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IRFC - Technical Analysis with Chart Patterns & Indicators

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Rating: 3.2

Last Updated Time : 02 Feb 26, 09:51 am

Technical Rating: 3.2

Stock Code IRFC Market Cap 1,48,318 Cr. Current Price 114 ₹ High / Low 149 ₹
Stock P/E 21.2 Book Value 43.3 ₹ Dividend Yield 1.41 % ROCE 5.83 %
ROE 12.8 % Face Value 10.0 ₹ DMA 50 120 ₹ DMA 200 126 ₹
Chg in FII Hold 0.01 % Chg in DII Hold 0.06 % PAT Qtr 1,802 Cr. PAT Prev Qtr 1,777 Cr.
RSI 39.6 MACD -1.13 Volume 7,66,10,869 Avg Vol 1Wk 3,29,04,448
Low price 108 ₹ High price 149 ₹ PEG Ratio 9.58 Debt to equity 2.73
52w Index 13.4 % Qtr Profit Var 10.5 % EPS 5.36 ₹ Industry PE 19.1

📊 Chart Patterns & Trend: IRFC is in a bearish consolidation phase after correcting from its highs. Price is trading below both the 50 DMA (120 ₹) and 200 DMA (126 ₹), indicating short-term weakness and medium-term resistance. Strong support is visible near 108–112 ₹, while resistance lies around 120–126 ₹.

📉 Moving Averages: Both 50 DMA and 200 DMA are acting as resistance. Sustained move above 125–126 ₹ would confirm bullish reversal.

📉 RSI: At 39.6, RSI is weak, suggesting bearish momentum and oversold conditions.

📉 MACD: Negative (-1.13), showing bearish crossover and continued downside momentum.

📊 Bollinger Bands: Price is near the lower band, reflecting oversold conditions. A rebound toward 118–120 ₹ is possible if support holds.

📊 Volume Trends: Current volume (7.66 Cr.) is significantly higher than average weekly volume (3.29 Cr.), showing strong participation despite weakness, indicating possible accumulation.

🎯 Entry Zone: 110–114 ₹ (support zone).

🎯 Exit Zone: 120–126 ₹ (resistance zone).

🔑 Stop Loss: 108 ₹ (below recent support).


Positive

  • EPS at 5.36 ₹ supports valuation strength.
  • Dividend yield of 1.41% adds income stability.
  • Quarterly PAT improved from 1,777 Cr. to 1,802 Cr. (10.5% growth).
  • FII (+0.01%) and DII (+0.06%) holdings show marginal institutional inflows.

Limitation

  • Price trading below both 50 DMA and 200 DMA confirms short-term weakness.
  • ROCE at 5.83% and ROE at 12.8% are modest compared to peers.
  • PEG ratio at 9.58 indicates poor growth-adjusted valuation.
  • High debt-to-equity ratio (2.73) raises leverage concerns.

Company Negative News

  • Stock corrected from 149 ₹ to 114 ₹, reflecting investor caution.
  • Weak return ratios limit efficiency and profitability outlook.

Company Positive News

  • Quarterly PAT growth highlights operational improvement.
  • Marginal institutional inflows (FII and DII) show investor confidence.
  • Strong trading volume indicates active investor participation.

Industry

  • Industry PE at 19.1 vs. stock PE at 21.2 highlights slight premium valuation.
  • Railway financing sector supported by government infrastructure spending and long-term projects.

Conclusion

⚖️ IRFC is in a bearish consolidation phase with weak signals (RSI low, MACD negative). Short-term bounce is possible from 110–114 ₹, but resistance near 120–126 ₹ limits upside. Medium-term outlook remains cautious due to high leverage and weak return ratios, though dividend yield, PAT growth, and strong trading volume provide resilience. Risk management is crucial for traders considering entry.

Would you like me to extend this into a peer benchmarking overlay with other railway-linked finance and infrastructure companies (like RVNL, IRCON, and RITES) to highlight relative strength and sector rotation opportunities?

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