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IRFC - Technical Analysis with Chart Patterns & Indicators

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Rating: 3.6

Last Updated Time : 28 May 26, 08:37 pm

Technical Rating: 3.6

Stock Code IRFC Market Cap 1,29,613 Cr. Current Price 99.2 ₹ High / Low 149 ₹
Stock P/E 18.5 Book Value 43.4 ₹ Dividend Yield 2.12 % ROCE 5.64 %
ROE 12.8 % Face Value 10.0 ₹ DMA 50 102 ₹ DMA 200 113 ₹
Chg in FII Hold 0.18 % Chg in DII Hold 1.35 % PAT Qtr 1,684 Cr. PAT Prev Qtr 1,802 Cr.
RSI 45.5 MACD -0.90 Volume 76,68,747 Avg Vol 1Wk 94,28,584
Low price 87.0 ₹ High price 149 ₹ PEG Ratio 5.41 Debt to equity 7.69
52w Index 19.7 % Qtr Profit Var 0.15 % EPS 5.36 ₹ Industry PE 19.0

📉 IRFC is trading below both its 50 DMA (₹102) and 200 DMA (₹113), reflecting short-term and medium-term weakness. RSI at 45.5 indicates bearish undertones, while MACD is negative (-0.90), confirming downward bias. Bollinger Bands show price near the lower band, suggesting oversold conditions. Current volume (76.7 lakh) is below average (94.2 lakh), showing reduced participation.

🔑 Short-term momentum signals: Weak, with limited upside unless price reclaims ₹102–₹105 zone.

🎯 Entry Zone: ₹95–₹99 (support region)

🚪 Exit Zone: ₹110–₹115 (resistance region)

📊 Trend Status: Consolidating with bearish tilt

Positive

  • Dividend yield of 2.12% provides steady income
  • EPS at ₹5.36 supports valuation
  • FII (+0.18%) and DII (+1.35%) holdings increased, showing institutional confidence
  • PEG ratio at 5.41 highlights growth premium
  • 52-week return of 19.7% shows investor interest

Limitation

  • Trading below both 50 DMA and 200 DMA
  • RSI below 50 indicates weak momentum
  • Negative MACD confirms bearish crossover
  • High debt-to-equity ratio (7.69) raises leverage concerns
  • ROCE (5.64%) remains modest
  • Volume below average, limiting breakout potential

Company Negative News

  • Quarterly PAT declined (₹1,802 Cr. → ₹1,684 Cr.)
  • High leverage compared to peers
  • Price struggling to sustain above long-term averages

Company Positive News

  • Institutional inflows (FII +0.18%, DII +1.35%)
  • Dividend yield of 2.12% adds investor confidence
  • Stable EPS at ₹5.36

Industry

  • Industry PE at 19.0 highlights sector trading at fair multiples
  • Railway financing sector supported by infrastructure expansion and government initiatives

Conclusion

⚖️ IRFC shows weak technical momentum with RSI below 50 and negative MACD. Entry is favorable near ₹95–₹99 with profit booking around ₹110–₹115. Trend remains consolidative with bearish tilt unless price sustains above 200 DMA (₹113). Fundamentals remain constrained by high leverage and modest ROCE, making IRFC more suitable for tactical trades than long-term holding.

Would you like me to extend this into a railway sector overlay comparing IRFC’s technicals and fundamentals against peers like RVNL, IRCON, and IREDA to highlight sector-relative positioning?

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