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IRFC - Technical Analysis with Chart Patterns & Indicators

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Rating: 3.9

Last Updated Time : 04 May 26, 11:57 am

Technical Rating: 3.9

Stock Code IRFC Market Cap 1,36,187 Cr. Current Price 104 ₹ High / Low 149 ₹
Stock P/E 19.4 Book Value 43.3 ₹ Dividend Yield 2.02 % ROCE 5.83 %
ROE 12.8 % Face Value 10.0 ₹ DMA 50 103 ₹ DMA 200 116 ₹
Chg in FII Hold 0.18 % Chg in DII Hold 1.35 % PAT Qtr 1,802 Cr. PAT Prev Qtr 1,777 Cr.
RSI 56.1 MACD 1.66 Volume 96,39,692 Avg Vol 1Wk 1,21,98,316
Low price 87.0 ₹ High price 149 ₹ PEG Ratio 8.80 Debt to equity 2.73
52w Index 27.8 % Qtr Profit Var 10.5 % EPS 5.36 ₹ Industry PE 19.8

📉 IRFC is trading slightly above its 50 DMA (₹103) but below the 200 DMA (₹116), showing short-term support but medium-term weakness. RSI at 56.1 indicates mild bullish momentum, while MACD at 1.66 confirms a positive crossover. Bollinger Bands show price leaning toward the mid-range, reflecting consolidation. Current volume (96.3 lakh) is below average (1.21 Cr.), highlighting reduced participation.

🔑 Short-term momentum signals: Bullish bias, but sustainability depends on reclaiming ₹110–₹115 zone.

🎯 Entry Zone: ₹100–₹104 (support region)

🚪 Exit Zone: ₹112–₹118 (resistance region)

📊 Trend Status: Consolidating with bullish tilt

Positive

  • Trading above 50 DMA supports short-term strength
  • Quarterly PAT growth (+10.5%) shows earnings momentum
  • Dividend yield of 2.02% provides steady income
  • EPS at ₹5.36 supports valuation
  • Institutional support with FII (+0.18%) and DII (+1.35%) inflows

Limitation

  • Price trading below 200 DMA (₹116), showing medium-term weakness
  • High debt-to-equity ratio (2.73) raises leverage risk
  • ROCE (5.83%) remains modest
  • PEG ratio at 8.80 indicates stretched growth valuation
  • Volume below average, limiting breakout potential

Company Negative News

  • High leverage with debt-to-equity at 2.73
  • Price struggling to sustain above long-term averages

Company Positive News

  • Quarterly PAT improved from ₹1,777 Cr. to ₹1,802 Cr.
  • Strong institutional inflows (FII +0.18%, DII +1.35%)
  • Dividend yield of 2.02% adds investor confidence

Industry

  • Industry PE at 19.8 highlights sector trading at fair multiples
  • Railway financing sector supported by infrastructure expansion and government initiatives

Conclusion

⚖️ IRFC shows mild bullish technical signals with RSI above 55 and positive MACD, but fundamentals remain constrained by high leverage and modest ROCE. Entry near ₹100–₹104 offers tactical opportunity, with profit booking around ₹112–₹118. Trend remains consolidative with bullish tilt, requiring breakout above 200 DMA (₹116) for sustained upside momentum.

Would you like me to extend this into a swing-trade overlay comparing IRFC against peers like IRCON, RVNL, and IREDA to highlight sector-relative strength and positioning?

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