluation.
• 📈 EPS of ₹55.0 and Quarterly PAT of ₹4,502 Cr. reflect strong earnings performance.
• 📊 ROE of 20.4% and ROCE of 9.74% show solid return metrics.
• 📈 PEG ratio of 0.36 suggests attractive valuation relative to growth.
• 📈 FII holding increased by 0.18%, showing foreign investor confidence.

⚠️ Limitation

• 📉 MACD at -0.73 and RSI at 44.8 indicate weak momentum.
• 📉 Price trading below DMA 50 (₹403) and DMA 200 (₹413), suggesting technical resistance.
• 📉 Volume of 52.5 lakh is below 1-week average of 60.2 lakh, showing reduced intraday interest.
• 📉 Debt-to-equity ratio of 5.23 reflects high leverage typical of NBFCs.

🚫 Company Negative News

• 📉 PAT declined from ₹5,109 Cr. to ₹4,502 Cr., indicating margin pressure.
• 📉 DII holding dropped by 0.07%, showing slight domestic caution.

✅ Company Positive News

• ⚡ Continued disbursement growth and infrastructure financing support long-term earnings visibility.
• 📢 Strong dividend yield of 3.99% adds investor appeal.

🏭 Industry

• 🏦 Industry P/E of 23.4 reflects moderate growth expectations in financial services and NBFCs.
• 📈 Government push for infrastructure and power sector reforms supports sector fundamentals.

📌 Conclusion

• ⚠️ PFC is a moderate intraday candidate with strong fundamentals but weak technicals and momentum.
• 💡 Consider buying near ₹392–₹395 with target at ₹402–₹405 and stop-loss at ₹388.
• 📤 If already holding, exit if price crosses ₹404 with volume > 60 lakh or RSI > 50.

I can also chart PFC’s intraday support and resistance zones to help you visualize trade levels.